Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Credit Agricole Nord de FranceLTS:0AHI +0.59%54 5-Year Yield-on-Cost % is 1.54 as of Aug. 18, 2026, which is 38% below its 10-year median of 2.50. GuruFocus rates LTS:0AHI with a GF Score™ of 54/100 and a GF Value™ of €15.33 (Significantly Overvalued). Among 1,255 Banks companies, Credit Agricole Nord de France ranks worse than 87.33% on this metric.
Credit Agricole Nord de France (LTS:0AHI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Credit Agricole Nord de France 5-Year Yield-on-Cost % Related Terms
Credit Agricole Nord de France 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Nord de France's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Nord de France 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Nord de France's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Credit Agricole Nord de France's 5-Year Yield-on-Cost % falls into.
Credit Agricole Nord de France 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Credit Agricole Nord de France (LTS:0AHI) has a 5-Year Yield-on-Cost % of 1.54 as of Aug. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Agricole Nord de France and its competitors. This is 38% below median its historical median of 2.50. Over the past decade, Credit Agricole Nord de France's 5-Year Yield-on-Cost % has ranged from 1.06 to 4.78. According to the industry distribution chart, Credit Agricole Nord de France ranks #1096 out of 1255 companies in the Banks industry, placing it in the top 87.3%.
Is Credit Agricole Nord de France's 5-Year Yield-on-Cost % too high?
Credit Agricole Nord de France's current 5-Year Yield-on-Cost % of 1.54 is 38% below median its 10-year median of 2.50. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 4.78. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Credit Agricole Nord de France's value of 1.54 is 59.6% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #1096 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole Nord de France has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #1096 out of 1255 companies for 5-Year Yield-on-Cost %. This places Credit Agricole Nord de France in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Credit Agricole Nord de France's value of 1.54 is 59.6% below this benchmark. Historically, Credit Agricole Nord de France's own 5-Year Yield-on-Cost % has ranged from 1.06 to 4.78 over the past decade. While the company's 10-year median is 2.50 vs. the industry median of 3.81, Credit Agricole Nord de France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current 5-Year Yield-on-Cost % of 1.54 is 59.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current 5-Year Yield-on-Cost % is 1.54, which is 38% below median its own 10-year median of 2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Nord de France (LTS:0AHI) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.33, compared to a current price of €30.60 — trading 99.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.54, which is 38% below median its 10-year median of 2.50 and 59.6% below the Banks industry median of 3.81. Credit Agricole Nord de France's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Credit Agricole Nord de France (LTS:0AHI), the current 5-Year Yield-on-Cost % is 1.54 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Nord de France (LTS:0AHI) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued.
The current stock price of €30.60 is trading 99.6% above its estimated GF Value™ of €15.33.
GuruFocus considers Credit Agricole Nord de France to be Significantly Overvalued.
Key valuation signals for LTS:0AHI:
5-Year Yield-on-Cost %: 1.54 (38% below median its 10-year median of 2.50)
GF Value™: €15.33 vs. price of €30.60 (99.6% above fair value)
Industry Position: 59.6% below the Banks median (#1096 of 1255)
No single metric tells the full story. See the LTS:0AHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
54GF Score
Get the complete analysis for LTS:0AHI
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0AHI has been successfully added to your 
