Harvey Norman HoldingsHNORF 79 5-Year Yield-on-Cost % is 4.55 as of Jul. 07, 2026, which is 21% below its 10-year median of 5.76. GuruFocus rates HNORF with a GF Score™ of 79/100 and a GF Value™ of $4.40. The stock has 5 warning signs investors should review. Among 582 Retail - Cyclical companies, Harvey Norman Holdings ranks better than 68.21% on this metric.
Harvey Norman Holdings's yield on cost for the quarter that ended in Dec. 2025 was 4.55.
The historical rank and industry rank for Harvey Norman Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
HNORF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.67 Med: 5.76 Max: 9.55
Current: 4.55
During the past 13 years, Harvey Norman Holdings's highest Yield on Cost was 9.55. The lowest was 2.67. And the median was 5.76.
HNORF's 5-Year Yield-on-Cost % is ranked better than 68.21% of 582
companies
in the Retail - Cyclical industry
Industry Median: 3.25
vs HNORF: 4.55
Harvey Norman Holdings (OTCPK:HNORF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Harvey Norman Holdings 5-Year Yield-on-Cost % Related Terms
HNORF vs CASY, WSM, DKS: 5-Year Yield-on-Cost % Comparison
For the Specialty Retail subindustry, Harvey Norman Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harvey Norman Holdings 5-Year Yield-on-Cost % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Harvey Norman Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Harvey Norman Holdings's 5-Year Yield-on-Cost % falls into.
Harvey Norman Holdings 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Harvey Norman Holdings (HNORF) has a 5-Year Yield-on-Cost % of 4.55 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Harvey Norman Holdings and its competitors. This is 21% below median its historical median of 5.76. Over the past decade, Harvey Norman Holdings' 5-Year Yield-on-Cost % has ranged from 2.67 to 9.55. According to the industry distribution chart, Harvey Norman Holdings ranks #185 out of 582 companies in the Retail - Cyclical industry, placing it in the top 31.8%.
Is Harvey Norman Holdings' 5-Year Yield-on-Cost % too high?
Harvey Norman Holdings' current 5-Year Yield-on-Cost % of 4.55 is 21% below median its 10-year median of 5.76. Over the past 10 years, this metric has ranged from a low of 2.67 to a high of 9.55. The Retail - Cyclical industry median 5-Year Yield-on-Cost % is 3.25. Harvey Norman Holdings' value of 4.55 is 40% above this industry median. Based on the distribution chart, Harvey Norman Holdings ranks #185 out of 582 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Harvey Norman Holdings has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Harvey Norman Holdings' 5-Year Yield-on-Cost % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Harvey Norman Holdings ranks #185 out of 582 companies for 5-Year Yield-on-Cost %. This puts Harvey Norman Holdings in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.25. Harvey Norman Holdings' value of 4.55 is 40% above this benchmark. Historically, Harvey Norman Holdings' own 5-Year Yield-on-Cost % has ranged from 2.67 to 9.55 over the past decade. While the company's 10-year median is 5.76 vs. the industry median of 3.25, Harvey Norman Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Retail - Cyclical company?
The median 5-Year Yield-on-Cost % among Retail - Cyclical companies is 3.25, based on 582 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harvey Norman Holdings's current 5-Year Yield-on-Cost % of 4.55 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Harvey Norman Holdings and its competitors. For the Retail - Cyclical industry, the median 5-Year Yield-on-Cost % is 3.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harvey Norman Holdings's current 5-Year Yield-on-Cost % is 4.55, which is 21% below median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harvey Norman Holdings stock overvalued right now?
Harvey Norman Holdings (HNORF) has a current 5-Year Yield-on-Cost % of 4.55. The stock's GF Value™ is $4.40, compared to a current price of $3.72 — trading 15.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.55, which is 21% below median its 10-year median of 5.76 and 40% above the Retail - Cyclical industry median of 3.25. Harvey Norman Holdings' overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Harvey Norman Holdings (HNORF), the current 5-Year Yield-on-Cost % is 4.55 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harvey Norman Holdings (HNORF) Overvalued in 2026?
Based on GuruFocus' analysis, Harvey Norman Holdings stock appears to be undervalued.
The current stock price of $3.72 is trading 15.5% below its estimated GF Value™ of $4.40.
Key valuation signals for HNORF:
5-Year Yield-on-Cost %: 4.55 (21% below median its 10-year median of 5.76)
GF Value™: $4.40 vs. price of $3.72 (15.5% below fair value)
Industry Position: 40% above the Retail - Cyclical median (#185 of 582)
No single metric tells the full story. See the HNORF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harvey Norman Holdings Limited is the franchisor of Harvey Norman, a leading Australia-based retailer that sells goods from the electrical, computer, furniture, entertainment, and bedding sectors. The majority of earnings are generated in Australia, with the international divisions gradually growing in significance.
79GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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