Amir Chand Jagdish Kumar Exports (BOM:544743) Altman Z2-Score: 2.63 (As of Sep. 10, 2026) — Near Median

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BOM:544743 Amir Chand Jagdish Kumar Exports Ltd BOM:544743
17 GF Score
Price ₹198.75
! 7 Warning Signs
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What is Amir Chand Jagdish Kumar Exports Altman Z2-Score?

Amir Chand Jagdish Kumar Exports BOM:544743 -0.38% 17 Altman Z2-Score is 2.63 as of Sep. 10, 2026, which is 4% above its 10-year median of 2.52. GuruFocus rates BOM:544743 with a GF Score™ of 17/100. The stock has 7 warning signs investors should review. Among 1,755 Consumer Packaged Goods companies, Amir Chand Jagdish Kumar Exports ranks worse than 61.94% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Amir Chand Jagdish Kumar Exports has a Altman Z2-Score of 2.63, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Amir Chand Jagdish Kumar Exports's Altman Z2-Score or its related term are showing as below:

BOM:544743' s Altman Z2-Score Range Over the Past 10 Years
Min: 2.51   Med: 2.52   Max: 2.63
Current: 2.63

During the past 3 years, Amir Chand Jagdish Kumar Exports's highest Altman Z2-Score was 2.63. The lowest was 2.51. And the median was 2.52.


Amir Chand Jagdish Kumar Exports  (BOM:544743) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Amir Chand Jagdish Kumar Exports Altman Z2-Score Related Terms


Amir Chand Jagdish Kumar Exports Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Amir Chand Jagdish Kumar Exports's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amir Chand Jagdish Kumar Exports Altman Z2-Score Chart

Amir Chand Jagdish Kumar Exports Annual Data
Trend Mar23 Mar24 Mar25
Altman Z2-Score
2.51 2.52 2.63

Amir Chand Jagdish Kumar Exports Semi-Annual Data
Mar23 Mar24 Mar25 Sep25
Altman Z2-Score 2.51 2.52 2.63 0.00

BOM:544743 vs ADM, BG, TSN: Altman Z2-Score Comparison

For the Farm Products subindustry, Amir Chand Jagdish Kumar Exports's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amir Chand Jagdish Kumar Exports Altman Z2-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Amir Chand Jagdish Kumar Exports's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Amir Chand Jagdish Kumar Exports's Altman Z2-Score falls into.


BOM:544743
17GF Score
Amir Chand Jagdish Kumar Exports Ltd BOM:544743
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Amir Chand Jagdish Kumar Exports Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Amir Chand Jagdish Kumar Exports's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.185+3.26*0.1313+6.72*0.0964+1.05*0.3241
=2.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2025:
Total Assets was ₹15,490 Mil.
Total Current Assets was ₹14,510 Mil.
Total Current Liabilities was ₹11,645 Mil.
Retained Earnings was ₹2,034 Mil.
Pre-Tax Income was ₹802 Mil.
Interest Expense was ₹-691 Mil.
Total Liabilities was ₹11,698 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(14510.43 - 11645.21)/15490.32
=0.185

X2=Retained Earnings/Total Assets
=2033.9/15490.32
=0.1313

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(802.28 - -690.9)/15490.32
=0.0964

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(3791.84 - 0)/11698.48
=0.3241

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Amir Chand Jagdish Kumar Exports has a Altman Z2-Score of 2.63 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 2.63 mean?
Amir Chand Jagdish Kumar Exports (BOM:544743) has a Altman Z2-Score of 2.63 as of Sep. 10, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Amir Chand Jagdish Kumar Exports and its competitors. This is near median its historical median of 2.52. Over the past decade, Amir Chand Jagdish Kumar Exports' Altman Z2-Score has ranged from 2.51 to 2.63. According to the industry distribution chart, Amir Chand Jagdish Kumar Exports ranks #1087 out of 1755 companies in the Consumer Packaged Goods industry, placing it in the top 61.9%.
Is Amir Chand Jagdish Kumar Exports' Altman Z2-Score too high?
Amir Chand Jagdish Kumar Exports' current Altman Z2-Score of 2.63 is near median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 2.51 to a high of 2.63. The Consumer Packaged Goods industry median Altman Z2-Score is 3.73. Amir Chand Jagdish Kumar Exports' value of 2.63 is 29.5% below this industry median. Based on the distribution chart, Amir Chand Jagdish Kumar Exports ranks #1087 out of 1755 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Amir Chand Jagdish Kumar Exports has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Amir Chand Jagdish Kumar Exports' Altman Z2-Score compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Amir Chand Jagdish Kumar Exports ranks #1087 out of 1755 companies for Altman Z2-Score. This places Amir Chand Jagdish Kumar Exports in the lower half of its industry. The industry median Altman Z2-Score is 3.73. Amir Chand Jagdish Kumar Exports' value of 2.63 is 29.5% below this benchmark. Historically, Amir Chand Jagdish Kumar Exports' own Altman Z2-Score has ranged from 2.51 to 2.63 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 3.73, Amir Chand Jagdish Kumar Exports has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Consumer Packaged Goods company?
The median Altman Z2-Score among Consumer Packaged Goods companies is 3.73, based on 1,755 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amir Chand Jagdish Kumar Exports's current Altman Z2-Score of 2.63 is 29.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Amir Chand Jagdish Kumar Exports and its competitors. For the Consumer Packaged Goods industry, the median Altman Z2-Score is 3.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amir Chand Jagdish Kumar Exports's current Altman Z2-Score is 2.63, which is near median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amir Chand Jagdish Kumar Exports stock overvalued right now?
Amir Chand Jagdish Kumar Exports (BOM:544743) has a current Altman Z2-Score of 2.63. The current Altman Z2-Score is 2.63, which is near median its 10-year median of 2.52 and 29.5% below the Consumer Packaged Goods industry median of 3.73. Amir Chand Jagdish Kumar Exports' overall GF Score™ is 17/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Amir Chand Jagdish Kumar Exports (BOM:544743), the current Altman Z2-Score is 2.63 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Amir Chand Jagdish Kumar Exports Business Description

Other Exchanges AMIRCHAND:India
Address Jind Road, Village Sillakheri, Tehsil Safidon, Jind, HR, IND, 126 112
Amir Chand Jagdish Kumar Exports Ltd is a processor and exporter of basmati rice and other FMCG products in India. It has also diversified into FMCG products, offering staples and essential kitchen supplies such as aata, maida, sooji, besan, salt and sugar, the company markets its products under its flagship registered and trademarked brand AEROPLANE, with more than 40 different subbrands for various products, including without limitation, Aeroplane La-Taste, Aeroplane Classic, Ali baba, World Cup and Jet. Its products are categorized into two segments: (i) rice and (ii) FMCG. The products in its rice segment comprise of basmati rice and other specialty rice, such as kolam rice, sona masuri, idli rice and ponni rice. It derives a majority of its revenue from its basmati rice products.
17GF Score

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Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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