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FindevTSXV:FDI -1.41%57 5-Year Yield-on-Cost % is 8.45 as of Jul. 15, 2026, which is 24% above its 10-year median of 6.81. GuruFocus rates TSXV:FDI with a GF Score™ of 57/100 and a GF Value™ of C$0.32 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,256 Banks companies, Findev ranks better than 86.46% on this metric.
Findev's yield on cost for the quarter that ended in Mar. 2026 was 8.45.
The historical rank and industry rank for Findev's 5-Year Yield-on-Cost % or its related term are showing as below:
TSXV:FDI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.38 Med: 6.81 Max: 10
Current: 8.45
During the past 13 years, Findev's highest Yield on Cost was 10.00. The lowest was 1.38. And the median was 6.81.
TSXV:FDI's 5-Year Yield-on-Cost % is ranked better than 86.46% of 1256
companies
in the Banks industry
Industry Median: 3.885
vs TSXV:FDI: 8.45
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Findev 5-Year Yield-on-Cost % Related Terms
TSXV:FDI vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Findev's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Findev 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Findev's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Findev's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Findev is calculated as
Findev (TSXV:FDI) has a 5-Year Yield-on-Cost % of 8.45 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Findev and its competitors. This is 24% above median its historical median of 6.81. Over the past decade, Findev's 5-Year Yield-on-Cost % has ranged from 1.38 to 10.00. According to the industry distribution chart, Findev ranks #170 out of 1256 companies in the Banks industry, placing it in the top 13.5%.
Is Findev's 5-Year Yield-on-Cost % too high?
Findev's current 5-Year Yield-on-Cost % of 8.45 is 24% above median its 10-year median of 6.81. Over the past 10 years, this metric has ranged from a low of 1.38 to a high of 10.00. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Findev's value of 8.45 is 117.5% above this industry median. Based on the distribution chart, Findev ranks #170 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Findev has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Findev's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Findev ranks #170 out of 1256 companies for 5-Year Yield-on-Cost %. This places Findev in the top 14% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Findev's value of 8.45 is 117.5% above this benchmark. Historically, Findev's own 5-Year Yield-on-Cost % has ranged from 1.38 to 10.00 over the past decade. While the company's 10-year median is 6.81 vs. the industry median of 3.89, Findev has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Findev's current 5-Year Yield-on-Cost % of 8.45 is 117.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Findev and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Findev's current 5-Year Yield-on-Cost % is 8.45, which is 24% above median its own 10-year median of 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Findev stock overvalued right now?
Based on GuruFocus' analysis, Findev (TSXV:FDI) is currently considered Fairly Valued. The stock's GF Value™ is C$0.32, compared to a current price of C$0.35 — trading 9.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.45, which is 24% above median its 10-year median of 6.81 and 117.5% above the Banks industry median of 3.89. Findev's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Findev (TSXV:FDI), the current 5-Year Yield-on-Cost % is 8.45 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Findev (TSXV:FDI) Overvalued in 2026?
Based on GuruFocus' analysis, Findev stock appears to be overvalued.
The current stock price of C$0.35 is trading 9.4% above its estimated GF Value™ of C$0.32.
GuruFocus considers Findev to be Fairly Valued.
Key valuation signals for TSXV:FDI:
5-Year Yield-on-Cost %: 8.45 (24% above median its 10-year median of 6.81)
GF Value™: C$0.32 vs. price of C$0.35 (9.4% above fair value)
Industry Position: 117.5% above the Banks median (#170 of 1256)
No single metric tells the full story. See the TSXV:FDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Findev Inc is a real estate financing company that lends money to real estate projects that are identified as uniquely positioned to generate above average returns in a two to three year timeframe.
57GF Score
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