Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Dah Sing Financial Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:DSR'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.43 Med: 11.52 Max: 22.54
Current: 13.9
During the past 13 years, Dah Sing Financial Holdings's highest Yield on Cost was 22.54. The lowest was 4.43. And the median was 11.52.
FRA:DSR's 5-Year Yield-on-Cost % is ranked better than 91.21% of 1251
companies
in the Banks industry
Industry Median: 3.88
vs FRA:DSR: 13.90
Dah Sing Financial Holdings (FRA:DSR) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Dah Sing Financial Holdings 5-Year Yield-on-Cost % Related Terms
Dah Sing Financial Holdings 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Dah Sing Financial Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dah Sing Financial Holdings 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Dah Sing Financial Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Dah Sing Financial Holdings's 5-Year Yield-on-Cost % falls into.
Dah Sing Financial Holdings 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Dah Sing Financial Holdings (FRA:DSR) has a 5-Year Yield-on-Cost % of 13.90 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dah Sing Financial Holdings and its competitors. This is 21% above median its historical median of 11.52. Over the past decade, Dah Sing Financial Holdings' 5-Year Yield-on-Cost % has ranged from 4.43 to 22.54. According to the industry distribution chart, Dah Sing Financial Holdings ranks #110 out of 1251 companies in the Banks industry, placing it in the top 8.8%.
Is Dah Sing Financial Holdings' 5-Year Yield-on-Cost % too high?
Dah Sing Financial Holdings' current 5-Year Yield-on-Cost % of 13.90 is 21% above median its 10-year median of 11.52. Over the past 10 years, this metric has ranged from a low of 4.43 to a high of 22.54. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Dah Sing Financial Holdings' value of 13.90 is 258.2% above this industry median. Based on the distribution chart, Dah Sing Financial Holdings ranks #110 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dah Sing Financial Holdings has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Dah Sing Financial Holdings' 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Dah Sing Financial Holdings ranks #110 out of 1251 companies for 5-Year Yield-on-Cost %. This places Dah Sing Financial Holdings in the top 9% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. Dah Sing Financial Holdings' value of 13.90 is 258.2% above this benchmark. Historically, Dah Sing Financial Holdings' own 5-Year Yield-on-Cost % has ranged from 4.43 to 22.54 over the past decade. While the company's 10-year median is 11.52 vs. the industry median of 3.88, Dah Sing Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dah Sing Financial Holdings's current 5-Year Yield-on-Cost % of 13.90 is 258.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dah Sing Financial Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dah Sing Financial Holdings's current 5-Year Yield-on-Cost % is 13.90, which is 21% above median its own 10-year median of 11.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dah Sing Financial Holdings stock overvalued right now?
Dah Sing Financial Holdings (FRA:DSR) has a current 5-Year Yield-on-Cost % of 13.90. The stock's GF Value™ is €3.17, compared to a current price of €4.66 — trading 47% above its estimated fair value. The current 5-Year Yield-on-Cost % is 13.90, which is 21% above median its 10-year median of 11.52 and 258.2% above the Banks industry median of 3.88. Dah Sing Financial Holdings' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Dah Sing Financial Holdings (FRA:DSR), the current 5-Year Yield-on-Cost % is 13.90 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dah Sing Financial Holdings (FRA:DSR) Overvalued in 2026?
Based on GuruFocus' analysis, Dah Sing Financial Holdings stock appears to be overvalued.
The current stock price of €4.66 is trading 47% above its estimated GF Value™ of €3.17.
Key valuation signals for FRA:DSR:
5-Year Yield-on-Cost %: 13.90 (21% above median its 10-year median of 11.52)
GF Value™: €3.17 vs. price of €4.66 (47% above fair value)
Industry Position: 258.2% above the Banks median (#110 of 1251)
No single metric tells the full story. See the FRA:DSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dah Sing Financial Holdings Ltd is an investment holding company. The group provides banking, insurance, financial and other related services in Hong Kong, Macau, and the People's Republic of China. It operates in six segments: Personal Banking, Corporate Banking, Treasury and Global Markets activities, Chinese Mainland and Macau Banking, Insurance and Investment Operations, and Others. The Personal Banking segment, which derives the maximum profit, deals in deposits from individual customers, the extension of residential mortgage lending, personal loans, insurance, and investment services.
80GF Score
Get the complete analysis for FRA:DSR
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:DSR has been successfully added to your 
