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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
JM FinancialNSE:JMFINANCIL -1.79%69 5-Year Yield-on-Cost % is 27.14 as of Aug. 07, 2026, which is 72% above its 10-year median of 15.78. GuruFocus rates NSE:JMFINANCIL with a GF Score™ of 69/100 and a GF Value™ of ₹138.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 365 Capital Markets companies, JM Financial ranks better than 95.34% on this metric.
JM Financial's yield on cost for the quarter that ended in Jun. 2026 was 27.14.
The historical rank and industry rank for JM Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
NSE:JMFINANCIL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.21 Med: 15.78 Max: 44.7
Current: 27.14
During the past 13 years, JM Financial's highest Yield on Cost was 44.70. The lowest was 2.21. And the median was 15.78.
NSE:JMFINANCIL's 5-Year Yield-on-Cost % is ranked better than 95.34% of 365
companies
in the Capital Markets industry
Industry Median: 3.33
vs NSE:JMFINANCIL: 27.14
JM Financial (NSE:JMFINANCIL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
JM Financial 5-Year Yield-on-Cost % Related Terms
NSE:JMFINANCIL vs MS, GS, SCHW: 5-Year Yield-on-Cost % Comparison
For the Capital Markets subindustry, JM Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JM Financial 5-Year Yield-on-Cost % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, JM Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where JM Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of JM Financial is calculated as
JM Financial (NSE:JMFINANCIL) has a 5-Year Yield-on-Cost % of 27.14 as of Aug. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on JM Financial and its competitors. This is 72% above median its historical median of 15.78. Over the past decade, JM Financial's 5-Year Yield-on-Cost % has ranged from 2.21 to 44.70. According to the industry distribution chart, JM Financial ranks #17 out of 365 companies in the Capital Markets industry, placing it in the top 4.7%.
Is JM Financial's 5-Year Yield-on-Cost % too high?
JM Financial's current 5-Year Yield-on-Cost % of 27.14 is 72% above median its 10-year median of 15.78. Over the past 10 years, this metric has ranged from a low of 2.21 to a high of 44.70. The Capital Markets industry median 5-Year Yield-on-Cost % is 3.33. JM Financial's value of 27.14 is 715% above this industry median. Based on the distribution chart, JM Financial ranks #17 out of 365 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, JM Financial has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JM Financial's 5-Year Yield-on-Cost % compare to MS and GS?
According to the Capital Markets industry distribution chart, JM Financial ranks #17 out of 365 companies for 5-Year Yield-on-Cost %. This places JM Financial in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.33. JM Financial's value of 27.14 is 715% above this benchmark. Historically, JM Financial's own 5-Year Yield-on-Cost % has ranged from 2.21 to 44.70 over the past decade. While the company's 10-year median is 15.78 vs. the industry median of 3.33, JM Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Capital Markets company?
The median 5-Year Yield-on-Cost % among Capital Markets companies is 3.33, based on 365 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JM Financial's current 5-Year Yield-on-Cost % of 27.14 is 715% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on JM Financial and its competitors. For the Capital Markets industry, the median 5-Year Yield-on-Cost % is 3.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JM Financial's current 5-Year Yield-on-Cost % is 27.14, which is 72% above median its own 10-year median of 15.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JM Financial stock overvalued right now?
Based on GuruFocus' analysis, JM Financial (NSE:JMFINANCIL) is currently considered Fairly Valued. The stock's GF Value™ is ₹138.96, compared to a current price of ₹127.46 — trading 8.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 27.14, which is 72% above median its 10-year median of 15.78 and 715% above the Capital Markets industry median of 3.33. JM Financial's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For JM Financial (NSE:JMFINANCIL), the current 5-Year Yield-on-Cost % is 27.14 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JM Financial (NSE:JMFINANCIL) Overvalued in 2026?
Based on GuruFocus' analysis, JM Financial stock appears to be undervalued.
The current stock price of ₹127.46 is trading 8.3% below its estimated GF Value™ of ₹138.96.
GuruFocus considers JM Financial to be Fairly Valued.
Key valuation signals for NSE:JMFINANCIL:
5-Year Yield-on-Cost %: 27.14 (72% above median its 10-year median of 15.78)
GF Value™: ₹138.96 vs. price of ₹127.46 (8.3% below fair value)
Industry Position: 715% above the Capital Markets median (#17 of 365)
No single metric tells the full story. See the NSE:JMFINANCIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JM Financial Ltd is an India-based financial services group, specialising in providing a range of businesses to corporations, financial institutions, high-net-worth individuals, and retail investors. Its operating segment includes Investment Banking; Asset Management, Wealth Management and Securities Business (Platform AWS); Mortgage Lending; Alternative & Distressed Credit; and Others. The Investment Banking segment, which is the key revenue-generating segment, includes management of capital markets transactions, advising on mergers & acquisitions, and private equity syndication. This segment also includes institutional equities business and research, private wealth management, PMS, private equity funds, fixed income, syndication, and finance.
69GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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