Saga (CHIX:SAGAL) Total Liabilities: £1,205.9 Mil (As of Jan. 2026)


CHIX:SAGAL Saga PLC CHIX:SAGAL
58 GF Score
Price £6.40
GF Value £1.37
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Saga Total Liabilities?

Saga CHIX:SAGAL +0.71% 58 Total Liabilities is £1,205.9 Mil as of Jan. 2026. GuruFocus rates CHIX:SAGAL with a GF Score™ of 58/100 and a GF Value™ of £1.37 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Saga's Total Liabilities for the quarter that ended in Jan. 2026 was £1,205.9 Mil.

Saga's quarterly Total Liabilities declined from Jan. 2025 (£1,530.60 Mil) to Jul. 2025 (£1,216.50 Mil) and declined from Jul. 2025 (£1,216.50 Mil) to Jan. 2026 (£1,205.90 Mil).

Saga's annual Total Liabilities declined from Jan. 2024 (£1,659.30 Mil) to Jan. 2025 (£1,530.60 Mil) and declined from Jan. 2025 (£1,530.60 Mil) to Jan. 2026 (£1,205.90 Mil).

Saga Total Liabilities Historical Data

* Premium members only.

The historical data trend for Saga's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saga Total Liabilities Chart

Saga Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,615.50 1,583.90 1,659.30 1,530.60 1,205.90

Saga Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,659.30 1,589.10 1,530.60 1,216.50 1,205.90
CHIX:SAGAL
58GF Score
Saga PLC CHIX:SAGAL
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Saga Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Saga's Total Liabilities for the fiscal year that ended in Jan. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=523.7+(0+656.8
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+25.4+0)
=1,205.9

Total Liabilities=Total Assets (A: Jan. 2026 )-Total Equity (A: Jan. 2026 )
=1275.6-69.7
=1,205.9

Saga's Total Liabilities for the quarter that ended in Jan. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=523.7+(0+656.8
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+25.4+0)
=1,205.9

Total Liabilities=Total Assets (Q: Jan. 2026 )-Total Equity (Q: Jan. 2026 )
=1275.6-69.7
=1,205.9

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of £1,205.9 Mil mean?
Saga (CHIX:SAGAL) has a Total Liabilities of £1,205.9 Mil as of Jan. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Saga and its competitors.
Is Saga's Total Liabilities too high?
Saga's current Total Liabilities is £1,205.9 Mil. Overall, Saga has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saga's Total Liabilities compare to BRK.A and AIG?
Saga's Total Liabilities of £1,205.9 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for an Insurance company?
A good Total Liabilities depends on the Insurance industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Saga and its competitors. Saga's current Total Liabilities is £1,205.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saga stock overvalued right now?
Based on GuruFocus' analysis, Saga (CHIX:SAGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.37, compared to a current price of £6.40 — trading 367.2% above its estimated fair value. The current Total Liabilities is £1,205.9 Mil. Saga's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Saga (CHIX:SAGAL), the current Total Liabilities is £1,205.9 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saga (CHIX:SAGAL) Overvalued in 2026?

Based on GuruFocus' analysis, Saga stock appears to be overvalued. The current stock price of £6.40 is trading 367.2% above its estimated GF Value™ of £1.37. GuruFocus considers Saga to be Significantly Overvalued.

Key valuation signals for CHIX:SAGAL:

  • Total Liabilities: £1,205.9 Mil
  • GF Value™: £1.37 vs. price of £6.40 (367.2% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the CHIX:SAGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Saga Business Description

Other Exchanges SAGA:UK65J:Germany
Address 3 Pancras Square, London, GBR, N1C 4AG
Saga PLC is a diversified insurance company that also offers lifestyle products and services. The company operates in two main segments: Insurance, travel and Other. The company generates the vast majority of its revenue from the insurance segment, specifically through premiums and broking revenues. This segment offers retail motor broking, retail home broking, and underwriting products and services. The travel segment provides group tours, holiday packages, and cruises. Saga's customers are people aged 50 and older, and all revenue comes from the United Kingdom.
58GF Score

Get the complete analysis for CHIX:SAGAL

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£6.40
Price
£1.37
GF Value