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Valiant Holding AGFRA:VAT +0.23%58 5-Year Yield-on-Cost % is 4.31 as of Jul. 19, 2026, which is 20% below its 10-year median of 5.41. GuruFocus rates FRA:VAT with a GF Score™ of 58/100 and a GF Value™ of €118.78 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,259 Banks companies, Valiant Holding AG ranks better than 56.95% on this metric.
Valiant Holding AG's yield on cost for the quarter that ended in Mar. 2026 was 4.31.
The historical rank and industry rank for Valiant Holding AG's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:VAT'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.48 Med: 5.41 Max: 7.88
Current: 4.31
During the past 13 years, Valiant Holding AG's highest Yield on Cost was 7.88. The lowest was 3.48. And the median was 5.41.
FRA:VAT's 5-Year Yield-on-Cost % is ranked better than 56.95% of 1259
companies
in the Banks industry
Industry Median: 3.86
vs FRA:VAT: 4.31
Valiant Holding AG (FRA:VAT) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Valiant Holding AG 5-Year Yield-on-Cost % Related Terms
Valiant Holding AG 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Valiant Holding AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valiant Holding AG 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Valiant Holding AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Valiant Holding AG's 5-Year Yield-on-Cost % falls into.
Valiant Holding AG 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Valiant Holding AG (FRA:VAT) has a 5-Year Yield-on-Cost % of 4.31 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Valiant Holding AG and its competitors. This is 20% below median its historical median of 5.41. Over the past decade, Valiant Holding AG's 5-Year Yield-on-Cost % has ranged from 3.48 to 7.88. According to the industry distribution chart, Valiant Holding AG ranks #542 out of 1259 companies in the Banks industry, placing it in the top 43.1%.
Is Valiant Holding AG's 5-Year Yield-on-Cost % too high?
Valiant Holding AG's current 5-Year Yield-on-Cost % of 4.31 is 20% below median its 10-year median of 5.41. Over the past 10 years, this metric has ranged from a low of 3.48 to a high of 7.88. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Valiant Holding AG's value of 4.31 is 11.7% above this industry median. Based on the distribution chart, Valiant Holding AG ranks #542 out of 1259 companies in the Banks industry, which is above the industry midpoint. Overall, Valiant Holding AG has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Valiant Holding AG's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Valiant Holding AG ranks #542 out of 1259 companies for 5-Year Yield-on-Cost %. This puts Valiant Holding AG in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Valiant Holding AG's value of 4.31 is 11.7% above this benchmark. Historically, Valiant Holding AG's own 5-Year Yield-on-Cost % has ranged from 3.48 to 7.88 over the past decade. While the company's 10-year median is 5.41 vs. the industry median of 3.86, Valiant Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,259 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valiant Holding AG's current 5-Year Yield-on-Cost % of 4.31 is 11.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Valiant Holding AG and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valiant Holding AG's current 5-Year Yield-on-Cost % is 4.31, which is 20% below median its own 10-year median of 5.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valiant Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Valiant Holding AG (FRA:VAT) is currently considered Significantly Overvalued. The stock's GF Value™ is €118.78, compared to a current price of €176.00 — trading 48.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.31, which is 20% below median its 10-year median of 5.41 and 11.7% above the Banks industry median of 3.86. Valiant Holding AG's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Valiant Holding AG (FRA:VAT), the current 5-Year Yield-on-Cost % is 4.31 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valiant Holding AG (FRA:VAT) Overvalued in 2026?
Based on GuruFocus' analysis, Valiant Holding AG stock appears to be overvalued.
The current stock price of €176.00 is trading 48.2% above its estimated GF Value™ of €118.78.
GuruFocus considers Valiant Holding AG to be Significantly Overvalued.
Key valuation signals for FRA:VAT:
5-Year Yield-on-Cost %: 4.31 (20% below median its 10-year median of 5.41)
GF Value™: €118.78 vs. price of €176.00 (48.2% above fair value)
Industry Position: 11.7% above the Banks median (#542 of 1259)
No single metric tells the full story. See the FRA:VAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valiant Holding AG is an independent retail and SME bank that offers banking and financial services to clients. It caters to the following client segments: private clients, affluent private clients, self-employed individuals and small companies, and medium-sized companies. The products and services of the Group encompass mobile banking, payment solution Twint, savings accounts, retirement planning solutions, payments, investing, financing products, advisory services, and customized investment solutions.
58GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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