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Stock Yards BancorpFRA:S4Y +0.70%70 5-Year Yield-on-Cost % is 1.81 as of Aug. 12, 2026, which is 26% below its 10-year median of 2.46. GuruFocus rates FRA:S4Y with a GF Score™ of 70/100 and a GF Value™ of €64.17. The stock has 6 warning signs investors should review. Among 1,247 Banks companies, Stock Yards Bancorp ranks worse than 84.36% on this metric.
Stock Yards Bancorp's yield on cost for the quarter that ended in Jun. 2026 was 1.81.
The historical rank and industry rank for Stock Yards Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:S4Y'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.69 Med: 2.46 Max: 4.81
Current: 1.81
During the past 13 years, Stock Yards Bancorp's highest Yield on Cost was 4.81. The lowest was 1.69. And the median was 2.46.
FRA:S4Y's 5-Year Yield-on-Cost % is ranked worse than 84.36% of 1247
companies
in the Banks industry
Industry Median: 3.81
vs FRA:S4Y: 1.81
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Stock Yards Bancorp 5-Year Yield-on-Cost % Related Terms
FRA:S4Y vs EFSC, BANR, INTR: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Stock Yards Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stock Yards Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Stock Yards Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Stock Yards Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Stock Yards Bancorp (FRA:S4Y) has a 5-Year Yield-on-Cost % of 1.81 as of Aug. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Stock Yards Bancorp and its competitors. This is 26% below median its historical median of 2.46. Over the past decade, Stock Yards Bancorp's 5-Year Yield-on-Cost % has ranged from 1.69 to 4.81. According to the industry distribution chart, Stock Yards Bancorp ranks #1052 out of 1247 companies in the Banks industry, placing it in the top 84.4%.
Is Stock Yards Bancorp's 5-Year Yield-on-Cost % too high?
Stock Yards Bancorp's current 5-Year Yield-on-Cost % of 1.81 is 26% below median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 4.81. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Stock Yards Bancorp's value of 1.81 is 52.5% below this industry median. Based on the distribution chart, Stock Yards Bancorp ranks #1052 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stock Yards Bancorp has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Stock Yards Bancorp's 5-Year Yield-on-Cost % compare to EFSC and BANR?
According to the Banks industry distribution chart, Stock Yards Bancorp ranks #1052 out of 1247 companies for 5-Year Yield-on-Cost %. This places Stock Yards Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Stock Yards Bancorp's value of 1.81 is 52.5% below this benchmark. Historically, Stock Yards Bancorp's own 5-Year Yield-on-Cost % has ranged from 1.69 to 4.81 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 3.81, Stock Yards Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stock Yards Bancorp's current 5-Year Yield-on-Cost % of 1.81 is 52.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Stock Yards Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stock Yards Bancorp's current 5-Year Yield-on-Cost % is 1.81, which is 26% below median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stock Yards Bancorp stock overvalued right now?
Stock Yards Bancorp (FRA:S4Y) has a current 5-Year Yield-on-Cost % of 1.81. The stock's GF Value™ is €64.17, compared to a current price of €71.50 — trading 11.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.81, which is 26% below median its 10-year median of 2.46 and 52.5% below the Banks industry median of 3.81. Stock Yards Bancorp's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Stock Yards Bancorp (FRA:S4Y), the current 5-Year Yield-on-Cost % is 1.81 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stock Yards Bancorp (FRA:S4Y) Overvalued in 2026?
Based on GuruFocus' analysis, Stock Yards Bancorp stock appears to be overvalued.
The current stock price of €71.50 is trading 11.4% above its estimated GF Value™ of €64.17.
Key valuation signals for FRA:S4Y:
5-Year Yield-on-Cost %: 1.81 (26% below median its 10-year median of 2.46)
GF Value™: €64.17 vs. price of €71.50 (11.4% above fair value)
Industry Position: 52.5% below the Banks median (#1052 of 1247)
No single metric tells the full story. See the FRA:S4Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
70GF Score
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