Guardian Holdings (XJAM:GHL) 5-Year Yield-on-Cost %: 6.94 (As of Sep. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XJAM:GHL Guardian Holdings Ltd XJAM:GHL
15 GF Score
Price JMD363.92
View Full Analysis

What is Guardian Holdings 5-Year Yield-on-Cost %?

Guardian Holdings XJAM:GHL 15 5-Year Yield-on-Cost % is 6.94 as of Sep. 01, 2026. GuruFocus rates XJAM:GHL with a GF Score™ of 15/100. Among 422 Insurance companies, Guardian Holdings ranks better than 77.49% on this metric.

Guardian Holdings's yield on cost for the quarter that ended in . 20 was 6.94.


The historical rank and industry rank for Guardian Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:

XJAM:GHL' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 11.41
Current: 6.94


During the past 0 years, Guardian Holdings's highest Yield on Cost was 11.41. The lowest was 0.00. And the median was 0.00.


XJAM:GHL's 5-Year Yield-on-Cost % is ranked better than
77.49% of 422 companies
in the Insurance industry
Industry Median: 3.81 vs XJAM:GHL: 6.94

Guardian Holdings  (XJAM:GHL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Guardian Holdings 5-Year Yield-on-Cost % Related Terms


Guardian Holdings 5-Year Yield-on-Cost % Competitor Comparison

For the Insurance - Diversified subindustry, Guardian Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guardian Holdings 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Guardian Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Guardian Holdings's 5-Year Yield-on-Cost % falls into.


XJAM:GHL
15GF Score
Guardian Holdings Ltd XJAM:GHL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guardian Holdings 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Guardian Holdings is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 6.94 mean?
Guardian Holdings (XJAM:GHL) has a 5-Year Yield-on-Cost % of 6.94 as of Sep. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Guardian Holdings and its competitors. According to the industry distribution chart, Guardian Holdings ranks #95 out of 422 companies in the Insurance industry, placing it in the top 22.5%.
Is Guardian Holdings' 5-Year Yield-on-Cost % too high?
Guardian Holdings' current 5-Year Yield-on-Cost % is 6.94. The Insurance industry median 5-Year Yield-on-Cost % is 3.81. Guardian Holdings' value of 6.94 is 82.2% above this industry median. Based on the distribution chart, Guardian Holdings ranks #95 out of 422 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Guardian Holdings has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Holdings' 5-Year Yield-on-Cost % compare to competitors?
According to the Insurance industry distribution chart, Guardian Holdings ranks #95 out of 422 companies for 5-Year Yield-on-Cost %. This places Guardian Holdings in the top 23% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. Guardian Holdings' value of 6.94 is 82.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.81, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guardian Holdings's current 5-Year Yield-on-Cost % of 6.94 is 82.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Guardian Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guardian Holdings's current 5-Year Yield-on-Cost % is 6.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Holdings stock overvalued right now?
Guardian Holdings (XJAM:GHL) has a current 5-Year Yield-on-Cost % of 6.94. The current 5-Year Yield-on-Cost % is 6.94 and 82.2% above the Insurance industry median of 3.81. Guardian Holdings' overall GF Score™ is 15/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Guardian Holdings (XJAM:GHL), the current 5-Year Yield-on-Cost % is 6.94 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guardian Holdings Business Description

Other Exchanges GHL:Trinidad and Tobago
Address 1 Guardian Drive, Westmoorings, TTO
Guardian Holdings Ltd is a holding company. Its subsidiaries provide financial services through the production, distribution & administration of insurance & investment products. Its principal operations are conducted throughout the Caribbean and in Netherland.
15GF Score

Get the complete analysis for XJAM:GHL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD363.92
Price