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Tsukuba BankTSE:8338 +3.98%47 5-Year Yield-on-Cost % is 0.69 as of Aug. 28, 2026, which is 68% below its 10-year median of 2.15. GuruFocus rates TSE:8338 with a GF Score™ of 47/100 and a GF Value™ of 円315.06 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,247 Banks companies, Tsukuba Bank ranks worse than 95.11% on this metric.
Tsukuba Bank's yield on cost for the quarter that ended in Mar. 2026 was 0.69.
The historical rank and industry rank for Tsukuba Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8338'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.66 Med: 2.15 Max: 4.24
Current: 0.69
During the past 13 years, Tsukuba Bank's highest Yield on Cost was 4.24. The lowest was 0.66. And the median was 2.15.
TSE:8338's 5-Year Yield-on-Cost % is ranked worse than 95.11% of 1247
companies
in the Banks industry
Industry Median: 3.86
vs TSE:8338: 0.69
Tsukuba Bank (TSE:8338) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Tsukuba Bank 5-Year Yield-on-Cost % Related Terms
Tsukuba Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Tsukuba Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tsukuba Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Tsukuba Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Tsukuba Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Tsukuba Bank is calculated as
Tsukuba Bank (TSE:8338) has a 5-Year Yield-on-Cost % of 0.69 as of Aug. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Tsukuba Bank and its competitors. This is 68% below median its historical median of 2.15. Over the past decade, Tsukuba Bank's 5-Year Yield-on-Cost % has ranged from 0.66 to 4.24. According to the industry distribution chart, Tsukuba Bank ranks #1186 out of 1247 companies in the Banks industry, placing it in the top 95.1%.
Is Tsukuba Bank's 5-Year Yield-on-Cost % too high?
Tsukuba Bank's current 5-Year Yield-on-Cost % of 0.69 is 68% below median its 10-year median of 2.15. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 4.24. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Tsukuba Bank's value of 0.69 is 82.1% below this industry median. Based on the distribution chart, Tsukuba Bank ranks #1186 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tsukuba Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tsukuba Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Tsukuba Bank ranks #1186 out of 1247 companies for 5-Year Yield-on-Cost %. This places Tsukuba Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Tsukuba Bank's value of 0.69 is 82.1% below this benchmark. Historically, Tsukuba Bank's own 5-Year Yield-on-Cost % has ranged from 0.66 to 4.24 over the past decade. While the company's 10-year median is 2.15 vs. the industry median of 3.86, Tsukuba Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tsukuba Bank's current 5-Year Yield-on-Cost % of 0.69 is 82.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Tsukuba Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tsukuba Bank's current 5-Year Yield-on-Cost % is 0.69, which is 68% below median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tsukuba Bank stock overvalued right now?
Based on GuruFocus' analysis, Tsukuba Bank (TSE:8338) is currently considered Significantly Overvalued. The stock's GF Value™ is 円315.06, compared to a current price of 円757.00 — trading 140.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.69, which is 68% below median its 10-year median of 2.15 and 82.1% below the Banks industry median of 3.86. Tsukuba Bank's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Tsukuba Bank (TSE:8338), the current 5-Year Yield-on-Cost % is 0.69 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tsukuba Bank (TSE:8338) Overvalued in 2026?
Based on GuruFocus' analysis, Tsukuba Bank stock appears to be overvalued.
The current stock price of 円757.00 is trading 140.3% above its estimated GF Value™ of 円315.06.
GuruFocus considers Tsukuba Bank to be Significantly Overvalued.
Key valuation signals for TSE:8338:
5-Year Yield-on-Cost %: 0.69 (68% below median its 10-year median of 2.15)
GF Value™: 円315.06 vs. price of 円757.00 (140.3% above fair value)
Industry Position: 82.1% below the Banks median (#1186 of 1247)
No single metric tells the full story. See the TSE:8338 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tsukuba Bank Ltd is a Japan-based company engaged in the business of providing financial services. It provides services like deposits, loan products, and current and savings account.
47GF Score
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