WOSSF (Water Oasis Group) Altman Z2-Score: 1.09 (As of Jun. 25, 2026) — 17% Above Median


WOSSF Water Oasis Group Ltd WOSSF
61 GF Score
Price $0.11
GF Value $0.14
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Water Oasis Group Altman Z2-Score?

Water Oasis Group WOSSF 61 Altman Z2-Score is 1.09 as of Jun. 25, 2026, which is 17% above its 10-year median of 0.93. GuruFocus rates WOSSF with a GF Score™ of 61/100 and a GF Value™ of $0.14 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 97 Personal Services companies, Water Oasis Group ranks worse than 67.01% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Warning Sign:

Water Oasis Group has a Altman Z2-Score of 1.09, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Water Oasis Group's Altman Z2-Score or its related term are showing as below:

WOSSF' s Altman Z2-Score Range Over the Past 10 Years
Min: -1.04   Med: 0.93   Max: 1.7
Current: 1.09

During the past 13 years, Water Oasis Group's highest Altman Z2-Score was 1.70. The lowest was -1.04. And the median was 0.93.


Water Oasis Group  (OTCPK:WOSSF) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Water Oasis Group Altman Z2-Score Related Terms


Water Oasis Group Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Water Oasis Group's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Water Oasis Group Altman Z2-Score Chart

Water Oasis Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 -0.35 0.12 0.40 1.09

Water Oasis Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.40 0.00 1.09 0.00

WOSSF vs ROL, SCI, HRB: Altman Z2-Score Comparison

For the Personal Services subindustry, Water Oasis Group's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Water Oasis Group Altman Z2-Score vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Water Oasis Group's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Water Oasis Group's Altman Z2-Score falls into.


WOSSF
61GF Score
Water Oasis Group Ltd WOSSF
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Water Oasis Group Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Water Oasis Group's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*-0.0663+3.26*0.1852+6.72*0.0864+1.05*0.3283
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Sep. 2025:
Total Assets was $183.8 Mil.
Total Current Assets was $112.9 Mil.
Total Current Liabilities was $125.1 Mil.
Retained Earnings was $34.1 Mil.
Pre-Tax Income was $14.9 Mil.
Interest Expense was $-1.0 Mil.
Total Liabilities was $138.4 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(112.945 - 125.128)/183.835
=-0.0663

X2=Retained Earnings/Total Assets
=34.055/183.835
=0.1852

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(14.868 - -1.02)/183.835
=0.0864

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(45.427 - 0)/138.378
=0.3283

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Water Oasis Group has a Altman Z2-Score of 1.09 indicating it is in Distress Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 1.09 mean?
Water Oasis Group (WOSSF) has a Altman Z2-Score of 1.09 as of Jun. 25, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Water Oasis Group and its competitors. This is 17% above median its historical median of 0.93. According to the industry distribution chart, Water Oasis Group ranks #65 out of 97 companies in the Personal Services industry, placing it in the top 67%.
Is Water Oasis Group's Altman Z2-Score too high?
Water Oasis Group's current Altman Z2-Score of 1.09 is 17% above median its 10-year median of 0.93. The Personal Services industry median Altman Z2-Score is 2.05. Water Oasis Group's value of 1.09 is 46.8% below this industry median. Based on the distribution chart, Water Oasis Group ranks #65 out of 97 companies in the Personal Services industry, which is below the industry midpoint. Overall, Water Oasis Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Water Oasis Group's Altman Z2-Score compare to ROL and SCI?
According to the Personal Services industry distribution chart, Water Oasis Group ranks #65 out of 97 companies for Altman Z2-Score. This places Water Oasis Group in the lower half of its industry. The industry median Altman Z2-Score is 2.05. Water Oasis Group's value of 1.09 is 46.8% below this benchmark. While the company's 10-year median is 0.93 vs. the industry median of 2.05, Water Oasis Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Personal Services company?
The median Altman Z2-Score among Personal Services companies is 2.05, based on 97 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Water Oasis Group's current Altman Z2-Score of 1.09 is 46.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Water Oasis Group and its competitors. For the Personal Services industry, the median Altman Z2-Score is 2.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Water Oasis Group's current Altman Z2-Score is 1.09, which is 17% above median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Water Oasis Group stock overvalued right now?
Based on GuruFocus' analysis, Water Oasis Group (WOSSF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.14, compared to a current price of $0.11 — trading 21.3% below its estimated fair value. The current Altman Z2-Score is 1.09, which is 17% above median its 10-year median of 0.93 and 46.8% below the Personal Services industry median of 2.05. Water Oasis Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Water Oasis Group (WOSSF), the current Altman Z2-Score is 1.09 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Water Oasis Group (WOSSF) Overvalued in 2026?

Based on GuruFocus' analysis, Water Oasis Group stock appears to be undervalued. The current stock price of $0.11 is trading 21.3% below its estimated GF Value™ of $0.14. GuruFocus considers Water Oasis Group to be Modestly Undervalued.

Key valuation signals for WOSSF:

  • Altman Z2-Score: 1.09 (17% above median its 10-year median of 0.93)
  • GF Value™: $0.14 vs. price of $0.11 (21.3% below fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 46.8% below the Personal Services median (#65 of 97)

No single metric tells the full story. See the WOSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Water Oasis Group Business Description

Other Exchanges 01161:Hong Kong
Address 280 Gloucester Road, Causeway Bay, 18th Floor, World Trade Centre, Hong Kong, HKG
Water Oasis Group Ltd provides beauty and related wellness services. It provides general, specialist, and medical beauty services to high-end, mid-range, and mass-market consumer sectors for men and women. The firm operates through two business segments. The Product segment is mainly engaged in the retailing of skincare products under the brand names of H2O, Erno Laszlo, and Glycel. The Services segment is engaged in the provision of services in beauty centers, spas, and medical beauty centers mainly under the brand names of Oasis Spa, Oasis Beauty, and Oasis Homme. It generates a majority of its revenue from the service segment. Geographically, the company generates a majority of its revenue from Hong Kong and Macau.
61GF Score

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Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.11
Price
$0.14
GF Value