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Ellington FinancialFRA:1EL +1.29%68 5-Year Yield-on-Cost % is 13.22 as of Aug. 12, 2026, which is 2% below its 10-year median of 13.52. GuruFocus rates FRA:1EL with a GF Score™ of 68/100 and a GF Value™ of €11.90 (Fairly Valued). The stock has 8 warning signs investors should review. Among 866 REITs companies, Ellington Financial ranks better than 77.94% on this metric.
Ellington Financial's yield on cost for the quarter that ended in Jun. 2026 was 13.22.
The historical rank and industry rank for Ellington Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:1EL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.59 Med: 13.52 Max: 50.59
Current: 13.22
During the past 13 years, Ellington Financial's highest Yield on Cost was 50.59. The lowest was 6.59. And the median was 13.52.
FRA:1EL's 5-Year Yield-on-Cost % is ranked better than 77.94% of 866
companies
in the REITs industry
Industry Median: 7.44
vs FRA:1EL: 13.22
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ellington Financial 5-Year Yield-on-Cost % Related Terms
FRA:1EL vs ARR, ORC, TWO: 5-Year Yield-on-Cost % Comparison
For the REIT - Mortgage subindustry, Ellington Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ellington Financial 5-Year Yield-on-Cost % vs REITs Industry
For the REITs industry and Real Estate sector, Ellington Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ellington Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Ellington Financial (FRA:1EL) has a 5-Year Yield-on-Cost % of 13.22 as of Aug. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ellington Financial and its competitors. This is near median its historical median of 13.52. Over the past decade, Ellington Financial's 5-Year Yield-on-Cost % has ranged from 6.59 to 50.59. According to the industry distribution chart, Ellington Financial ranks #191 out of 866 companies in the REITs industry, placing it in the top 22.1%.
Is Ellington Financial's 5-Year Yield-on-Cost % too high?
Ellington Financial's current 5-Year Yield-on-Cost % of 13.22 is near median its 10-year median of 13.52. Over the past 10 years, this metric has ranged from a low of 6.59 to a high of 50.59. The REITs industry median 5-Year Yield-on-Cost % is 7.44. Ellington Financial's value of 13.22 is 77.7% above this industry median. Based on the distribution chart, Ellington Financial ranks #191 out of 866 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ellington Financial has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ellington Financial's 5-Year Yield-on-Cost % compare to ARR and ORC?
According to the REITs industry distribution chart, Ellington Financial ranks #191 out of 866 companies for 5-Year Yield-on-Cost %. This places Ellington Financial in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 7.44. Ellington Financial's value of 13.22 is 77.7% above this benchmark. Historically, Ellington Financial's own 5-Year Yield-on-Cost % has ranged from 6.59 to 50.59 over the past decade. While the company's 10-year median is 13.52 vs. the industry median of 7.44, Ellington Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a REITs company?
The median 5-Year Yield-on-Cost % among REITs companies is 7.44, based on 866 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Financial's current 5-Year Yield-on-Cost % of 13.22 is 77.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ellington Financial and its competitors. For the REITs industry, the median 5-Year Yield-on-Cost % is 7.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Financial's current 5-Year Yield-on-Cost % is 13.22, which is near median its own 10-year median of 13.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Financial stock overvalued right now?
Based on GuruFocus' analysis, Ellington Financial (FRA:1EL) is currently considered Fairly Valued. The stock's GF Value™ is €11.90, compared to a current price of €11.75 — trading 1.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 13.22, which is near median its 10-year median of 13.52 and 77.7% above the REITs industry median of 7.44. Ellington Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ellington Financial (FRA:1EL), the current 5-Year Yield-on-Cost % is 13.22 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ellington Financial (FRA:1EL) Overvalued in 2026?
Based on GuruFocus' analysis, Ellington Financial stock appears to be undervalued.
The current stock price of €11.75 is trading 1.3% below its estimated GF Value™ of €11.90.
GuruFocus considers Ellington Financial to be Fairly Valued.
Key valuation signals for FRA:1EL:
5-Year Yield-on-Cost %: 13.22 (near median its 10-year median of 13.52)
GF Value™: €11.90 vs. price of €11.75 (1.3% below fair value)
Industry Position: 77.7% above the REITs median (#191 of 866)
No single metric tells the full story. See the FRA:1EL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ellington Financial Inc is a specialty finance company. Its primary investment objective is to generate attractive, risk-adjusted total returns for its shareholders by making investments. The company has two reportable segments; The Investment Portfolio Segment is focused on investing in a diverse array of financial assets, including residential and commercial mortgage loans, residential mortgage-backed securities, non-mortgage- and mortgage-related derivatives, debt and equity investments in loan origination companies, and other strategic investments, and The Longbridge Segment is focused on the origination and servicing of reverse mortgage loans. It acquires reverse mortgage loans both through its origination activities and through secondary market purchases.
68GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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