Suruga Bank (TSE:8358) Tariff Resilience Score: 8/10 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8358 Suruga Bank Ltd TSE:8358
50 GF Score
Price 円2,716.00
GF Value 円1,497.59
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Suruga Bank Tariff Resilience Score?

Suruga Bank TSE:8358 -1.63% 50 Tariff Resilience Score is 8 as of Jul. 17, 2026. GuruFocus rates TSE:8358 with a GF Score™ of 50/100 and a GF Value™ of 円1,497.59 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,606 Banks companies, Suruga Bank ranks better than 78.7% on this metric.

Suruga Bank has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Suruga Bank has Primarily a domestic bank in Japan with limited direct exposure to international trade tariffs. Its operations are largely insulated from global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Suruga Bank might have Highly Resilient.


Suruga Bank  (TSE:8358) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Suruga Bank Tariff Resilience Score Related Terms


Suruga Bank Tariff Resilience Score Competitor Comparison

For the Banks - Regional subindustry, Suruga Bank's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Suruga Bank Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Suruga Bank's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Suruga Bank's Tariff Resilience Score falls into.


TSE:8358
50GF Score
Suruga Bank Ltd TSE:8358
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Suruga Bank (TSE:8358) has a Tariff Resilience Score of 8 as of Jul. 17, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Suruga Bank ranks #342 out of 1606 companies in the Banks industry, placing it in the top 21.3%.
Is Suruga Bank's Tariff Resilience Score too high?
Suruga Bank's current Tariff Resilience Score is 8. Based on the distribution chart, Suruga Bank ranks #342 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Suruga Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Suruga Bank's Tariff Resilience Score compare to competitors?
According to the Banks industry distribution chart, Suruga Bank ranks #342 out of 1606 companies for Tariff Resilience Score. This places Suruga Bank in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Suruga Bank's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suruga Bank stock overvalued right now?
Based on GuruFocus' analysis, Suruga Bank (TSE:8358) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,497.59, compared to a current price of 円2,716.00 — trading 81.4% above its estimated fair value. The current Tariff Resilience Score is 8. Suruga Bank's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Suruga Bank (TSE:8358), the current Tariff Resilience Score is 8 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Suruga Bank (TSE:8358) Overvalued in 2026?

Based on GuruFocus' analysis, Suruga Bank stock appears to be overvalued. The current stock price of 円2,716.00 is trading 81.4% above its estimated GF Value™ of 円1,497.59. GuruFocus considers Suruga Bank to be Significantly Overvalued.

Key valuation signals for TSE:8358:

  • Tariff Resilience Score: 8
  • GF Value™: 円1,497.59 vs. price of 円2,716.00 (81.4% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the TSE:8358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Suruga Bank Business Description

Other Exchanges SRGBF:USAURU:Germany
Address 23 Toriyoko-cho, Numazu, JPN
Suruga Bank Ltd. is a regional bank in the Kanto area. The company divides its operations into five core businesses: personal loans, housing loans, asset management, life support, and small- to medium-size corporate lending. Specifically, this includes deposits, loans, foreign exchange transactions, leasing, letters of credit, and credit card services. Within their loan business, Suruga caters to consumers, allowing them to access more credit to work on projects such as renovations and refurbishment in addition to traditional housing loans. The company earns the majority of its revenue from housing loans. The bank operates primarily in Shizuoka and Kanagawa.
50GF Score

Get the complete analysis for TSE:8358

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,716.00
Price
円1,497.59
GF Value