Tomato Bank (TSE:8542) 5-Year Yield-on-Cost %: 2.84 (As of Aug. 10, 2026) — 34% Below Median

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TSE:8542 Tomato Bank Ltd TSE:8542
65 GF Score
Price 円1,751.00
GF Value 円1,244.29
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Tomato Bank 5-Year Yield-on-Cost %?

Tomato Bank TSE:8542 -0.45% 65 5-Year Yield-on-Cost % is 2.84 as of Aug. 10, 2026, which is 34% below its 10-year median of 4.29. GuruFocus rates TSE:8542 with a GF Score™ of 65/100 and a GF Value™ of 円1,244.29 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,247 Banks companies, Tomato Bank ranks worse than 67.52% on this metric.

Tomato Bank's yield on cost for the quarter that ended in Mar. 2026 was 2.84.


The historical rank and industry rank for Tomato Bank's 5-Year Yield-on-Cost % or its related term are showing as below:

TSE:8542' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.37   Med: 4.29   Max: 6.29
Current: 2.84


During the past 13 years, Tomato Bank's highest Yield on Cost was 6.29. The lowest was 1.37. And the median was 4.29.


TSE:8542's 5-Year Yield-on-Cost % is ranked worse than
67.52% of 1247 companies
in the Banks industry
Industry Median: 3.81 vs TSE:8542: 2.84

Tomato Bank  (TSE:8542) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Tomato Bank 5-Year Yield-on-Cost % Related Terms


Tomato Bank 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Tomato Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tomato Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Tomato Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Tomato Bank's 5-Year Yield-on-Cost % falls into.


TSE:8542
65GF Score
Tomato Bank Ltd TSE:8542
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tomato Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Tomato Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 2.84 mean?
Tomato Bank (TSE:8542) has a 5-Year Yield-on-Cost % of 2.84 as of Aug. 10, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Tomato Bank and its competitors. This is 34% below median its historical median of 4.29. Over the past decade, Tomato Bank's 5-Year Yield-on-Cost % has ranged from 1.37 to 6.29. According to the industry distribution chart, Tomato Bank ranks #842 out of 1247 companies in the Banks industry, placing it in the top 67.5%.
Is Tomato Bank's 5-Year Yield-on-Cost % too high?
Tomato Bank's current 5-Year Yield-on-Cost % of 2.84 is 34% below median its 10-year median of 4.29. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 6.29. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Tomato Bank's value of 2.84 is 25.5% below this industry median. Based on the distribution chart, Tomato Bank ranks #842 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, Tomato Bank has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tomato Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Tomato Bank ranks #842 out of 1247 companies for 5-Year Yield-on-Cost %. This places Tomato Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Tomato Bank's value of 2.84 is 25.5% below this benchmark. Historically, Tomato Bank's own 5-Year Yield-on-Cost % has ranged from 1.37 to 6.29 over the past decade. While the company's 10-year median is 4.29 vs. the industry median of 3.81, Tomato Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tomato Bank's current 5-Year Yield-on-Cost % of 2.84 is 25.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Tomato Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tomato Bank's current 5-Year Yield-on-Cost % is 2.84, which is 34% below median its own 10-year median of 4.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tomato Bank stock overvalued right now?
Based on GuruFocus' analysis, Tomato Bank (TSE:8542) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,244.29, compared to a current price of 円1,751.00 — trading 40.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.84, which is 34% below median its 10-year median of 4.29 and 25.5% below the Banks industry median of 3.81. Tomato Bank's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Tomato Bank (TSE:8542), the current 5-Year Yield-on-Cost % is 2.84 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tomato Bank (TSE:8542) Overvalued in 2026?

Based on GuruFocus' analysis, Tomato Bank stock appears to be overvalued. The current stock price of 円1,751.00 is trading 40.7% above its estimated GF Value™ of 円1,244.29. GuruFocus considers Tomato Bank to be Significantly Overvalued.

Key valuation signals for TSE:8542:

  • 5-Year Yield-on-Cost %: 2.84 (34% below median its 10-year median of 4.29)
  • GF Value™: 円1,244.29 vs. price of 円1,751.00 (40.7% above fair value)
  • GF Score™: 65/100 with 4 warning signs
  • Industry Position: 25.5% below the Banks median (#842 of 1247)

No single metric tells the full story. See the TSE:8542 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tomato Bank Business Description

Address 2-3-4 Bancho, Kitaku, Okayama, JPN
Tomato Bank Ltd provides financial and banking services to small and medium-sized companies. It provides general banking services like deposits, loans, and insurance services.
65GF Score

Get the complete analysis for TSE:8542

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,751.00
Price
円1,244.29
GF Value