First Citizens Group Financial Holdings (TRN:FCGFH) 5-Year Yield-on-Cost %: 6.31 (As of Aug. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TRN:FCGFH First Citizens Group Financial Holdings Ltd TRN:FCGFH
40 GF Score
Price TTD39.30
View Full Analysis

What is First Citizens Group Financial Holdings 5-Year Yield-on-Cost %?

First Citizens Group Financial Holdings TRN:FCGFH 40 5-Year Yield-on-Cost % is 6.31 as of Aug. 26, 2026. GuruFocus rates TRN:FCGFH with a GF Score™ of 40/100. Among 1,248 Banks companies, First Citizens Group Financial Holdings ranks better than 74.68% on this metric.

First Citizens Group Financial Holdings's yield on cost for the quarter that ended in . 20 was 6.31.


The historical rank and industry rank for First Citizens Group Financial Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:

TRN:FCGFH' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 7.97
Current: 6.31


During the past 0 years, First Citizens Group Financial Holdings's highest Yield on Cost was 7.97. The lowest was 0.00. And the median was 0.00.


TRN:FCGFH's 5-Year Yield-on-Cost % is ranked better than
74.68% of 1248 companies
in the Banks industry
Industry Median: 3.85 vs TRN:FCGFH: 6.31

First Citizens Group Financial Holdings  (TRN:FCGFH) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


First Citizens Group Financial Holdings 5-Year Yield-on-Cost % Related Terms


TRN:FCGFH vs : 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, First Citizens Group Financial Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Citizens Group Financial Holdings 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, First Citizens Group Financial Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where First Citizens Group Financial Holdings's 5-Year Yield-on-Cost % falls into.


TRN:FCGFH
40GF Score
First Citizens Group Financial Holdings Ltd TRN:FCGFH
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Citizens Group Financial Holdings 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of First Citizens Group Financial Holdings is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 6.31 mean?
First Citizens Group Financial Holdings (TRN:FCGFH) has a 5-Year Yield-on-Cost % of 6.31 as of Aug. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Citizens Group Financial Holdings and its competitors. According to the industry distribution chart, First Citizens Group Financial Holdings ranks #316 out of 1248 companies in the Banks industry, placing it in the top 25.3%.
Is First Citizens Group Financial Holdings' 5-Year Yield-on-Cost % too high?
First Citizens Group Financial Holdings' current 5-Year Yield-on-Cost % is 6.31. The Banks industry median 5-Year Yield-on-Cost % is 3.85. First Citizens Group Financial Holdings' value of 6.31 is 63.9% above this industry median. Based on the distribution chart, First Citizens Group Financial Holdings ranks #316 out of 1248 companies in the Banks industry, which is above the industry midpoint. Overall, First Citizens Group Financial Holdings has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does First Citizens Group Financial Holdings' 5-Year Yield-on-Cost % compare to ?
According to the Banks industry distribution chart, First Citizens Group Financial Holdings ranks #316 out of 1248 companies for 5-Year Yield-on-Cost %. This puts First Citizens Group Financial Holdings in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. First Citizens Group Financial Holdings' value of 6.31 is 63.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Citizens Group Financial Holdings's current 5-Year Yield-on-Cost % of 6.31 is 63.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Citizens Group Financial Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Citizens Group Financial Holdings's current 5-Year Yield-on-Cost % is 6.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens Group Financial Holdings stock overvalued right now?
First Citizens Group Financial Holdings (TRN:FCGFH) has a current 5-Year Yield-on-Cost % of 6.31. The current 5-Year Yield-on-Cost % is 6.31 and 63.9% above the Banks industry median of 3.85. First Citizens Group Financial Holdings' overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Citizens Group Financial Holdings (TRN:FCGFH), the current 5-Year Yield-on-Cost % is 6.31 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Citizens Group Financial Holdings Business Description

Comparable Companies
Address 9 Queen’s Park East, Port of Spain, TTO
First Citizens Group Financial Holdings Ltd is a financial services group in Trinidad & Tobago. It offers a range of retail, corporate, and merchant banking services as well as asset management, trustee, and brokerage services.
40GF Score

Get the complete analysis for TRN:FCGFH

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TTD39.30
Price