MPL Verbum (WAR:VER) Altman Z2-Score: 11.77 (As of Aug. 08, 2026) — 53% Above Median

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WAR:VER MPL Verbum SA WAR:VER
82 GF Score
Price zł4.50
GF Value zł12.01
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is MPL Verbum Altman Z2-Score?

MPL Verbum WAR:VER 82 Altman Z2-Score is 11.77 as of Aug. 08, 2026, which is 53% above its 10-year median of 7.71. GuruFocus rates WAR:VER with a GF Score™ of 82/100 and a GF Value™ of zł12.01 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 999 Media - Diversified companies, MPL Verbum ranks better than 93.49% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

MPL Verbum has a Altman Z2-Score of 11.77, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for MPL Verbum's Altman Z2-Score or its related term are showing as below:

WAR:VER' s Altman Z2-Score Range Over the Past 10 Years
Min: 4.62   Med: 7.71   Max: 11.77
Current: 11.77

During the past 13 years, MPL Verbum's highest Altman Z2-Score was 11.77. The lowest was 4.62. And the median was 7.71.


MPL Verbum  (WAR:VER) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


MPL Verbum Altman Z2-Score Related Terms


MPL Verbum Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for MPL Verbum's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MPL Verbum Altman Z2-Score Chart

MPL Verbum Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.62 10.37 7.57 9.28 11.77

MPL Verbum Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.28 9.61 4.91 6.69 11.77

WAR:VER vs APP, OMC, TTD: Altman Z2-Score Comparison

For the Advertising Agencies subindustry, MPL Verbum's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MPL Verbum Altman Z2-Score vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, MPL Verbum's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where MPL Verbum's Altman Z2-Score falls into.


WAR:VER
82GF Score
MPL Verbum SA WAR:VER
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MPL Verbum Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

MPL Verbum's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.6761+3.26*0.0915+6.72*0.1169+1.05*5.9513
=11.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Apr. 2026:
Total Assets was zł9.43 Mil.
Total Current Assets was zł7.43 Mil.
Total Current Liabilities was zł1.06 Mil.
Retained Earnings was zł0.86 Mil.
Pre-Tax Income was -0.04 + 0.776 + 0.251 + 0.093 = zł1.08 Mil.
Interest Expense was -0.005 + -0.006 + -0.005 + -0.006 = zł-0.02 Mil.
Total Liabilities was zł1.36 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(7.431 - 1.059)/9.425
=0.6761

X2=Retained Earnings/Total Assets
=0.862/9.425
=0.0915

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1.08 - -0.022)/9.425
=0.1169

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(8.07 - 0)/1.356
=5.9513

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

MPL Verbum has a Altman Z2-Score of 11.77 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 11.77 mean?
MPL Verbum (WAR:VER) has a Altman Z2-Score of 11.77 as of Aug. 08, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on MPL Verbum and its competitors. This is 53% above median its historical median of 7.71. Over the past decade, MPL Verbum's Altman Z2-Score has ranged from 4.62 to 11.77. According to the industry distribution chart, MPL Verbum ranks #65 out of 999 companies in the Media - Diversified industry, placing it in the top 6.5%.
Is MPL Verbum's Altman Z2-Score too high?
MPL Verbum's current Altman Z2-Score of 11.77 is 53% above median its 10-year median of 7.71. Over the past 10 years, this metric has ranged from a low of 4.62 to a high of 11.77. The Media - Diversified industry median Altman Z2-Score is 2.57. MPL Verbum's value of 11.77 is 358% above this industry median. Based on the distribution chart, MPL Verbum ranks #65 out of 999 companies in the Media - Diversified industry, which is in the top quartile — a strong position relative to peers. Overall, MPL Verbum has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MPL Verbum's Altman Z2-Score compare to APP and OMC?
According to the Media - Diversified industry distribution chart, MPL Verbum ranks #65 out of 999 companies for Altman Z2-Score. This places MPL Verbum in the top 7% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 2.57. MPL Verbum's value of 11.77 is 358% above this benchmark. Historically, MPL Verbum's own Altman Z2-Score has ranged from 4.62 to 11.77 over the past decade. While the company's 10-year median is 7.71 vs. the industry median of 2.57, MPL Verbum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Media - Diversified company?
The median Altman Z2-Score among Media - Diversified companies is 2.57, based on 999 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MPL Verbum's current Altman Z2-Score of 11.77 is 358% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on MPL Verbum and its competitors. For the Media - Diversified industry, the median Altman Z2-Score is 2.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MPL Verbum's current Altman Z2-Score is 11.77, which is 53% above median its own 10-year median of 7.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MPL Verbum stock overvalued right now?
Based on GuruFocus' analysis, MPL Verbum (WAR:VER) is currently considered Possible Value Trap. The stock's GF Value™ is zł12.01, compared to a current price of zł4.50 — trading 62.5% below its estimated fair value. The current Altman Z2-Score is 11.77, which is 53% above median its 10-year median of 7.71 and 358% above the Media - Diversified industry median of 2.57. MPL Verbum's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For MPL Verbum (WAR:VER), the current Altman Z2-Score is 11.77 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MPL Verbum (WAR:VER) Overvalued in 2026?

Based on GuruFocus' analysis, MPL Verbum stock appears to be undervalued. The current stock price of zł4.50 is trading 62.5% below its estimated GF Value™ of zł12.01. GuruFocus considers MPL Verbum to be Possible Value Trap.

Key valuation signals for WAR:VER:

  • Altman Z2-Score: 11.77 (53% above median its 10-year median of 7.71)
  • GF Value™: zł12.01 vs. price of zł4.50 (62.5% below fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 358% above the Media - Diversified median (#65 of 999)

No single metric tells the full story. See the WAR:VER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MPL Verbum Business Description

Address Ulica Szelagowska 45 A, Poznan, POL, 61-626
MPL Verbum SA is engaged in the design, implementation and operation of customer loyalty programs to business to business and business to customer sectors.
82GF Score

Get the complete analysis for WAR:VER

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.50
Price
zł12.01
GF Value