Lument Finance Trust (STU:70X) Tariff Resilience Score: 8/10 (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:70X Lument Finance Trust Inc STU:70X
47 GF Score
Price €0.76
GF Value €1.11
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Lument Finance Trust Tariff Resilience Score?

Lument Finance Trust STU:70X -1.30% 47 Tariff Resilience Score is 8 as of Jul. 18, 2026. GuruFocus rates STU:70X with a GF Score™ of 47/100 and a GF Value™ of €1.11 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 974 REITs companies, Lument Finance Trust ranks better than 90.55% on this metric.

Lument Finance Trust has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Lument Finance Trust has Primarily a finance company with limited direct exposure to international trade. Revenue is largely domestic, and historical tariffs have had minimal impact. Industry is generally exempt from trade tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Lument Finance Trust might have Highly Resilient.


Lument Finance Trust  (STU:70X) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Lument Finance Trust Tariff Resilience Score Related Terms


STU:70X vs LOAN, SACH, GPMT: Tariff Resilience Score Comparison

For the REIT - Mortgage subindustry, Lument Finance Trust's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lument Finance Trust Tariff Resilience Score vs REITs Industry

For the REITs industry and Real Estate sector, Lument Finance Trust's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Lument Finance Trust's Tariff Resilience Score falls into.


STU:70X
47GF Score
Lument Finance Trust Inc STU:70X
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Lument Finance Trust (STU:70X) has a Tariff Resilience Score of 8 as of Jul. 18, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Lument Finance Trust ranks #92 out of 974 companies in the REITs industry, placing it in the top 9.4%.
Is Lument Finance Trust's Tariff Resilience Score too high?
Lument Finance Trust's current Tariff Resilience Score is 8. Based on the distribution chart, Lument Finance Trust ranks #92 out of 974 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Lument Finance Trust has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lument Finance Trust's Tariff Resilience Score compare to LOAN and SACH?
According to the REITs industry distribution chart, Lument Finance Trust ranks #92 out of 974 companies for Tariff Resilience Score. This places Lument Finance Trust in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a REITs company?
A good Tariff Resilience Score depends on the REITs industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Lument Finance Trust's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lument Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, Lument Finance Trust (STU:70X) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.11, compared to a current price of €0.76 — trading 31.5% below its estimated fair value. The current Tariff Resilience Score is 8. Lument Finance Trust's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Lument Finance Trust (STU:70X), the current Tariff Resilience Score is 8 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lument Finance Trust (STU:70X) Overvalued in 2026?

Based on GuruFocus' analysis, Lument Finance Trust stock appears to be undervalued. The current stock price of €0.76 is trading 31.5% below its estimated GF Value™ of €1.11. GuruFocus considers Lument Finance Trust to be Modestly Undervalued.

Key valuation signals for STU:70X:

  • Tariff Resilience Score: 8
  • GF Value™: €1.11 vs. price of €0.76 (31.5% below fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the STU:70X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lument Finance Trust Business Description

Industry Real EstateREITs
Other Exchanges LFT:USA
Address 230 Park Avenue, 20th Floor, New York, NY, USA, 10169
Lument Finance Trust Inc operates as a real estate investment trust. The company is engaged in investment, financing, and management of a portfolio of commercial real estate debt investments. It invests in transitional floating-rate commercial real estate mortgage loans, mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans, and other CRE debt instruments.
47GF Score

Get the complete analysis for STU:70X

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.76
Price
€1.11
GF Value