Amer Group Holding CoE (LSE:AMGR) Altman Z2-Score: 1.26 (As of Jul. 03, 2026) — Near Median


LSE:AMGR Amer Group Holding Co SAE LSE:AMGR
34 GF Score
Price $22.00
! 6 Warning Signs
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What is Amer Group Holding CoE Altman Z2-Score?

Amer Group Holding CoE LSE:AMGR 34 Altman Z2-Score is 1.26 as of Jul. 03, 2026, which is 1% below its 10-year median of 1.27. GuruFocus rates LSE:AMGR with a GF Score™ of 34/100. The stock has 6 warning signs investors should review. Among 1,769 Real Estate companies, Amer Group Holding CoE ranks worse than 73.49% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Amer Group Holding CoE has a Altman Z2-Score of 1.26, indicating it is in Grey Zones. This implies that Amer Group Holding CoE is in some kind of financial stress. If it is below 1.1, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Amer Group Holding CoE's Altman Z2-Score or its related term are showing as below:

LSE:AMGR' s Altman Z2-Score Range Over the Past 10 Years
Min: -7.1   Med: 1.27   Max: 2.2
Current: 1.27

During the past 13 years, Amer Group Holding CoE's highest Altman Z2-Score was 2.20. The lowest was -7.10. And the median was 1.27.


Amer Group Holding CoE  (LSE:AMGR) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Amer Group Holding CoE Altman Z2-Score Related Terms


Amer Group Holding CoE Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Amer Group Holding CoE's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amer Group Holding CoE Altman Z2-Score Chart

Amer Group Holding CoE Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.88 1.36 1.09 1.04 -0.03

Amer Group Holding CoE Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.84 -3.86 -7.10 1.27

LSE:AMGR vs CBRE, BEKE, JLL: Altman Z2-Score Comparison

For the Real Estate Services subindustry, Amer Group Holding CoE's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amer Group Holding CoE Altman Z2-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Amer Group Holding CoE's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Amer Group Holding CoE's Altman Z2-Score falls into.


LSE:AMGR
34GF Score
Amer Group Holding Co SAE LSE:AMGR
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Amer Group Holding CoE Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Amer Group Holding CoE's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.0872+3.26*0.066+6.72*0.041+1.05*0.191
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $258.98 Mil.
Total Current Assets was $175.82 Mil.
Total Current Liabilities was $153.24 Mil.
Retained Earnings was $17.08 Mil.
Pre-Tax Income was 2.43 + 3.916 + 0.509 + 0.438 = $7.29 Mil.
Interest Expense was -0.575 + -1.059 + -0.719 + -0.973 = $-3.33 Mil.
Total Liabilities was $210.54 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(175.82 - 153.241)/258.981
=0.0872

X2=Retained Earnings/Total Assets
=17.08/258.981
=0.066

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(7.293 - -3.326)/258.981
=0.041

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(40.217 - 0)/210.536
=0.191

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Amer Group Holding CoE has a Altman Z2-Score of 1.26 indicating it is in Grey Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 1.26 mean?
Amer Group Holding CoE (LSE:AMGR) has a Altman Z2-Score of 1.26 as of Jul. 03, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Amer Group Holding CoE and its competitors. This is near median its historical median of 1.27. According to the industry distribution chart, Amer Group Holding CoE ranks #1300 out of 1769 companies in the Real Estate industry, placing it in the top 73.5%.
Is Amer Group Holding CoE's Altman Z2-Score too high?
Amer Group Holding CoE's current Altman Z2-Score of 1.26 is near median its 10-year median of 1.27. The Real Estate industry median Altman Z2-Score is 3.02. Amer Group Holding CoE's value of 1.26 is 58.3% below this industry median. Based on the distribution chart, Amer Group Holding CoE ranks #1300 out of 1769 companies in the Real Estate industry, which is below the industry midpoint. Overall, Amer Group Holding CoE has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Amer Group Holding CoE's Altman Z2-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Amer Group Holding CoE ranks #1300 out of 1769 companies for Altman Z2-Score. This places Amer Group Holding CoE in the lower half of its industry. The industry median Altman Z2-Score is 3.02. Amer Group Holding CoE's value of 1.26 is 58.3% below this benchmark. While the company's 10-year median is 1.27 vs. the industry median of 3.02, Amer Group Holding CoE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Real Estate company?
The median Altman Z2-Score among Real Estate companies is 3.02, based on 1,769 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amer Group Holding CoE's current Altman Z2-Score of 1.26 is 58.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Amer Group Holding CoE and its competitors. For the Real Estate industry, the median Altman Z2-Score is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amer Group Holding CoE's current Altman Z2-Score is 1.26, which is near median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amer Group Holding CoE stock overvalued right now?
Amer Group Holding CoE (LSE:AMGR) has a current Altman Z2-Score of 1.26. The current Altman Z2-Score is 1.26, which is near median its 10-year median of 1.27 and 58.3% below the Real Estate industry median of 3.02. Amer Group Holding CoE's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Amer Group Holding CoE (LSE:AMGR), the current Altman Z2-Score is 1.26 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Amer Group Holding CoE Business Description

Other Exchanges AMER:Egypt
Address 11 Cleopatra Street, Heliopolis, Cairo, EGY
Amer Group Holding Co SAE is a real estate developer. The company has business in primary and secondary homes market as well as hotels, shopping malls, and restaurants. The projects of the company include porto marina, porto sokhna, and porto cairo mall.
34GF Score

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Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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