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JPMorgan ChaseHAM:CMC -0.36%78 5-Year Yield-on-Cost % is 2.67 as of Jul. 19, 2026, which is 27% below its 10-year median of 3.65. GuruFocus rates HAM:CMC with a GF Score™ of 78/100 and a GF Value™ of €250.36 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 1,259 Banks companies, JPMorgan Chase ranks worse than 69.58% on this metric.
JPMorgan Chase's yield on cost for the quarter that ended in Mar. 2026 was 2.67.
The historical rank and industry rank for JPMorgan Chase's 5-Year Yield-on-Cost % or its related term are showing as below:
HAM:CMC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.62 Med: 3.65 Max: 6.49
Current: 2.67
During the past 13 years, JPMorgan Chase's highest Yield on Cost was 6.49. The lowest was 2.62. And the median was 3.65.
HAM:CMC's 5-Year Yield-on-Cost % is ranked worse than 69.58% of 1259
companies
in the Banks industry
Industry Median: 3.86
vs HAM:CMC: 2.67
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
JPMorgan Chase 5-Year Yield-on-Cost % Related Terms
HAM:CMC vs BAC, WFC, C: 5-Year Yield-on-Cost % Comparison
For the Banks - Diversified subindustry, JPMorgan Chase's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JPMorgan Chase 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, JPMorgan Chase's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where JPMorgan Chase's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of JPMorgan Chase is calculated as
JPMorgan Chase (HAM:CMC) has a 5-Year Yield-on-Cost % of 2.67 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on JPMorgan Chase and its competitors. This is 27% below median its historical median of 3.65. Over the past decade, JPMorgan Chase's 5-Year Yield-on-Cost % has ranged from 2.62 to 6.49. According to the industry distribution chart, JPMorgan Chase ranks #876 out of 1259 companies in the Banks industry, placing it in the top 69.6%.
Is JPMorgan Chase's 5-Year Yield-on-Cost % too high?
JPMorgan Chase's current 5-Year Yield-on-Cost % of 2.67 is 27% below median its 10-year median of 3.65. Over the past 10 years, this metric has ranged from a low of 2.62 to a high of 6.49. The Banks industry median 5-Year Yield-on-Cost % is 3.86. JPMorgan Chase's value of 2.67 is 30.8% below this industry median. Based on the distribution chart, JPMorgan Chase ranks #876 out of 1259 companies in the Banks industry, which is below the industry midpoint. Overall, JPMorgan Chase has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JPMorgan Chase's 5-Year Yield-on-Cost % compare to BAC and WFC?
According to the Banks industry distribution chart, JPMorgan Chase ranks #876 out of 1259 companies for 5-Year Yield-on-Cost %. This places JPMorgan Chase in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. JPMorgan Chase's value of 2.67 is 30.8% below this benchmark. Historically, JPMorgan Chase's own 5-Year Yield-on-Cost % has ranged from 2.62 to 6.49 over the past decade. While the company's 10-year median is 3.65 vs. the industry median of 3.86, JPMorgan Chase has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,259 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JPMorgan Chase's current 5-Year Yield-on-Cost % of 2.67 is 30.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on JPMorgan Chase and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JPMorgan Chase's current 5-Year Yield-on-Cost % is 2.67, which is 27% below median its own 10-year median of 3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JPMorgan Chase stock overvalued right now?
Based on GuruFocus' analysis, JPMorgan Chase (HAM:CMC) is currently considered Modestly Overvalued. The stock's GF Value™ is €250.36, compared to a current price of €301.25 — trading 20.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.67, which is 27% below median its 10-year median of 3.65 and 30.8% below the Banks industry median of 3.86. JPMorgan Chase's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For JPMorgan Chase (HAM:CMC), the current 5-Year Yield-on-Cost % is 2.67 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JPMorgan Chase (HAM:CMC) Overvalued in 2026?
Based on GuruFocus' analysis, JPMorgan Chase stock appears to be overvalued.
The current stock price of €301.25 is trading 20.3% above its estimated GF Value™ of €250.36.
GuruFocus considers JPMorgan Chase to be Modestly Overvalued.
Key valuation signals for HAM:CMC:
5-Year Yield-on-Cost %: 2.67 (27% below median its 10-year median of 3.65)
GF Value™: €250.36 vs. price of €301.25 (20.3% above fair value)
Industry Position: 30.8% below the Banks median (#876 of 1259)
No single metric tells the full story. See the HAM:CMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JPMorgan is a leading global financial services firm with operations in 66 countries and over 318,000 employees as of year-end 2025. Under the JPMorgan brands, the bank holding company boasts a $4.9 trillion balance sheet and $2.68 trillion in deposits, as of March 2026. The firm generates its revenue across three core operating segments: consumer and community banking, the commercial and investment bank, and asset and wealth management. It maintains the top global ranking in investment banking fees with an 8.4% market share, serves millions of consumers through its network of over 5,000 US branches, and manages over $7.1 trillion in client assets within its wealth and asset management franchise.
78GF Score
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