FCNCB (First Citizens BancShares) Total Debt per Share: $2,853.21 (As of Jun. 2026)

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FCNCB First Citizens BancShares Inc FCNCB
74 GF Score
Price $1,800.00
GF Value $1,962.95
Valuation Fairly Valued
! 4 Warning Signs
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What is First Citizens BancShares Total Debt per Share?

First Citizens BancShares FCNCB +0.28% 74 Total Debt per Share is $2,853.21 as of Jun. 2026. GuruFocus rates FCNCB with a GF Score™ of 74/100 and a GF Value™ of $1,962.95 (Fairly Valued). The stock has 4 warning signs investors should review.

$2,853.21 (As of Jun. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. First Citizens BancShares's Total Debt Per Share for the quarter that ended in Jun. 2026 was $2,853.21.

First Citizens BancShares Total Debt per Share Historical Data

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The historical data trend for First Citizens BancShares's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Citizens BancShares Total Debt per Share Chart

First Citizens BancShares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 128.26 452.30 2,593.25 2,700.18 2,974.96

First Citizens BancShares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,905.86 3,058.33 2,974.96 2,918.04 2,853.21
FCNCB
74GF Score
First Citizens BancShares Inc FCNCB
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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First Citizens BancShares Total Debt per Share Calculation

First Citizens BancShares's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(36,113+0)/12
=2,974.96

First Citizens BancShares's Total Debt Per Share for the quarter that ended in Jun. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(32,346+152)/11
=2,853.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $2,853.21 mean?
First Citizens BancShares (FCNCB) has a Total Debt per Share of $2,853.21 as of Jun. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on First Citizens BancShares and its competitors.
Is First Citizens BancShares' Total Debt per Share too high?
First Citizens BancShares' current Total Debt per Share is $2,853.21. Overall, First Citizens BancShares has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Citizens BancShares' Total Debt per Share compare to KEY and RF?
First Citizens BancShares' Total Debt per Share of $2,853.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on First Citizens BancShares and its competitors. First Citizens BancShares's current Total Debt per Share is $2,853.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens BancShares stock overvalued right now?
Based on GuruFocus' analysis, First Citizens BancShares (FCNCB) is currently considered Fairly Valued. The stock's GF Value™ is $1,962.95, compared to a current price of $1,800.00 — trading 8.3% below its estimated fair value. The current Total Debt per Share is $2,853.21. First Citizens BancShares' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For First Citizens BancShares (FCNCB), the current Total Debt per Share is $2,853.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Citizens BancShares (FCNCB) Overvalued in 2026?

Based on GuruFocus' analysis, First Citizens BancShares stock appears to be undervalued. The current stock price of $1,800.00 is trading 8.3% below its estimated GF Value™ of $1,962.95. GuruFocus considers First Citizens BancShares to be Fairly Valued.

Key valuation signals for FCNCB:

  • Total Debt per Share: $2,853.21
  • GF Value™: $1,962.95 vs. price of $1,800.00 (8.3% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the FCNCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Citizens BancShares Business Description

Address 4300 Six Forks Road, Raleigh, NC, USA, 27609
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
74GF Score

Get the complete analysis for FCNCB

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,800.00
Price
$1,962.95
GF Value