JM Financial (NSE:JMFINANCIL) Margin of Safety % (DCF Earnings Based): -9.85% (As of Jun. 27, 2026)


NSE:JMFINANCIL JM Financial Ltd NSE:JMFINANCIL
68 GF Score
Price ₹125.81
GF Value ₹141.07
Valuation Modestly Undervalued
! 1 Warning Sign
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What is JM Financial Margin of Safety % (DCF Earnings Based)?

JM Financial NSE:JMFINANCIL -0.15% 68 Margin of Safety % (DCF Earnings Based) is -9.85% as of Jun. 27, 2026. GuruFocus rates NSE:JMFINANCIL with a GF Score™ of 68/100 and a GF Value™ of ₹141.07 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), JM Financial's Predictability Rank is 3.5-Stars. JM Financial's intrinsic value calculated from the Discounted Earnings model is ₹114.53 and current share price is ₹125.81. Consequently,

JM Financial's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -9.85%.

NSE:JMFINANCIL vs MS, GS, SCHW: Margin of Safety % (DCF Earnings Based) Comparison

For the Capital Markets subindustry, JM Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

JM Financial Margin of Safety % (DCF Earnings Based) vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, JM Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where JM Financial's Margin of Safety % (DCF Earnings Based) falls into.


NSE:JMFINANCIL
68GF Score
JM Financial Ltd NSE:JMFINANCIL
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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JM Financial Margin of Safety % (DCF Earnings Based) Calculation

JM Financial's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(114.53-125.81)/114.53
=-9.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -9.85% mean?
JM Financial (NSE:JMFINANCIL) has a Margin of Safety % (DCF Earnings Based) of -9.85% as of Jun. 27, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on JM Financial.
Is JM Financial's Margin of Safety % (DCF Earnings Based) too high?
JM Financial's current Margin of Safety % (DCF Earnings Based) is -9.85%. Overall, JM Financial has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JM Financial's Margin of Safety % (DCF Earnings Based) compare to MS and GS?
JM Financial's Margin of Safety % (DCF Earnings Based) of -9.85% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Capital Markets company?
A good Margin of Safety % (DCF Earnings Based) depends on the Capital Markets industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on JM Financial. JM Financial's current Margin of Safety % (DCF Earnings Based) is -9.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JM Financial stock overvalued right now?
Based on GuruFocus' analysis, JM Financial (NSE:JMFINANCIL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹141.07, compared to a current price of ₹125.81 — trading 10.8% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -9.85%. JM Financial's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For JM Financial (NSE:JMFINANCIL), the current Margin of Safety % (DCF Earnings Based) is -9.85% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JM Financial (NSE:JMFINANCIL) Overvalued in 2026?

Based on GuruFocus' analysis, JM Financial stock appears to be undervalued. The current stock price of ₹125.81 is trading 10.8% below its estimated GF Value™ of ₹141.07. GuruFocus considers JM Financial to be Modestly Undervalued.

Key valuation signals for NSE:JMFINANCIL:

  • Margin of Safety % (DCF Earnings Based): -9.85%
  • GF Value™: ₹141.07 vs. price of ₹125.81 (10.8% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the NSE:JMFINANCIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JM Financial Business Description

Other Exchanges 523405:India
Address Appasaheb Marathe Marg, 7th Floor, Cnergy, Prabhadevi, Mumbai, MH, IND, 400 025
JM Financial Ltd is an India-based financial services group, specialising in providing a range of businesses to corporations, financial institutions, high-net-worth individuals, and retail investors. Its operating segment includes Investment Banking; Asset Management, Wealth Management and Securities Business (Platform AWS); Mortgage Lending; Alternative & Distressed Credit; and Others. The Investment Banking segment, which is the key revenue-generating segment, includes management of capital markets transactions, advising on mergers & acquisitions, and private equity syndication. This segment also includes institutional equities business and research, private wealth management, PMS, private equity funds, fixed income, syndication, and finance.
68GF Score

Get the complete analysis for NSE:JMFINANCIL

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹125.81
Price
₹141.07
GF Value