Alfakhera For Mens Tailoring Co (SAU:9618) Altman Z2-Score: 3.29 (As of Jul. 22, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:9618 Alfakhera For Mens Tailoring Co SAU:9618
20 GF Score
Price ﷼6.10
! 6 Warning Signs
View Full Analysis

What is Alfakhera For Mens Tailoring Co Altman Z2-Score?

Alfakhera For Mens Tailoring Co SAU:9618 20 Altman Z2-Score is 3.29 as of Jul. 22, 2026, which is 20% below its 10-year median of 4.12. GuruFocus rates SAU:9618 with a GF Score™ of 20/100. The stock has 6 warning signs investors should review. Among 1,118 Retail - Cyclical companies, Alfakhera For Mens Tailoring Co ranks better than 53.67% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Alfakhera For Mens Tailoring Co has a Altman Z2-Score of 3.29, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Alfakhera For Mens Tailoring Co's Altman Z2-Score or its related term are showing as below:

SAU:9618' s Altman Z2-Score Range Over the Past 10 Years
Min: 3.29   Med: 4.12   Max: 5.53
Current: 3.29

During the past 3 years, Alfakhera For Mens Tailoring Co's highest Altman Z2-Score was 5.53. The lowest was 3.29. And the median was 4.12.


Alfakhera For Mens Tailoring Co  (SAU:9618) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Alfakhera For Mens Tailoring Co Altman Z2-Score Related Terms


Alfakhera For Mens Tailoring Co Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Alfakhera For Mens Tailoring Co's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfakhera For Mens Tailoring Co Altman Z2-Score Chart

Alfakhera For Mens Tailoring Co Annual Data
Trend Dec23 Dec24 Dec25
Altman Z2-Score
5.53 4.12 3.29

Alfakhera For Mens Tailoring Co Semi-Annual Data
Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z2-Score 5.53 0.00 4.12 0.00 3.29

SAU:9618 vs TJX, ROST, BURL: Altman Z2-Score Comparison

For the Apparel Retail subindustry, Alfakhera For Mens Tailoring Co's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alfakhera For Mens Tailoring Co Altman Z2-Score vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Alfakhera For Mens Tailoring Co's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Alfakhera For Mens Tailoring Co's Altman Z2-Score falls into.


SAU:9618
20GF Score
Alfakhera For Mens Tailoring Co SAU:9618
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alfakhera For Mens Tailoring Co Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Alfakhera For Mens Tailoring Co's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.1724+3.26*0.156+6.72*0.1234+1.05*0.778
=3.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was ﷼223.5 Mil.
Total Current Assets was ﷼94.4 Mil.
Total Current Liabilities was ﷼55.9 Mil.
Retained Earnings was ﷼34.9 Mil.
Pre-Tax Income was ﷼22.0 Mil.
Interest Expense was ﷼-5.5 Mil.
Total Liabilities was ﷼125.7 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(94.391 - 55.851)/223.505
=0.1724

X2=Retained Earnings/Total Assets
=34.857/223.505
=0.156

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(22.033 - -5.549)/223.505
=0.1234

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(97.802 - 0)/125.704
=0.778

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Alfakhera For Mens Tailoring Co has a Altman Z2-Score of 3.29 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 3.29 mean?
Alfakhera For Mens Tailoring Co (SAU:9618) has a Altman Z2-Score of 3.29 as of Jul. 22, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Alfakhera For Mens Tailoring Co and its competitors. This is 20% below median its historical median of 4.12. Over the past decade, Alfakhera For Mens Tailoring Co's Altman Z2-Score has ranged from 3.29 to 5.53. According to the industry distribution chart, Alfakhera For Mens Tailoring Co ranks #518 out of 1118 companies in the Retail - Cyclical industry, placing it in the top 46.3%.
Is Alfakhera For Mens Tailoring Co's Altman Z2-Score too high?
Alfakhera For Mens Tailoring Co's current Altman Z2-Score of 3.29 is 20% below median its 10-year median of 4.12. Over the past 10 years, this metric has ranged from a low of 3.29 to a high of 5.53. The Retail - Cyclical industry median Altman Z2-Score is 2.98. Alfakhera For Mens Tailoring Co's value of 3.29 is 10.6% above this industry median. Based on the distribution chart, Alfakhera For Mens Tailoring Co ranks #518 out of 1118 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Alfakhera For Mens Tailoring Co has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Alfakhera For Mens Tailoring Co's Altman Z2-Score compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Alfakhera For Mens Tailoring Co ranks #518 out of 1118 companies for Altman Z2-Score. This puts Alfakhera For Mens Tailoring Co in the upper half of its industry. The industry median Altman Z2-Score is 2.98. Alfakhera For Mens Tailoring Co's value of 3.29 is 10.6% above this benchmark. Historically, Alfakhera For Mens Tailoring Co's own Altman Z2-Score has ranged from 3.29 to 5.53 over the past decade. While the company's 10-year median is 4.12 vs. the industry median of 2.98, Alfakhera For Mens Tailoring Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Retail - Cyclical company?
The median Altman Z2-Score among Retail - Cyclical companies is 2.98, based on 1,118 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfakhera For Mens Tailoring Co's current Altman Z2-Score of 3.29 is 10.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Alfakhera For Mens Tailoring Co and its competitors. For the Retail - Cyclical industry, the median Altman Z2-Score is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfakhera For Mens Tailoring Co's current Altman Z2-Score is 3.29, which is 20% below median its own 10-year median of 4.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfakhera For Mens Tailoring Co stock overvalued right now?
Alfakhera For Mens Tailoring Co (SAU:9618) has a current Altman Z2-Score of 3.29. The current Altman Z2-Score is 3.29, which is 20% below median its 10-year median of 4.12 and 10.6% above the Retail - Cyclical industry median of 2.98. Alfakhera For Mens Tailoring Co's overall GF Score™ is 20/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Alfakhera For Mens Tailoring Co (SAU:9618), the current Altman Z2-Score is 3.29 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Alfakhera For Mens Tailoring Co Business Description

Address Al-Kharj Road, 2nd Industrial City, Riyadh, SAU
Alfakhera For Mens Tailoring Co is engaged in detailing, sewing, and knitting Arab and non-Arab men's clothing, and retail sales of luxury goods and accessories such as Underwear, Shoes, Prayer Beads, Rings, and other men's apparels.
20GF Score

Get the complete analysis for SAU:9618

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼6.10
Price