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Bank Of ChinaBACHY -0.46%65 5-Year Yield-on-Cost % is 7.94 as of Aug. 03, 2026, which is 9% below its 10-year median of 8.75. GuruFocus rates BACHY with a GF Score™ of 65/100 and a GF Value™ of $14.53 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,252 Banks companies, Bank Of China ranks better than 74.6% on this metric.
Bank Of China's yield on cost for the quarter that ended in Mar. 2026 was 7.94.
The historical rank and industry rank for Bank Of China's 5-Year Yield-on-Cost % or its related term are showing as below:
BACHY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.08 Med: 8.75 Max: 21.87
Current: 7.94
During the past 13 years, Bank Of China's highest Yield on Cost was 21.87. The lowest was 6.08. And the median was 8.75.
BACHY's 5-Year Yield-on-Cost % is ranked better than 74.6% of 1252
companies
in the Banks industry
Industry Median: 3.825
vs BACHY: 7.94
Bank Of China (OTCPK:BACHY) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank Of China 5-Year Yield-on-Cost % Related Terms
BACHY vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison
For the Banks - Diversified subindustry, Bank Of China's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of China 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of China's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank Of China's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Bank Of China is calculated as
Bank Of China (BACHY) has a 5-Year Yield-on-Cost % of 7.94 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Of China and its competitors. This is near median its historical median of 8.75. Over the past decade, Bank Of China's 5-Year Yield-on-Cost % has ranged from 6.08 to 21.87. According to the industry distribution chart, Bank Of China ranks #318 out of 1252 companies in the Banks industry, placing it in the top 25.4%.
Is Bank Of China's 5-Year Yield-on-Cost % too high?
Bank Of China's current 5-Year Yield-on-Cost % of 7.94 is near median its 10-year median of 8.75. Over the past 10 years, this metric has ranged from a low of 6.08 to a high of 21.87. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Bank Of China's value of 7.94 is 107.6% above this industry median. Based on the distribution chart, Bank Of China ranks #318 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of China has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of China's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank Of China ranks #318 out of 1252 companies for 5-Year Yield-on-Cost %. This puts Bank Of China in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. Bank Of China's value of 7.94 is 107.6% above this benchmark. Historically, Bank Of China's own 5-Year Yield-on-Cost % has ranged from 6.08 to 21.87 over the past decade. While the company's 10-year median is 8.75 vs. the industry median of 3.83, Bank Of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of China's current 5-Year Yield-on-Cost % of 7.94 is 107.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Of China and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of China's current 5-Year Yield-on-Cost % is 7.94, which is near median its own 10-year median of 8.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Bank Of China (BACHY) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.53, compared to a current price of $17.41 — trading 19.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.94, which is near median its 10-year median of 8.75 and 107.6% above the Banks industry median of 3.83. Bank Of China's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank Of China (BACHY), the current 5-Year Yield-on-Cost % is 7.94 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of China (BACHY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of China stock appears to be overvalued.
The current stock price of $17.41 is trading 19.8% above its estimated GF Value™ of $14.53.
GuruFocus considers Bank Of China to be Modestly Overvalued.
Key valuation signals for BACHY:
5-Year Yield-on-Cost %: 7.94 (near median its 10-year median of 8.75)
GF Value™: $14.53 vs. price of $17.41 (19.8% above fair value)
Industry Position: 107.6% above the Banks median (#318 of 1252)
No single metric tells the full story. See the BACHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1912 and headquartered in Beijing, Bank of China, or BOC, has evolved through multiple institutional mandates—from central bank to foreign exchange specialist to state-owned trade finance bank—before establishing its current universal banking model. The group was dual-listed on the Hong Kong and Shanghai stock exchanges in 2006. It provides a comprehensive range of financial services to customers across Greater China and overseas. Central Huijin, a Chinese state-owned investment company and BOC's largest shareholder, controls 64%. BOC has the most extensive global reach among Chinese banks, with operations in 64 countries and regions.
65GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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