HQY (HealthEquity) Total Liabilities: $1,259 Mil (As of Apr. 2026)

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HQY HealthEquity Inc HQY
96 GF Score
Price $104.38
GF Value $104.14
Valuation Fairly Valued
! 4 Warning Signs
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What is HealthEquity Total Liabilities?

HealthEquity HQY -0.53% 96 Total Liabilities is $1,259 Mil as of Apr. 2026. GuruFocus rates HQY with a GF Score™ of 96/100 and a GF Value™ of $104.14 (Fairly Valued). The stock has 4 warning signs investors should review.

HealthEquity's Total Liabilities for the quarter that ended in Apr. 2026 was $1,259 Mil.

HealthEquity's quarterly Total Liabilities increased from Oct. 2025 ($1,264.04 Mil) to Jan. 2026 ($1,273.14 Mil) but then declined from Jan. 2026 ($1,273.14 Mil) to Apr. 2026 ($1,258.79 Mil).

HealthEquity's annual Total Liabilities increased from Jan. 2024 ($1,128.77 Mil) to Jan. 2025 ($1,333.64 Mil) but then declined from Jan. 2025 ($1,333.64 Mil) to Jan. 2026 ($1,273.14 Mil).


HealthEquity Total Liabilities Historical Data

* Premium members only.

The historical data trend for HealthEquity's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HealthEquity Total Liabilities Chart

HealthEquity Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,254.53 1,193.26 1,128.77 1,333.64 1,273.14

HealthEquity Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,292.47 1,270.26 1,264.04 1,273.14 1,258.79
HQY
96GF Score
HealthEquity Inc HQY
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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HealthEquity Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

HealthEquity's Total Liabilities for the fiscal year that ended in Jan. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=156.85+(991.569+31.007
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+93.71+0+0)
=1,273

Total Liabilities=Total Assets (A: Jan. 2026 )-Total Equity (A: Jan. 2026 )
=3380.332-2107.196
=1,273

HealthEquity's Total Liabilities for the quarter that ended in Apr. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=135.74+(974.766+52.932
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+95.353+0+0)
=1,259

Total Liabilities=Total Assets (Q: Apr. 2026 )-Total Equity (Q: Apr. 2026 )
=3306.186-2047.395
=1,259

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $1,259 Mil mean?
HealthEquity (HQY) has a Total Liabilities of $1,259 Mil as of Apr. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for HealthEquity and its competitors.
Is HealthEquity's Total Liabilities too high?
HealthEquity's current Total Liabilities is $1,259 Mil. Overall, HealthEquity has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HealthEquity's Total Liabilities compare to TEM and TXG?
HealthEquity's Total Liabilities of $1,259 Mil can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Healthcare Providers & Services company?
A good Total Liabilities depends on the Healthcare Providers & Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for HealthEquity and its competitors. HealthEquity's current Total Liabilities is $1,259 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HealthEquity stock overvalued right now?
Based on GuruFocus' analysis, HealthEquity (HQY) is currently considered Fairly Valued. The stock's GF Value™ is $104.14, compared to a current price of $104.38 — trading 0.2% above its estimated fair value. The current Total Liabilities is $1,259 Mil. HealthEquity's overall GF Score™ is 96/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For HealthEquity (HQY), the current Total Liabilities is $1,259 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HealthEquity (HQY) Overvalued in 2026?

Based on GuruFocus' analysis, HealthEquity stock appears to be overvalued. The current stock price of $104.38 is trading 0.2% above its estimated GF Value™ of $104.14. GuruFocus considers HealthEquity to be Fairly Valued.

Key valuation signals for HQY:

  • Total Liabilities: $1,259 Mil
  • GF Value™: $104.14 vs. price of $104.38 (0.2% above fair value)
  • GF Score™: 96/100 with 4 warning signs

No single metric tells the full story. See the HQY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HealthEquity Business Description

Other Exchanges 2HE:Germany
Address 15 West Scenic Pointe Drive, Suite 100, Draper, UT, USA, 84020
HealthEquity Inc provides solutions that allow consumers to make healthcare saving and spending decisions. It provides payment processing services, personalized benefit information, the ability to earn wellness incentives, and investment advice to grow their tax-advantaged healthcare savings. It manages consumers' tax-advantaged health savings accounts (HSAs) and other consumer-directed benefits (CDBs) offered by employers, including flexible spending accounts and health reimbursement arrangements (FSAs and HRAs), and administers Consolidated Omnibus Budget Reconciliation Act (COBRA), commuter and other benefits. It also provides investment advisory services to customers whose account balances exceed a certain threshold. HealthEquity generates its revenue in the United States.
96GF Score

Get the complete analysis for HQY

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$104.38
Price
$104.14
GF Value