Instant Group AG (STU:CCB) Asset Turnover: -0.18 (As of Dec. 2025)

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STU:CCB Instant Group AG STU:CCB
37 GF Score
Price €1.70
GF Value €1.00
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Instant Group AG Asset Turnover?

Instant Group AG STU:CCB 37 Asset Turnover is -0.18 as of Dec. 2025. GuruFocus rates STU:CCB with a GF Score™ of 37/100 and a GF Value™ of €1.00 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Instant Group AG's Revenue for the six months ended in Dec. 2025 was €-0.53 Mil. Instant Group AG's Total Assets for the quarter that ended in Dec. 2025 was €2.97 Mil. Therefore, Instant Group AG's Asset Turnover for the quarter that ended in Dec. 2025 was -0.18.

Asset Turnover is linked to ROE % through Du Pont Formula. Instant Group AG's annualized ROE % for the quarter that ended in Dec. 2025 was -1.36%. It is also linked to ROA % through Du Pont Formula. Instant Group AG's annualized ROA % for the quarter that ended in Dec. 2025 was -0.74%.


Instant Group AG  (STU:CCB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Instant Group AG's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-0.022/1.6195
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-0.022 / -1.056)*(-1.056 / 2.9665)*(2.9665/ 1.6195)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.08 %*-0.356*1.8317
=ROA %*Equity Multiplier
=-0.74 %*1.8317
=-1.36 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Instant Group AG's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=-0.022/2.9665
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-0.022 / -1.056)*(-1.056 / 2.9665)
=Net Margin %*Asset Turnover
=2.08 %*-0.356
=-0.74 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Instant Group AG Asset Turnover Related Terms


Instant Group AG Asset Turnover Historical Data

* Premium members only.

The historical data trend for Instant Group AG's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Instant Group AG Asset Turnover Chart

Instant Group AG Annual Data
Trend Dec08 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.51 0.00 0.06 0.03

Instant Group AG Semi-Annual Data
Dec08 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.06 0.00 0.20 -0.18

STU:CCB vs MS, GS, SCHW: Asset Turnover Comparison

For the Capital Markets subindustry, Instant Group AG's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Instant Group AG Asset Turnover vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Instant Group AG's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Instant Group AG's Asset Turnover falls into.


STU:CCB
37GF Score
Instant Group AG STU:CCB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Instant Group AG Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Instant Group AG's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=0.08/( (3.2+2.962)/ 2 )
=0.08/3.081
=0.03

Instant Group AG's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=-0.528/( (2.971+2.962)/ 2 )
=-0.528/2.9665
=-0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of -0.18 mean?
Instant Group AG (STU:CCB) has a Asset Turnover of -0.18 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Instant Group AG and its competitors.
Is Instant Group AG's Asset Turnover too high?
Instant Group AG's current Asset Turnover is -0.18. Overall, Instant Group AG has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Instant Group AG's Asset Turnover compare to MS and GS?
Instant Group AG's Asset Turnover of -0.18 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Capital Markets company?
A good Asset Turnover depends on the Capital Markets industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Instant Group AG and its competitors. Instant Group AG's current Asset Turnover is -0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instant Group AG stock overvalued right now?
Based on GuruFocus' analysis, Instant Group AG (STU:CCB) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.00, compared to a current price of €1.70 — trading 70% above its estimated fair value. The current Asset Turnover is -0.18. Instant Group AG's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Instant Group AG (STU:CCB), the current Asset Turnover is -0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Instant Group AG (STU:CCB) Overvalued in 2026?

Based on GuruFocus' analysis, Instant Group AG stock appears to be overvalued. The current stock price of €1.70 is trading 70% above its estimated GF Value™ of €1.00. GuruFocus considers Instant Group AG to be Significantly Overvalued.

Key valuation signals for STU:CCB:

  • Asset Turnover: -0.18
  • GF Value™: €1.00 vs. price of €1.70 (70% above fair value)
  • GF Score™: 37/100 with 2 warning signs

No single metric tells the full story. See the STU:CCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Instant Group AG Business Description

Other Exchanges CCB:Germany
Address Innere Wiener Strasse 14, Munich, DEU, 81667
Instant Group AG is a holding company. It enables an alternative path of going public without the long-winded, complicated proceedings of the traditional IPO process. It offers companies advice and implementation of IPOs and IPOs via stock market transactions. Its other services include capital market services, company valuations, dual listing, and brochure builds.
37GF Score

Get the complete analysis for STU:CCB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.70
Price
€1.00
GF Value