Aurum Proptech (BOM:539289) Altman Z2-Score: 2.26 (As of Jul. 23, 2026) — 26% Below Median

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BOM:539289 Aurum Proptech Ltd BOM:539289
74 GF Score
Price ₹227.20
GF Value ₹281.03
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Aurum Proptech Altman Z2-Score?

Aurum Proptech BOM:539289 -0.55% 74 Altman Z2-Score is 2.26 as of Jul. 23, 2026, which is 26% below its 10-year median of 3.07. GuruFocus rates BOM:539289 with a GF Score™ of 74/100 and a GF Value™ of ₹281.03 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,763 Real Estate companies, Aurum Proptech ranks worse than 56721.44% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Aurum Proptech has a Altman Z2-Score of 2.26, indicating it is in Grey Zones. This implies that Aurum Proptech is in some kind of financial stress. If it is below 1.1, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Aurum Proptech's Altman Z2-Score or its related term are showing as below:

During the past 12 years, Aurum Proptech's highest Altman Z2-Score was 128.20. The lowest was -1.84. And the median was 3.07.


Aurum Proptech  (BOM:539289) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Aurum Proptech Altman Z2-Score Related Terms


Aurum Proptech Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Aurum Proptech's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aurum Proptech Altman Z2-Score Chart

Aurum Proptech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.17 0.99 -1.84 -0.38 2.17

Aurum Proptech Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.74 0.00 2.17 0.00

BOM:539289 vs CBRE, BEKE, JLL: Altman Z2-Score Comparison

For the Real Estate Services subindustry, Aurum Proptech's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aurum Proptech Altman Z2-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Aurum Proptech's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Aurum Proptech's Altman Z2-Score falls into.


BOM:539289
74GF Score
Aurum Proptech Ltd BOM:539289
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Aurum Proptech Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Aurum Proptech's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.1308+3.26*0+6.72*0.0273+1.05*1.1559
=2.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Jun. 2026:
Total Assets was ₹9,480 Mil.
Total Current Assets was ₹3,397 Mil.
Total Current Liabilities was ₹2,156 Mil.
Retained Earnings was ₹0 Mil.
Pre-Tax Income was 13 + 18.5 + 25.6 + -95.1 = ₹-38 Mil.
Interest Expense was -69.1 + -69 + -80.1 + -78.2 = ₹-296 Mil.
Total Liabilities was ₹4,380 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3396.6 - 2156.4)/9480.3
=0.1308

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-38 - -296.4)/9480.3
=0.0273

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(5062.5 - 0)/4379.7
=1.1559

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Aurum Proptech has a Altman Z2-Score of 2.26 indicating it is in Grey Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 2.26 mean?
Aurum Proptech (BOM:539289) has a Altman Z2-Score of 2.26 as of Jul. 23, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Aurum Proptech and its competitors. This is 26% below median its historical median of 3.07. According to the industry distribution chart, Aurum Proptech ranks #999999 out of 1763 companies in the Real Estate industry.
Is Aurum Proptech's Altman Z2-Score too high?
Aurum Proptech's current Altman Z2-Score of 2.26 is 26% below median its 10-year median of 3.07. The Real Estate industry median Altman Z2-Score is 3.01. Aurum Proptech's value of 2.26 is 24.9% below this industry median. Based on the distribution chart, Aurum Proptech ranks #999999 out of 1763 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Aurum Proptech has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aurum Proptech's Altman Z2-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Aurum Proptech ranks #999999 out of 1763 companies for Altman Z2-Score. This places Aurum Proptech in the lower half of its industry. The industry median Altman Z2-Score is 3.01. Aurum Proptech's value of 2.26 is 24.9% below this benchmark. While the company's 10-year median is 3.07 vs. the industry median of 3.01, Aurum Proptech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Real Estate company?
The median Altman Z2-Score among Real Estate companies is 3.01, based on 1,763 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aurum Proptech's current Altman Z2-Score of 2.26 is 24.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Aurum Proptech and its competitors. For the Real Estate industry, the median Altman Z2-Score is 3.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aurum Proptech's current Altman Z2-Score is 2.26, which is 26% below median its own 10-year median of 3.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aurum Proptech stock overvalued right now?
Based on GuruFocus' analysis, Aurum Proptech (BOM:539289) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹281.03, compared to a current price of ₹227.20 — trading 19.2% below its estimated fair value. The current Altman Z2-Score is 2.26, which is 26% below median its 10-year median of 3.07 and 24.9% below the Real Estate industry median of 3.01. Aurum Proptech's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Aurum Proptech (BOM:539289), the current Altman Z2-Score is 2.26 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aurum Proptech (BOM:539289) Overvalued in 2026?

Based on GuruFocus' analysis, Aurum Proptech stock appears to be undervalued. The current stock price of ₹227.20 is trading 19.2% below its estimated GF Value™ of ₹281.03. GuruFocus considers Aurum Proptech to be Modestly Undervalued.

Key valuation signals for BOM:539289:

  • Altman Z2-Score: 2.26 (26% below median its 10-year median of 3.07)
  • GF Value™: ₹281.03 vs. price of ₹227.20 (19.2% below fair value)
  • GF Score™: 74/100 with 5 warning signs
  • Industry Position: 24.9% below the Real Estate median (#999999 of 1763)

No single metric tells the full story. See the BOM:539289 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aurum Proptech Business Description

Other Exchanges AURUM:India
Address Thane Belapur Road, Aurum Q1, Aurum Q Parc, Navi Mumbai, MH, IND, 400710
Aurum Proptech Ltd is in the business of PropTech (property and technology) development for real estate, and other services relating to real estate. Its products, services, and platforms cater to the needs of various real estate market participants across three key verticals: Rental, Distribution, and Capital. In the Rental space, it provides solutions for student living, co-living, and family rentals. The Distribution vertical includes data analytics, marketing, and sales automation services, while the Capital vertical offers investment opportunities. Some of its products are; Nestaway; Aurum Analytica; Aurum KuberX; and among others. Its reportable segments are; Real Estate as a service (RAAS) which derives maximum revenue, Software as a service (SAAS), and Others.
74GF Score

Get the complete analysis for BOM:539289

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹227.20
Price
₹281.03
GF Value