Sumer Commercial Bank (IQS:BSUC) WACC %:0% (As of Jul. 20, 2026)

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What is Sumer Commercial Bank WACC %?

Sumer Commercial Bank IQS:BSUC +4.35% WACC % is 0% as of Jul. 20, 2026.

As of today (2026-07-20), Sumer Commercial Bank's weighted average cost of capital is 0%%. Sumer Commercial Bank's ROIC % is 0.00% (calculated using TTM income statement data). Sumer Commercial Bank earns returns that do not match up to its cost of capital. It will destroy value as it grows.

*Note: The beta of this company cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.

For a comprehensive WACC calculation, please access the WACC Calculator.


Sumer Commercial Bank  (IQS:BSUC) WACC % Explanation

Because it costs money to raise capital. A firm that generates higher ROIC % than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Sumer Commercial Bank's weighted average cost of capital is 0%%. Sumer Commercial Bank's ROIC % is 0.00% (calculated using TTM income statement data). Sumer Commercial Bank earns returns that do not match up to its cost of capital. It will destroy value as it grows.

*Note: The beta of this company cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.


Be Aware

1. GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding latest one-year quarterly average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together.
For companies that report quarterly, GuruFocus combines all of the most recent year's quarterly debt data from the beginning of the year to the year-end and calculates the average.
For companies that report semi-annually, GuruFocus combines all of the most recent year's semi-annual debt data from the start of the year to the year-end and calculates the average.
For companies that report annually, GuruFocus combines the beginning and ending annual debt data from the most recent year and then calculates the average.

2. The WACC formula discussed above does not include Preferred Stock. Please adjust if preferred stock is considered.

3. (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.

4. GuruFocus uses the latest TTM Interest Expense divided by the latest one-year quarterly average debt to get the simplified cost of debt.


Related Terms

Sumer Commercial Bank WACC % Historical Data

* Premium members only.

The historical data trend for Sumer Commercial Bank's WACC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumer Commercial Bank WACC % Chart

Sumer Commercial Bank Annual Data
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Sumer Commercial Bank Quarterly Data
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Sumer Commercial Bank WACC % Competitor Comparison

For the Banks - Regional subindustry, Sumer Commercial Bank's WACC %, along with its competitors' market caps and WACC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sumer Commercial Bank WACC % vs Banks Industry

For the Banks industry and Financial Services sector, Sumer Commercial Bank's WACC % distribution charts can be found below:

* The bar in red indicates where Sumer Commercial Bank's WACC % falls into.



Sumer Commercial Bank WACC % Calculation

The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. The WACC is commonly referred to as the firm's cost of capital. Generally speaking, a company's assets are financed by debt and equity. WACC is the average of the costs of these sources of financing, each of which is weighted by its respective use in the given situation. By taking a weighted average, we can see how much interest the company has to pay for every dollar it finances.

WACC=E/(E + D)*Cost of Equity+D/(E + D)*Cost of Debt*(1 - Tax Rate)

Frequently Asked Questions Learn more about WACC % →
What does a WACC % of 0% mean?
Sumer Commercial Bank (IQS:BSUC) has a WACC % of 0% as of Jul. 20, 2026. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Sumer Commercial Bank and its competitors.
Is Sumer Commercial Bank's WACC % too high?
Sumer Commercial Bank's current WACC % is 0%.
How does Sumer Commercial Bank's WACC % compare to competitors?
Sumer Commercial Bank's WACC % of 0% can be compared against companies in the Banks industry. The industry median WACC % is 13.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good WACC % for a Banks company?
The median WACC % among Banks companies is 13.11, based on 1,541 companies in the industry. Companies in the top quartile (top 25%) have a WACC % significantly above this median, while those in the bottom quartile fall well below. However, WACC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high WACC % mean?
A high WACC % can signal that a stock is expensive relative to its fundamentals. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Sumer Commercial Bank and its competitors. For the Banks industry, the median WACC % is 13.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sumer Commercial Bank's current WACC % is 0%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumer Commercial Bank stock overvalued right now?
Sumer Commercial Bank (IQS:BSUC) has a current WACC % of 0%. The current WACC % is 0%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is WACC % calculated?
WACC % is calculated from a company's financial statements. For Sumer Commercial Bank (IQS:BSUC), the current WACC % is 0% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sumer Commercial Bank Business Description

Address Hay Al-Riad, Section 908, Street 16, Building 13, P.O Box 2476, Al-Alwiya, Baghdad, IRQ
Sumer Commercial Bank provides banking services. Its services include acceptance of deposits, granting all kinds of credits in Iraqi dinars and foreign currencies, foreign transfers, foreign exchange, and issuing letter of guarantees.