UNIQA Insurance Group AG (CHIX:UQAV) 5-Year Yield-on-Cost %: 15.76 (As of Jul. 24, 2026) — 30% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:UQAV UNIQA Insurance Group AG CHIX:UQAV
65 GF Score
Price €17.68
GF Value €11.59
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is UNIQA Insurance Group AG 5-Year Yield-on-Cost %?

UNIQA Insurance Group AG CHIX:UQAV 65 5-Year Yield-on-Cost % is 15.76 as of Jul. 24, 2026, which is 30% below its 10-year median of 22.54. GuruFocus rates CHIX:UQAV with a GF Score™ of 65/100 and a GF Value™ of €11.59 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 419 Insurance companies, UNIQA Insurance Group AG ranks better than 95.23% on this metric.

UNIQA Insurance Group AG's yield on cost for the quarter that ended in Dec. 2025 was 15.76.


The historical rank and industry rank for UNIQA Insurance Group AG's 5-Year Yield-on-Cost % or its related term are showing as below:

CHIX:UQAv' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 8.29   Med: 22.54   Max: 42.48
Current: 15.76


During the past 13 years, UNIQA Insurance Group AG's highest Yield on Cost was 42.48. The lowest was 8.29. And the median was 22.54.


CHIX:UQAv's 5-Year Yield-on-Cost % is ranked better than
95.23% of 419 companies
in the Insurance industry
Industry Median: 3.92 vs CHIX:UQAv: 15.76

UNIQA Insurance Group AG  (CHIX:UQAv) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


UNIQA Insurance Group AG 5-Year Yield-on-Cost % Related Terms


CHIX:UQAV vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison

For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UNIQA Insurance Group AG 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where UNIQA Insurance Group AG's 5-Year Yield-on-Cost % falls into.


CHIX:UQAV
65GF Score
UNIQA Insurance Group AG CHIX:UQAV
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UNIQA Insurance Group AG 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of UNIQA Insurance Group AG is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 15.76 mean?
UNIQA Insurance Group AG (CHIX:UQAV) has a 5-Year Yield-on-Cost % of 15.76 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on UNIQA Insurance Group AG and its competitors. This is 30% below median its historical median of 22.54. Over the past decade, UNIQA Insurance Group AG's 5-Year Yield-on-Cost % has ranged from 8.29 to 42.48. According to the industry distribution chart, UNIQA Insurance Group AG ranks #20 out of 419 companies in the Insurance industry, placing it in the top 4.8%.
Is UNIQA Insurance Group AG's 5-Year Yield-on-Cost % too high?
UNIQA Insurance Group AG's current 5-Year Yield-on-Cost % of 15.76 is 30% below median its 10-year median of 22.54. Over the past 10 years, this metric has ranged from a low of 8.29 to a high of 42.48. The Insurance industry median 5-Year Yield-on-Cost % is 3.92. UNIQA Insurance Group AG's value of 15.76 is 302% above this industry median. Based on the distribution chart, UNIQA Insurance Group AG ranks #20 out of 419 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, UNIQA Insurance Group AG has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, UNIQA Insurance Group AG ranks #20 out of 419 companies for 5-Year Yield-on-Cost %. This places UNIQA Insurance Group AG in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.92. UNIQA Insurance Group AG's value of 15.76 is 302% above this benchmark. Historically, UNIQA Insurance Group AG's own 5-Year Yield-on-Cost % has ranged from 8.29 to 42.48 over the past decade. While the company's 10-year median is 22.54 vs. the industry median of 3.92, UNIQA Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.92, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNIQA Insurance Group AG's current 5-Year Yield-on-Cost % of 15.76 is 302% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on UNIQA Insurance Group AG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNIQA Insurance Group AG's current 5-Year Yield-on-Cost % is 15.76, which is 30% below median its own 10-year median of 22.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, UNIQA Insurance Group AG (CHIX:UQAV) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.59, compared to a current price of €17.68 — trading 52.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 15.76, which is 30% below median its 10-year median of 22.54 and 302% above the Insurance industry median of 3.92. UNIQA Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For UNIQA Insurance Group AG (CHIX:UQAV), the current 5-Year Yield-on-Cost % is 15.76 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UNIQA Insurance Group AG (CHIX:UQAV) Overvalued in 2026?

Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued. The current stock price of €17.68 is trading 52.5% above its estimated GF Value™ of €11.59. GuruFocus considers UNIQA Insurance Group AG to be Significantly Overvalued.

Key valuation signals for CHIX:UQAV:

  • 5-Year Yield-on-Cost %: 15.76 (30% below median its 10-year median of 22.54)
  • GF Value™: €11.59 vs. price of €17.68 (52.5% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 302% above the Insurance median (#20 of 419)

No single metric tells the full story. See the CHIX:UQAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UNIQA Insurance Group AG Business Description

Address Untere Donaustrasse 21, Vienna, AUT, A-1029
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
65GF Score

Get the complete analysis for CHIX:UQAV

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.68
Price
€11.59
GF Value