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United Bank's yield on cost for the quarter that ended in Jun. 2026 was 0.00.
The historical rank and industry rank for United Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, United Bank's highest Yield on Cost was 167.73. The lowest was 31.24. And the median was 59.92.
LSE:UBLA's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.83 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
United Bank (LSE:UBLA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
United Bank 5-Year Yield-on-Cost % Related Terms
United Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, United Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, United Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where United Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of United Bank is calculated as
United Bank (LSE:UBLA) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on United Bank and its competitors. Over the past decade, United Bank's 5-Year Yield-on-Cost % has ranged from 31.24 to 167.73. According to the industry distribution chart, United Bank ranks #11 out of 1251 companies in the Banks industry, placing it in the top 0.90000000000001%.
Is United Bank's 5-Year Yield-on-Cost % too high?
United Bank's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 31.24 to a high of 167.73. Based on the distribution chart, United Bank ranks #11 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does United Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, United Bank ranks #11 out of 1251 companies for 5-Year Yield-on-Cost %. This places United Bank in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. Historically, United Bank's own 5-Year Yield-on-Cost % has ranged from 31.24 to 167.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on United Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank stock overvalued right now?
United Bank (LSE:UBLA) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $0.99, compared to a current price of $1.20 — trading 20.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. United Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For United Bank (LSE:UBLA), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Bank (LSE:UBLA) Overvalued in 2026?
Based on GuruFocus' analysis, United Bank stock appears to be overvalued.
The current stock price of $1.20 is trading 20.7% above its estimated GF Value™ of $0.99.
Key valuation signals for LSE:UBLA:
5-Year Yield-on-Cost %: 0.00
GF Value™: $0.99 vs. price of $1.20 (20.7% above fair value)
No single metric tells the full story. See the LSE:UBLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Bank Ltd is a commercial banking company. The company's operating segment includes Corporate/Commercial Banking, Treasury, Branch Banking, Islamic Banking, International Branch Operations, and Others. It generates maximum revenue from the Branch Banking segment. The Branch Banking segment includes deposits, lending, and banking services to private individuals and small businesses, including credit cards and branchless banking. Geographically, it derives the majority of its revenue from Pakistan and also has a presence in the Middle East and Export Processing Zones.
60GF Score
Get the complete analysis for LSE:UBLA
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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