Stanley Lifestyles (NSE:STANLEY) Altman Z2-Score: 3.22 (As of Jul. 13, 2026) — 24% Below Median


NSE:STANLEY Stanley Lifestyles Ltd NSE:STANLEY
46 GF Score
Price ₹156.21
! 6 Warning Signs
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What is Stanley Lifestyles Altman Z2-Score?

Stanley Lifestyles NSE:STANLEY +0.95% 46 Altman Z2-Score is 3.22 as of Jul. 13, 2026, which is 24% below its 10-year median of 4.23. GuruFocus rates NSE:STANLEY with a GF Score™ of 46/100. The stock has 6 warning signs investors should review. Among 429 Furnishings, Fixtures & Appliances companies, Stanley Lifestyles ranks worse than 60.14% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Stanley Lifestyles has a Altman Z2-Score of 3.22, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Stanley Lifestyles's Altman Z2-Score or its related term are showing as below:

NSE:STANLEY' s Altman Z2-Score Range Over the Past 10 Years
Min: 3.22   Med: 4.23   Max: 5
Current: 3.22

During the past 6 years, Stanley Lifestyles's highest Altman Z2-Score was 5.00. The lowest was 3.22. And the median was 4.23.


Stanley Lifestyles  (NSE:STANLEY) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Stanley Lifestyles Altman Z2-Score Related Terms


Stanley Lifestyles Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Stanley Lifestyles's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stanley Lifestyles Altman Z2-Score Chart

Stanley Lifestyles Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z2-Score
Get a 7-Day Free Trial 4.20 4.26 3.40 5.00 3.22

Stanley Lifestyles Quarterly Data
Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.00 0.00 2.61 0.00 3.22

NSE:STANLEY vs SN, SGI, MHK: Altman Z2-Score Comparison

For the Furnishings, Fixtures & Appliances subindustry, Stanley Lifestyles's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stanley Lifestyles Altman Z2-Score vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Stanley Lifestyles's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Stanley Lifestyles's Altman Z2-Score falls into.


NSE:STANLEY
46GF Score
Stanley Lifestyles Ltd NSE:STANLEY
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Stanley Lifestyles Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Stanley Lifestyles's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.2622+3.26*0+6.72*0.0485+1.05*1.1137
=3.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹8,906 Mil.
Total Current Assets was ₹3,613 Mil.
Total Current Liabilities was ₹1,278 Mil.
Retained Earnings was ₹0 Mil.
Pre-Tax Income was 6 + -15 + 81 + 104 = ₹176 Mil.
Interest Expense was -63 + -69 + -75 + -49 = ₹-256 Mil.
Total Liabilities was ₹4,185 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3613 - 1278)/8906
=0.2622

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(176 - -256)/8906
=0.0485

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(4661 - 0)/4185
=1.1137

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Stanley Lifestyles has a Altman Z2-Score of 3.22 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 3.22 mean?
Stanley Lifestyles (NSE:STANLEY) has a Altman Z2-Score of 3.22 as of Jul. 13, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Stanley Lifestyles and its competitors. This is 24% below median its historical median of 4.23. Over the past decade, Stanley Lifestyles' Altman Z2-Score has ranged from 3.22 to 5.00. According to the industry distribution chart, Stanley Lifestyles ranks #258 out of 429 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 60.1%.
Is Stanley Lifestyles' Altman Z2-Score too high?
Stanley Lifestyles' current Altman Z2-Score of 3.22 is 24% below median its 10-year median of 4.23. Over the past 10 years, this metric has ranged from a low of 3.22 to a high of 5.00. The Furnishings, Fixtures & Appliances industry median Altman Z2-Score is 4.05. Stanley Lifestyles' value of 3.22 is 20.5% below this industry median. Based on the distribution chart, Stanley Lifestyles ranks #258 out of 429 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Stanley Lifestyles has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Stanley Lifestyles' Altman Z2-Score compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Stanley Lifestyles ranks #258 out of 429 companies for Altman Z2-Score. This places Stanley Lifestyles in the lower half of its industry. The industry median Altman Z2-Score is 4.05. Stanley Lifestyles' value of 3.22 is 20.5% below this benchmark. Historically, Stanley Lifestyles' own Altman Z2-Score has ranged from 3.22 to 5.00 over the past decade. While the company's 10-year median is 4.23 vs. the industry median of 4.05, Stanley Lifestyles has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Furnishings, Fixtures & Appliances company?
The median Altman Z2-Score among Furnishings, Fixtures & Appliances companies is 4.05, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanley Lifestyles's current Altman Z2-Score of 3.22 is 20.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Stanley Lifestyles and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Altman Z2-Score is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanley Lifestyles's current Altman Z2-Score is 3.22, which is 24% below median its own 10-year median of 4.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanley Lifestyles stock overvalued right now?
Stanley Lifestyles (NSE:STANLEY) has a current Altman Z2-Score of 3.22. The current Altman Z2-Score is 3.22, which is 24% below median its 10-year median of 4.23 and 20.5% below the Furnishings, Fixtures & Appliances industry median of 4.05. Stanley Lifestyles' overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Stanley Lifestyles (NSE:STANLEY), the current Altman Z2-Score is 3.22 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Stanley Lifestyles Business Description

Other Exchanges 544202:India
Address Hosur Road, SY No. 16/2 and 16/3 Part, Veerasandra Village, Attibele Hobli, Anekal Taluk, Bengaluru, KA, IND, 560100
Stanley Lifestyles Ltd designs and manufactures super-premium, luxury, and ultra-luxury furniture and sells it through its brand Stanley. The company designs, manufactures, and retails its products through its own network of pan-India stores. The Company has a single business segment namely, the business of manufacturing and trading of furniture and leather products.
46GF Score

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