Cullen/Frost Bankers (XTER:CFZ) Total Equity: €4,531 Mil (As of Mar. 2026)


XTER:CFZ Cullen/Frost Bankers Inc XTER:CFZ
20 GF Score
Price €133.00
GF Value €119.85
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Cullen/Frost Bankers Total Equity?

Cullen/Frost Bankers XTER:CFZ +0.76% 20 Total Equity is €4,531 Mil as of Mar. 2026. GuruFocus rates XTER:CFZ with a GF Score™ of 20/100 and a GF Value™ of €119.85 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Cullen/Frost Bankers's total equity for the quarter that ended in Mar. 2026 was €4,531 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

Cullen/Frost Bankers Total Equity Historical Data

* Premium members only.

The historical data trend for Cullen/Frost Bankers's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullen/Frost Bankers Total Equity Chart

Cullen/Frost Bankers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,439.56 3,137.23 3,716.45 3,898.59 4,573.04

Cullen/Frost Bankers Semi-Annual Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,114.16 4,200.31 4,460.78 4,573.04 4,530.67
XTER:CFZ
20GF Score
Cullen/Frost Bankers Inc XTER:CFZ
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cullen/Frost Bankers Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

Cullen/Frost Bankers's Total Equity for the fiscal year that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=53041.424-48468.388
=4,573

Cullen/Frost Bankers's Total Equity for the quarter that ended in Mar. 2026 is calculated as

Total Equity=Total Assets(Q: Mar. 2026 )-Total Liabilities(Q: Mar. 2026 )
=52724.557-48193.888
=4,531

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of €4,531 Mil mean?
Cullen/Frost Bankers (XTER:CFZ) has a Total Equity of €4,531 Mil as of Mar. 2026. The total amount of equity as record on a company's balance sheet. View historical data for Cullen/Frost Bankers and its competitors.
Is Cullen/Frost Bankers' Total Equity too high?
Cullen/Frost Bankers' current Total Equity is €4,531 Mil. Overall, Cullen/Frost Bankers has a GF Score™ of 20/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' Total Equity compare to ?
Cullen/Frost Bankers' Total Equity of €4,531 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for Cullen/Frost Bankers and its competitors. Cullen/Frost Bankers's current Total Equity is €4,531 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Based on GuruFocus' analysis, Cullen/Frost Bankers (XTER:CFZ) is currently considered Modestly Overvalued. The stock's GF Value™ is €119.85, compared to a current price of €133.00 — trading 11% above its estimated fair value. The current Total Equity is €4,531 Mil. Cullen/Frost Bankers' overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For Cullen/Frost Bankers (XTER:CFZ), the current Total Equity is €4,531 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullen/Frost Bankers (XTER:CFZ) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of €133.00 is trading 11% above its estimated GF Value™ of €119.85. GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.

Key valuation signals for XTER:CFZ:

  • Total Equity: €4,531 Mil
  • GF Value™: €119.85 vs. price of €133.00 (11% above fair value)
  • GF Score™: 20/100 with 5 warning signs

No single metric tells the full story. See the XTER:CFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Comparable Companies
Other Exchanges CFRpB.PFD:USACFR:USA
Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
20GF Score

Get the complete analysis for XTER:CFZ

Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€133.00
Price
€119.85
GF Value