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BNP ParibasBNPQF -3.23%68 5-Year Yield-on-Cost % is 5.29 as of Jul. 24, 2026, which is 15% below its 10-year median of 6.24. GuruFocus rates BNPQF with a GF Score™ of 68/100 and a GF Value™ of $78.11 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,250 Banks companies, BNP Paribas ranks better than 63.36% on this metric.
BNP Paribas's yield on cost for the quarter that ended in Mar. 2026 was 5.29.
The historical rank and industry rank for BNP Paribas's 5-Year Yield-on-Cost % or its related term are showing as below:
BNPQF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.03 Med: 6.24 Max: 12.56
Current: 5.29
During the past 13 years, BNP Paribas's highest Yield on Cost was 12.56. The lowest was 2.03. And the median was 6.24.
BNPQF's 5-Year Yield-on-Cost % is ranked better than 63.36% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs BNPQF: 5.29
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
For the Banks - Regional subindustry, BNP Paribas's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BNP Paribas 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, BNP Paribas's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BNP Paribas's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of BNP Paribas is calculated as
BNP Paribas (BNPQF) has a 5-Year Yield-on-Cost % of 5.29 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BNP Paribas and its competitors. This is 15% below median its historical median of 6.24. Over the past decade, BNP Paribas' 5-Year Yield-on-Cost % has ranged from 2.03 to 12.56. According to the industry distribution chart, BNP Paribas ranks #458 out of 1250 companies in the Banks industry, placing it in the top 36.6%.
Is BNP Paribas' 5-Year Yield-on-Cost % too high?
BNP Paribas' current 5-Year Yield-on-Cost % of 5.29 is 15% below median its 10-year median of 6.24. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 12.56. The Banks industry median 5-Year Yield-on-Cost % is 3.89. BNP Paribas' value of 5.29 is 36.2% above this industry median. Based on the distribution chart, BNP Paribas ranks #458 out of 1250 companies in the Banks industry, which is above the industry midpoint. Overall, BNP Paribas has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas' 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, BNP Paribas ranks #458 out of 1250 companies for 5-Year Yield-on-Cost %. This puts BNP Paribas in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. BNP Paribas' value of 5.29 is 36.2% above this benchmark. Historically, BNP Paribas' own 5-Year Yield-on-Cost % has ranged from 2.03 to 12.56 over the past decade. While the company's 10-year median is 6.24 vs. the industry median of 3.89, BNP Paribas has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BNP Paribas's current 5-Year Yield-on-Cost % of 5.29 is 36.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BNP Paribas and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNP Paribas's current 5-Year Yield-on-Cost % is 5.29, which is 15% below median its own 10-year median of 6.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas (BNPQF) is currently considered Significantly Overvalued. The stock's GF Value™ is $78.11, compared to a current price of $113.90 — trading 45.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.29, which is 15% below median its 10-year median of 6.24 and 36.2% above the Banks industry median of 3.89. BNP Paribas' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BNP Paribas (BNPQF), the current 5-Year Yield-on-Cost % is 5.29 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BNP Paribas (BNPQF) Overvalued in 2026?
Based on GuruFocus' analysis, BNP Paribas stock appears to be overvalued.
The current stock price of $113.90 is trading 45.8% above its estimated GF Value™ of $78.11.
GuruFocus considers BNP Paribas to be Significantly Overvalued.
Key valuation signals for BNPQF:
5-Year Yield-on-Cost %: 5.29 (15% below median its 10-year median of 6.24)
GF Value™: $78.11 vs. price of $113.90 (45.8% above fair value)
Industry Position: 36.2% above the Banks median (#458 of 1250)
No single metric tells the full story. See the BNPQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The merger of Banque Nationale de Paris and Paribas created BNP Paribas in 2000, making it the largest publicly traded bank in France. Although BNP Paribas has operations in about 80 countries, it considers France, Italy, and Belgium to be its home markets.
68GF Score
Get the complete analysis for BNPQF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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