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YuanbaoYB -4.70%21 5-Year Yield-on-Cost % is 9.12 as of Jul. 14, 2026. GuruFocus rates YB with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 1,032 Software companies, Yuanbao ranks better than 85.47% on this metric.
Yuanbao's yield on cost for the quarter that ended in Mar. 2026 was 9.12.
The historical rank and industry rank for Yuanbao's 5-Year Yield-on-Cost % or its related term are showing as below:
YB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0 Med: 0 Max: 8.72
Current: 9.12
During the past 5 years, Yuanbao's highest Yield on Cost was 8.72. The lowest was 0.00. And the median was 0.00.
YB's 5-Year Yield-on-Cost % is ranked better than 85.47% of 1032
companies
in the Software industry
Industry Median: 3.04
vs YB: 9.12
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Yuanbao 5-Year Yield-on-Cost % Related Terms
YB vs VTEX, PAR, PD: 5-Year Yield-on-Cost % Comparison
For the Software - Application subindustry, Yuanbao's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yuanbao 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, Yuanbao's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Yuanbao's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Yuanbao is calculated as
Yuanbao (YB) has a 5-Year Yield-on-Cost % of 9.12 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yuanbao and its competitors. According to the industry distribution chart, Yuanbao ranks #150 out of 1032 companies in the Software industry, placing it in the top 14.5%.
Is Yuanbao's 5-Year Yield-on-Cost % too high?
Yuanbao's current 5-Year Yield-on-Cost % is 9.12. The Software industry median 5-Year Yield-on-Cost % is 3.04. Yuanbao's value of 9.12 is 200% above this industry median. Based on the distribution chart, Yuanbao ranks #150 out of 1032 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Yuanbao has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Yuanbao's 5-Year Yield-on-Cost % compare to VTEX and PAR?
According to the Software industry distribution chart, Yuanbao ranks #150 out of 1032 companies for 5-Year Yield-on-Cost %. This places Yuanbao in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.04. Yuanbao's value of 9.12 is 200% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.04, based on 1,032 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yuanbao's current 5-Year Yield-on-Cost % of 9.12 is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yuanbao and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yuanbao's current 5-Year Yield-on-Cost % is 9.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yuanbao stock overvalued right now?
Yuanbao (YB) has a current 5-Year Yield-on-Cost % of 9.12. The current 5-Year Yield-on-Cost % is 9.12 and 200% above the Software industry median of 3.04. Yuanbao's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Yuanbao (YB), the current 5-Year Yield-on-Cost % is 9.12 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Yuanbao Inc is a technology-driven online insurance distributor in China. Its engine enables the company to provide customized services for each insurance consumer across personalized recommendation, purchasing, policy management, claim settlements, and post-sale services. The firm's segment comprises Insurance distribution services, System services, and Others. System service is a key revenue contributor that generates revenue from the provision of system services to partnered insurance carriers, which primarily consist of marketing and related analytics services, post-sale support services, and other system services.
21GF Score
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