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Guldbrev Holding AB (publ)OSTO:GULD -0.53%19 Altman Z2-Score is 12.46 as of Jul. 21, 2026, which is 36% above its 10-year median of 9.18. GuruFocus rates OSTO:GULD with a GF Score™ of 19/100. Among 1,118 Retail - Cyclical companies, Guldbrev Holding AB (publ) ranks better than 94.72% on this metric.
Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.
Good Sign:
Guldbrev Holding AB (publ) has a Altman Z2-Score of 12.46, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.
The zones of discrimination were as such:
When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.
The historical rank and industry rank for Guldbrev Holding AB (publ)'s Altman Z2-Score or its related term are showing as below:
OSTO:GULD'
s Altman Z2-Score Range Over the Past 10 Years
Min: 1.73 Med: 9.18 Max: 12.46
Current: 12.46
During the past 4 years, Guldbrev Holding AB (publ)'s highest Altman Z2-Score was 12.46. The lowest was 1.73. And the median was 9.18.
Guldbrev Holding AB (publ) (OSTO:GULD) Altman Z2-Score Explanation
The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:GULD vs AMZN, BABA, PDD: Altman Z2-Score Comparison
For the Internet Retail subindustry, Guldbrev Holding AB (publ)'s Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guldbrev Holding AB (publ) Altman Z2-Score vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Guldbrev Holding AB (publ)'s Altman Z2-Score distribution charts can be found below:
* The bar in red indicates where Guldbrev Holding AB (publ)'s Altman Z2-Score falls into.
Guldbrev Holding AB (publ) Altman Z2-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.
Guldbrev Holding AB (publ) (OSTO:GULD) has a Altman Z2-Score of 12.46 as of Jul. 21, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Guldbrev Holding AB (publ) and its competitors. This is 36% above median its historical median of 9.18. Over the past decade, Guldbrev Holding AB (publ)'s Altman Z2-Score has ranged from 1.73 to 12.46. According to the industry distribution chart, Guldbrev Holding AB (publ) ranks #59 out of 1118 companies in the Retail - Cyclical industry, placing it in the top 5.3%.
Is Guldbrev Holding AB (publ)'s Altman Z2-Score too high?
Guldbrev Holding AB (publ)'s current Altman Z2-Score of 12.46 is 36% above median its 10-year median of 9.18. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 12.46. The Retail - Cyclical industry median Altman Z2-Score is 2.98. Guldbrev Holding AB (publ)'s value of 12.46 is 318.8% above this industry median. Based on the distribution chart, Guldbrev Holding AB (publ) ranks #59 out of 1118 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Guldbrev Holding AB (publ) has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Guldbrev Holding AB (publ)'s Altman Z2-Score compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Guldbrev Holding AB (publ) ranks #59 out of 1118 companies for Altman Z2-Score. This places Guldbrev Holding AB (publ) in the top 5% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 2.98. Guldbrev Holding AB (publ)'s value of 12.46 is 318.8% above this benchmark. Historically, Guldbrev Holding AB (publ)'s own Altman Z2-Score has ranged from 1.73 to 12.46 over the past decade. While the company's 10-year median is 9.18 vs. the industry median of 2.98, Guldbrev Holding AB (publ) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Retail - Cyclical company?
The median Altman Z2-Score among Retail - Cyclical companies is 2.98, based on 1,118 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guldbrev Holding AB (publ)'s current Altman Z2-Score of 12.46 is 318.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Guldbrev Holding AB (publ) and its competitors. For the Retail - Cyclical industry, the median Altman Z2-Score is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guldbrev Holding AB (publ)'s current Altman Z2-Score is 12.46, which is 36% above median its own 10-year median of 9.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guldbrev Holding AB (publ) stock overvalued right now?
Guldbrev Holding AB (publ) (OSTO:GULD) has a current Altman Z2-Score of 12.46. The current Altman Z2-Score is 12.46, which is 36% above median its 10-year median of 9.18 and 318.8% above the Retail - Cyclical industry median of 2.98. Guldbrev Holding AB (publ)'s overall GF Score™ is 19/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Guldbrev Holding AB (publ) (OSTO:GULD), the current Altman Z2-Score is 12.46 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Guldbrev Holding AB (publ) is is a Nordic digital platform for recycling consumer-owned gold. Guldbrev operates in the purchase, valuation and resale of used jewelry and other gold items from private individuals, primarily through mail-based solutions and digital channels. The business is characterized by an automated, scalable business model with fast lead times and effective online marketing.
19GF Score
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