Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Pandora ASPNDZF 71 5-Year Yield-on-Cost % is 3.09 as of Jul. 25, 2026, which is 42% above its 10-year median of 2.18. GuruFocus rates PNDZF with a GF Score™ of 71/100 and a GF Value™ of $187.47 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 579 Retail - Cyclical companies, Pandora AS ranks worse than 55.44% on this metric.
Pandora AS's yield on cost for the quarter that ended in Mar. 2026 was 3.09.
The historical rank and industry rank for Pandora AS's 5-Year Yield-on-Cost % or its related term are showing as below:
PNDZF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.17 Med: 2.18 Max: 8.16
Current: 3.09
During the past 13 years, Pandora AS's highest Yield on Cost was 8.16. The lowest was 1.17. And the median was 2.18.
PNDZF's 5-Year Yield-on-Cost % is ranked worse than 55.44% of 579
companies
in the Retail - Cyclical industry
Industry Median: 3.31
vs PNDZF: 3.09
Pandora AS (OTCPK:PNDZF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Pandora AS 5-Year Yield-on-Cost % Related Terms
PNDZF vs TPR, SIG, CPRI: 5-Year Yield-on-Cost % Comparison
For the Luxury Goods subindustry, Pandora AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pandora AS 5-Year Yield-on-Cost % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pandora AS's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Pandora AS's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Pandora AS is calculated as
Pandora AS (PNDZF) has a 5-Year Yield-on-Cost % of 3.09 as of Jul. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Pandora AS and its competitors. This is 42% above median its historical median of 2.18. Over the past decade, Pandora AS's 5-Year Yield-on-Cost % has ranged from 1.17 to 8.16. According to the industry distribution chart, Pandora AS ranks #321 out of 579 companies in the Retail - Cyclical industry, placing it in the top 55.4%.
Is Pandora AS's 5-Year Yield-on-Cost % too high?
Pandora AS's current 5-Year Yield-on-Cost % of 3.09 is 42% above median its 10-year median of 2.18. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 8.16. The Retail - Cyclical industry median 5-Year Yield-on-Cost % is 3.31. Pandora AS's value of 3.09 is 6.6% below this industry median. Based on the distribution chart, Pandora AS ranks #321 out of 579 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Pandora AS has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pandora AS's 5-Year Yield-on-Cost % compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Pandora AS ranks #321 out of 579 companies for 5-Year Yield-on-Cost %. This places Pandora AS in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.31. Pandora AS's value of 3.09 is 6.6% below this benchmark. Historically, Pandora AS's own 5-Year Yield-on-Cost % has ranged from 1.17 to 8.16 over the past decade. While the company's 10-year median is 2.18 vs. the industry median of 3.31, Pandora AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Retail - Cyclical company?
The median 5-Year Yield-on-Cost % among Retail - Cyclical companies is 3.31, based on 579 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pandora AS's current 5-Year Yield-on-Cost % of 3.09 is 6.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Pandora AS and its competitors. For the Retail - Cyclical industry, the median 5-Year Yield-on-Cost % is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pandora AS's current 5-Year Yield-on-Cost % is 3.09, which is 42% above median its own 10-year median of 2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pandora AS stock overvalued right now?
Based on GuruFocus' analysis, Pandora AS (PNDZF) is currently considered Significantly Undervalued. The stock's GF Value™ is $187.47, compared to a current price of $109.00 — trading 41.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.09, which is 42% above median its 10-year median of 2.18 and 6.6% below the Retail - Cyclical industry median of 3.31. Pandora AS's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Pandora AS (PNDZF), the current 5-Year Yield-on-Cost % is 3.09 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pandora AS (PNDZF) Overvalued in 2026?
Based on GuruFocus' analysis, Pandora AS stock appears to be undervalued.
The current stock price of $109.00 is trading 41.9% below its estimated GF Value™ of $187.47.
GuruFocus considers Pandora AS to be Significantly Undervalued.
Key valuation signals for PNDZF:
5-Year Yield-on-Cost %: 3.09 (42% above median its 10-year median of 2.18)
GF Value™: $187.47 vs. price of $109.00 (41.9% below fair value)
Industry Position: 6.6% below the Retail - Cyclical median (#321 of 579)
No single metric tells the full story. See the PNDZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pandora is a premium jewelry brand and the market leader in the charm bracelet category. The company was established in the 1980s in Denmark and since then has expanded globally. Pandora has over 2,700 concept stores globally (2,000 owned and operated, and the remainder run by its franchise partners) as well as multibrand locations and stores-in-stores. Pandora owned retail accounts for over 80% and wholesale for the remainder. Charms and bracelets account for almost three-fourths of its sales. The firm produces mostly internally in two jewelry-crafting facilities in Thailand.
71GF Score
Get the complete analysis for PNDZF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PNDZF has been successfully added to your 
