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Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
SpareBank 1 Ringerike Hadeland 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ringerike Hadeland 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ringerike Hadeland's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
SpareBank 1 Ringerike Hadeland (LTS:0N01) has a 5-Year Yield-on-Cost % of 13.42 as of Aug. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. This is 13% above median its historical median of 11.92. Over the past decade, SpareBank 1 Ringerike Hadeland's 5-Year Yield-on-Cost % has ranged from 1.46 to 18.80. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #110 out of 1252 companies in the Banks industry, placing it in the top 8.8%.
Is SpareBank 1 Ringerike Hadeland's 5-Year Yield-on-Cost % too high?
SpareBank 1 Ringerike Hadeland's current 5-Year Yield-on-Cost % of 13.42 is 13% above median its 10-year median of 11.92. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 18.80. The Banks industry median 5-Year Yield-on-Cost % is 3.81. SpareBank 1 Ringerike Hadeland's value of 13.42 is 252.7% above this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #110 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #110 out of 1252 companies for 5-Year Yield-on-Cost %. This places SpareBank 1 Ringerike Hadeland in the top 9% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. SpareBank 1 Ringerike Hadeland's value of 13.42 is 252.7% above this benchmark. Historically, SpareBank 1 Ringerike Hadeland's own 5-Year Yield-on-Cost % has ranged from 1.46 to 18.80 over the past decade. While the company's 10-year median is 11.92 vs. the industry median of 3.81, SpareBank 1 Ringerike Hadeland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current 5-Year Yield-on-Cost % of 13.42 is 252.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current 5-Year Yield-on-Cost % is 13.42, which is 13% above median its own 10-year median of 11.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
SpareBank 1 Ringerike Hadeland (LTS:0N01) has a current 5-Year Yield-on-Cost % of 13.42. The stock's GF Value™ is kr387.18, compared to a current price of kr434.00 — trading 12.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 13.42, which is 13% above median its 10-year median of 11.92 and 252.7% above the Banks industry median of 3.81. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (LTS:0N01), the current 5-Year Yield-on-Cost % is 13.42 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ringerike Hadeland (LTS:0N01) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued.
The current stock price of kr434.00 is trading 12.1% above its estimated GF Value™ of kr387.18.
Key valuation signals for LTS:0N01:
5-Year Yield-on-Cost %: 13.42 (13% above median its 10-year median of 11.92)
GF Value™: kr387.18 vs. price of kr434.00 (12.1% above fair value)
Industry Position: 252.7% above the Banks median (#110 of 1252)
No single metric tells the full story. See the LTS:0N01 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
65GF Score
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