PNC Financial Services Group (STU:PNP) Total Operating Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:PNP PNC Financial Services Group Inc STU:PNP
78 GF Score
Price €220.00
GF Value €177.56
Valuation Modestly Overvalued
! 8 Warning Signs
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What is PNC Financial Services Group Total Operating Expense?

Total Operating Expense does not apply to banks and insurance companies.

STU:PNP
78GF Score
PNC Financial Services Group Inc STU:PNP
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PNC Financial Services Group (STU:PNP) Overvalued in 2026?

Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued. The current stock price of €220.00 is trading 23.9% above its estimated GF Value™ of €177.56. GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.

Key valuation signals for STU:PNP:

  • Total Operating Expense:
  • GF Value™: €177.56 vs. price of €220.00 (23.9% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the STU:PNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PNC Financial Services Group Business Description

Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
78GF Score

Get the complete analysis for STU:PNP

Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€220.00
Price
€177.56
GF Value