Ataa Educational Co (SAU:4292) Altman Z2-Score: 1.42 (As of Jul. 11, 2026) — 18% Above Median


SAU:4292 Ataa Educational Co SAU:4292
83 GF Score
Price ﷼48.28
GF Value ﷼70.02
Valuation Possible Value Trap
! 9 Warning Signs
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What is Ataa Educational Co Altman Z2-Score?

Ataa Educational Co SAU:4292 -2.07% 83 Altman Z2-Score is 1.42 as of Jul. 11, 2026, which is 18% above its 10-year median of 1.20. GuruFocus rates SAU:4292 with a GF Score™ of 83/100 and a GF Value™ of ﷼70.02 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 256 Education companies, Ataa Educational Co ranks worse than 66.41% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Ataa Educational Co has a Altman Z2-Score of 1.42, indicating it is in Grey Zones. This implies that Ataa Educational Co is in some kind of financial stress. If it is below 1.1, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Ataa Educational Co's Altman Z2-Score or its related term are showing as below:

SAU:4292' s Altman Z2-Score Range Over the Past 10 Years
Min: 0.57   Med: 1.2   Max: 3.49
Current: 1.42

During the past 9 years, Ataa Educational Co's highest Altman Z2-Score was 3.49. The lowest was 0.57. And the median was 1.20.


Ataa Educational Co  (SAU:4292) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Ataa Educational Co Altman Z2-Score Related Terms


Ataa Educational Co Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Ataa Educational Co's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ataa Educational Co Altman Z2-Score Chart

Ataa Educational Co Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only 1.91 1.09 0.71 0.60 1.32

Ataa Educational Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 1.32 1.26 1.14 1.42

SAU:4292 vs EDU, TAL, LAUR: Altman Z2-Score Comparison

For the Education & Training Services subindustry, Ataa Educational Co's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ataa Educational Co Altman Z2-Score vs Education Industry

For the Education industry and Consumer Defensive sector, Ataa Educational Co's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Ataa Educational Co's Altman Z2-Score falls into.


SAU:4292
83GF Score
Ataa Educational Co SAU:4292
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Ataa Educational Co Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Ataa Educational Co's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.0072+3.26*0.0661+6.72*0.0722+1.05*0.644
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Apr. 2026:
Total Assets was ﷼2,155.8 Mil.
Total Current Assets was ﷼292.2 Mil.
Total Current Liabilities was ﷼276.6 Mil.
Retained Earnings was ﷼142.5 Mil.
Pre-Tax Income was 30.552 + 38.489 + 22.639 + 4.324 = ﷼96.0 Mil.
Interest Expense was -13.758 + -14.148 + -14.653 + -17.053 = ﷼-59.6 Mil.
Total Liabilities was ﷼1,275.6 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(292.202 - 276.622)/2155.763
=0.0072

X2=Retained Earnings/Total Assets
=142.472/2155.763
=0.0661

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(96.004 - -59.612)/2155.763
=0.0722

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(821.44 - 0)/1275.561
=0.644

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Ataa Educational Co has a Altman Z2-Score of 1.42 indicating it is in Grey Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 1.42 mean?
Ataa Educational Co (SAU:4292) has a Altman Z2-Score of 1.42 as of Jul. 11, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Ataa Educational Co and its competitors. This is 18% above median its historical median of 1.20. Over the past decade, Ataa Educational Co's Altman Z2-Score has ranged from 0.57 to 3.49. According to the industry distribution chart, Ataa Educational Co ranks #170 out of 256 companies in the Education industry, placing it in the top 66.4%.
Is Ataa Educational Co's Altman Z2-Score too high?
Ataa Educational Co's current Altman Z2-Score of 1.42 is 18% above median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 3.49. The Education industry median Altman Z2-Score is 3.11. Ataa Educational Co's value of 1.42 is 54.3% below this industry median. Based on the distribution chart, Ataa Educational Co ranks #170 out of 256 companies in the Education industry, which is below the industry midpoint. Overall, Ataa Educational Co has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ataa Educational Co's Altman Z2-Score compare to EDU and TAL?
According to the Education industry distribution chart, Ataa Educational Co ranks #170 out of 256 companies for Altman Z2-Score. This places Ataa Educational Co in the lower half of its industry. The industry median Altman Z2-Score is 3.11. Ataa Educational Co's value of 1.42 is 54.3% below this benchmark. Historically, Ataa Educational Co's own Altman Z2-Score has ranged from 0.57 to 3.49 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 3.11, Ataa Educational Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for an Education company?
The median Altman Z2-Score among Education companies is 3.11, based on 256 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ataa Educational Co's current Altman Z2-Score of 1.42 is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Ataa Educational Co and its competitors. For the Education industry, the median Altman Z2-Score is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ataa Educational Co's current Altman Z2-Score is 1.42, which is 18% above median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ataa Educational Co stock overvalued right now?
Based on GuruFocus' analysis, Ataa Educational Co (SAU:4292) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼70.02, compared to a current price of ﷼48.28 — trading 31% below its estimated fair value. The current Altman Z2-Score is 1.42, which is 18% above median its 10-year median of 1.20 and 54.3% below the Education industry median of 3.11. Ataa Educational Co's overall GF Score™ is 83/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Ataa Educational Co (SAU:4292), the current Altman Z2-Score is 1.42 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ataa Educational Co (SAU:4292) Overvalued in 2026?

Based on GuruFocus' analysis, Ataa Educational Co stock appears to be undervalued. The current stock price of ﷼48.28 is trading 31% below its estimated GF Value™ of ﷼70.02. GuruFocus considers Ataa Educational Co to be Possible Value Trap.

Key valuation signals for SAU:4292:

  • Altman Z2-Score: 1.42 (18% above median its 10-year median of 1.20)
  • GF Value™: ﷼70.02 vs. price of ﷼48.28 (31% below fair value)
  • GF Score™: 83/100 with 9 warning signs
  • Industry Position: 54.3% below the Education median (#170 of 256)

No single metric tells the full story. See the SAU:4292 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ataa Educational Co Business Description

Address Al-Hussein Bin Ali Street, P.O Box 87527, Exit 9, Al Izdihar District, Riyadh, SAU, 11652
Ataa Educational Co is a Saudi Arabia-based company involved in the establishment of national and international schools, kindergarten, primary, intermediate, and secondary schools for boys and girls, colleges and universities in the Kingdom of Saudi Arabia and abroad. It is also engaged in establishing, managing, and maintaining vocational training centers. The company's operating segments are; Education, Training, and Recruitment. The majority of its revenue is derived from the Education segment which is engaged in establishing and managing private, international, French and Indian schools.
83GF Score

Get the complete analysis for SAU:4292

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼48.28
Price
﷼70.02
GF Value