Creative Life Science Co (ROCO:7837) Altman Z2-Score: 3.17 (As of Jul. 12, 2026) — Near Median


ROCO:7837 Creative Life Science Co Ltd ROCO:7837
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Price NT$81.00
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What is Creative Life Science Co Altman Z2-Score?

Creative Life Science Co ROCO:7837 20 Altman Z2-Score is 3.17 as of Jul. 12, 2026, which is 8% below its 10-year median of 3.44. GuruFocus rates ROCO:7837 with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 1,392 Biotechnology companies, Creative Life Science Co ranks better than 65.45% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Creative Life Science Co has a Altman Z2-Score of 3.17, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Creative Life Science Co's Altman Z2-Score or its related term are showing as below:

ROCO:7837' s Altman Z2-Score Range Over the Past 10 Years
Min: 2.52   Med: 3.44   Max: 5.83
Current: 3.17

During the past 5 years, Creative Life Science Co's highest Altman Z2-Score was 5.83. The lowest was 2.52. And the median was 3.44.


Creative Life Science Co  (ROCO:7837) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Creative Life Science Co Altman Z2-Score Related Terms


Creative Life Science Co Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Creative Life Science Co's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creative Life Science Co Altman Z2-Score Chart

Creative Life Science Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z2-Score
3.52 5.83 2.52 3.44 3.17

Creative Life Science Co Semi-Annual Data
Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z2-Score Get a 7-Day Free Trial 2.52 0.00 3.44 0.00 3.17

ROCO:7837 vs VRTX, REGN, ALNY: Altman Z2-Score Comparison

For the Biotechnology subindustry, Creative Life Science Co's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creative Life Science Co Altman Z2-Score vs Biotechnology Industry

For the Biotechnology industry and Healthcare sector, Creative Life Science Co's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Creative Life Science Co's Altman Z2-Score falls into.


ROCO:7837
20GF Score
Creative Life Science Co Ltd ROCO:7837
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Creative Life Science Co Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Creative Life Science Co's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.1597+3.26*0.1233+6.72*0.0979+1.05*1.0132
=3.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was NT$1,439 Mil.
Total Current Assets was NT$652 Mil.
Total Current Liabilities was NT$422 Mil.
Retained Earnings was NT$177 Mil.
Pre-Tax Income was NT$134 Mil.
Interest Expense was NT$-7 Mil.
Total Liabilities was NT$715 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(651.518 - 421.623)/1439.135
=0.1597

X2=Retained Earnings/Total Assets
=177.495/1439.135
=0.1233

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(134.286 - -6.669)/1439.135
=0.0979

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(723.948 - 0)/714.544
=1.0132

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Creative Life Science Co has a Altman Z2-Score of 3.17 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 3.17 mean?
Creative Life Science Co (ROCO:7837) has a Altman Z2-Score of 3.17 as of Jul. 12, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Creative Life Science Co and its competitors. This is near median its historical median of 3.44. Over the past decade, Creative Life Science Co's Altman Z2-Score has ranged from 2.52 to 5.83. According to the industry distribution chart, Creative Life Science Co ranks #481 out of 1392 companies in the Biotechnology industry, placing it in the top 34.6%.
Is Creative Life Science Co's Altman Z2-Score too high?
Creative Life Science Co's current Altman Z2-Score of 3.17 is near median its 10-year median of 3.44. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 5.83. Based on the distribution chart, Creative Life Science Co ranks #481 out of 1392 companies in the Biotechnology industry, which is above the industry midpoint. Overall, Creative Life Science Co has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Creative Life Science Co's Altman Z2-Score compare to VRTX and REGN?
According to the Biotechnology industry distribution chart, Creative Life Science Co ranks #481 out of 1392 companies for Altman Z2-Score. This puts Creative Life Science Co in the upper half of its industry. Historically, Creative Life Science Co's own Altman Z2-Score has ranged from 2.52 to 5.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Biotechnology company?
A good Altman Z2-Score depends on the Biotechnology industry context. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Creative Life Science Co and its competitors. Creative Life Science Co's current Altman Z2-Score is 3.17, which is near median its own 10-year median of 3.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creative Life Science Co stock overvalued right now?
Creative Life Science Co (ROCO:7837) has a current Altman Z2-Score of 3.17. The current Altman Z2-Score is 3.17, which is near median its 10-year median of 3.44. Creative Life Science Co's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Creative Life Science Co (ROCO:7837), the current Altman Z2-Score is 3.17 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Creative Life Science Co Business Description

Address Wuquan 3rd Road, No. 24, Wugu District, New Taipei City, TWN, 248021
Creative Life Science Co Ltd is engaged in providing products of microbiology, and it has prepared media products and diagnostic reagents. The main products of CMP (Creative Media Plate) are solid and liquid media, which can be used for clinical microbiology, basic microbial research, environmental monitoring, biosafety testing, and quality control. Its product line is Transport Medium, Prepared Tube Media, Prepared Plated Media, VTM & I-VTM, Bacterial strain preservation system, and CMP SteriPack triple wrapped media.
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