BYOC (Beyond Commerce) Altman Z2-Score: -66.64 (As of Jun. 27, 2026)


What is Beyond Commerce Altman Z2-Score?

Beyond Commerce BYOC Altman Z2-Score is -66.64 as of Jun. 27, 2026.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Warning Sign:

Beyond Commerce has a Altman Z2-Score of -66.64, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Beyond Commerce's Altman Z2-Score or its related term are showing as below:


Beyond Commerce  (OTCPK:BYOC) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Beyond Commerce Altman Z2-Score Related Terms


Beyond Commerce Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Beyond Commerce's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beyond Commerce Altman Z2-Score Chart

Beyond Commerce Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only -392.12 -24.43 -53.62 -58.39 -59.92

Beyond Commerce Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -51.02 -55.94 -59.92 -64.66 -66.64

BYOC vs TRKAQ, MOBQ, DBMM: Altman Z2-Score Comparison

For the Advertising Agencies subindustry, Beyond Commerce's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beyond Commerce Altman Z2-Score vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Beyond Commerce's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Beyond Commerce's Altman Z2-Score falls into.



Beyond Commerce Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Beyond Commerce's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*-1.4704+3.26*-16.7524+6.72*-0.2606+1.05*-0.5989
=-66.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Jun. 2023:
Total Assets was $4.24 Mil.
Total Current Assets was $1.13 Mil.
Total Current Liabilities was $7.36 Mil.
Retained Earnings was $-70.98 Mil.
Pre-Tax Income was -0.552 + -0.249 + -0.156 + -0.964 = $-1.92 Mil.
Interest Expense was -0.214 + -0.207 + -0.2 + -0.196 = $-0.82 Mil.
Total Liabilities was $10.44 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1.129 - 7.359)/4.237
=-1.4704

X2=Retained Earnings/Total Assets
=-70.98/4.237
=-16.7524

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-1.921 - -0.817)/4.237
=-0.2606

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(-6.249 - 0.001)/10.435
=-0.5989

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Beyond Commerce has a Altman Z2-Score of -66.64 indicating it is in Distress Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of -66.64 mean?
Beyond Commerce (BYOC) has a Altman Z2-Score of -66.64 as of Jun. 27, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Beyond Commerce and its competitors.
Is Beyond Commerce's Altman Z2-Score too high?
Beyond Commerce's current Altman Z2-Score is -66.64.
How does Beyond Commerce's Altman Z2-Score compare to TRKAQ and MOBQ?
Beyond Commerce's Altman Z2-Score of -66.64 can be compared against companies in the Media - Diversified industry. The industry median Altman Z2-Score is 2.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Media - Diversified company?
The median Altman Z2-Score among Media - Diversified companies is 2.53, based on 1,028 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Beyond Commerce and its competitors. For the Media - Diversified industry, the median Altman Z2-Score is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beyond Commerce's current Altman Z2-Score is -66.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beyond Commerce stock overvalued right now?
Beyond Commerce (BYOC) has a current Altman Z2-Score of -66.64. The current Altman Z2-Score is -66.64. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Beyond Commerce (BYOC), the current Altman Z2-Score is -66.64 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Beyond Commerce Business Description

Address 3773 Howard Hughes Parkway, Suite 500, Las Vegas, NV, USA, 89169
Beyond Commerce Inc is a provider of internet marketing analytics, technologies and services with a focus on data in the B2B Internet Marketing Analytics/Technology and Services space. It plans to develop, acquire, and deploy disruptive strategic software technology and market-changing business models through organic growth and acquisitions. The majority of the company's revenue is generated by the completion of a survey. Revenue is recognized and customers are billed at the point in time a survey occurs or when a related service is complete.