Agmo Holdings Bhd (XKLS:0258) Altman Z2-Score: 15.03 (As of Jul. 14, 2026) — 20% Below Median

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XKLS:0258 Agmo Holdings Bhd XKLS:0258
60 GF Score
Price RM0.31
GF Value RM0.56
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Agmo Holdings Bhd Altman Z2-Score?

Agmo Holdings Bhd XKLS:0258 +1.64% 60 Altman Z2-Score is 15.03 as of Jul. 14, 2026, which is 20% below its 10-year median of 18.78. GuruFocus rates XKLS:0258 with a GF Score™ of 60/100 and a GF Value™ of RM0.56 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,826 Software companies, Agmo Holdings Bhd ranks better than 95.12% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Agmo Holdings Bhd has a Altman Z2-Score of 15.03, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Agmo Holdings Bhd's Altman Z2-Score or its related term are showing as below:

XKLS:0258' s Altman Z2-Score Range Over the Past 10 Years
Min: 10.54   Med: 18.78   Max: 42.67
Current: 15.03

During the past 8 years, Agmo Holdings Bhd's highest Altman Z2-Score was 42.67. The lowest was 10.54. And the median was 18.78.


Agmo Holdings Bhd  (XKLS:0258) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Agmo Holdings Bhd Altman Z2-Score Related Terms


Agmo Holdings Bhd Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Agmo Holdings Bhd's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agmo Holdings Bhd Altman Z2-Score Chart

Agmo Holdings Bhd Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z2-Score
Get a 7-Day Free Trial 10.54 19.66 18.30 18.21 15.03

Agmo Holdings Bhd Quarterly Data
Mar19 Mar20 Mar21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.21 18.17 15.71 20.11 15.03

XKLS:0258 vs UBER, SHOP, CRM: Altman Z2-Score Comparison

For the Software - Application subindustry, Agmo Holdings Bhd's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agmo Holdings Bhd Altman Z2-Score vs Software Industry

For the Software industry and Technology sector, Agmo Holdings Bhd's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Agmo Holdings Bhd's Altman Z2-Score falls into.


XKLS:0258
60GF Score
Agmo Holdings Bhd XKLS:0258
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Agmo Holdings Bhd Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Agmo Holdings Bhd's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.6563+3.26*0.479+6.72*0.1601+1.05*7.6984
=15.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was RM66.76 Mil.
Total Current Assets was RM50.47 Mil.
Total Current Liabilities was RM6.65 Mil.
Retained Earnings was RM31.98 Mil.
Pre-Tax Income was 2.697 + 4.618 + 1.925 + 1.249 = RM10.49 Mil.
Interest Expense was -0.163 + -0.01 + -0.012 + -0.015 = RM-0.20 Mil.
Total Liabilities was RM7.43 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(50.467 - 6.647)/66.764
=0.6563

X2=Retained Earnings/Total Assets
=31.979/66.764
=0.479

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(10.489 - -0.2)/66.764
=0.1601

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(57.176 - 0)/7.427
=7.6984

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Agmo Holdings Bhd has a Altman Z2-Score of 15.03 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 15.03 mean?
Agmo Holdings Bhd (XKLS:0258) has a Altman Z2-Score of 15.03 as of Jul. 14, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Agmo Holdings Bhd and its competitors. This is 20% below median its historical median of 18.78. Over the past decade, Agmo Holdings Bhd's Altman Z2-Score has ranged from 10.54 to 42.67. According to the industry distribution chart, Agmo Holdings Bhd ranks #138 out of 2826 companies in the Software industry, placing it in the top 4.9%.
Is Agmo Holdings Bhd's Altman Z2-Score too high?
Agmo Holdings Bhd's current Altman Z2-Score of 15.03 is 20% below median its 10-year median of 18.78. Over the past 10 years, this metric has ranged from a low of 10.54 to a high of 42.67. The Software industry median Altman Z2-Score is 3.08. Agmo Holdings Bhd's value of 15.03 is 388% above this industry median. Based on the distribution chart, Agmo Holdings Bhd ranks #138 out of 2826 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Agmo Holdings Bhd has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agmo Holdings Bhd's Altman Z2-Score compare to UBER and SHOP?
According to the Software industry distribution chart, Agmo Holdings Bhd ranks #138 out of 2826 companies for Altman Z2-Score. This places Agmo Holdings Bhd in the top 5% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 3.08. Agmo Holdings Bhd's value of 15.03 is 388% above this benchmark. Historically, Agmo Holdings Bhd's own Altman Z2-Score has ranged from 10.54 to 42.67 over the past decade. While the company's 10-year median is 18.78 vs. the industry median of 3.08, Agmo Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Software company?
The median Altman Z2-Score among Software companies is 3.08, based on 2,826 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agmo Holdings Bhd's current Altman Z2-Score of 15.03 is 388% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Agmo Holdings Bhd and its competitors. For the Software industry, the median Altman Z2-Score is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agmo Holdings Bhd's current Altman Z2-Score is 15.03, which is 20% below median its own 10-year median of 18.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agmo Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Agmo Holdings Bhd (XKLS:0258) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.56, compared to a current price of RM0.31 — trading 44.6% below its estimated fair value. The current Altman Z2-Score is 15.03, which is 20% below median its 10-year median of 18.78 and 388% above the Software industry median of 3.08. Agmo Holdings Bhd's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Agmo Holdings Bhd (XKLS:0258), the current Altman Z2-Score is 15.03 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agmo Holdings Bhd (XKLS:0258) Overvalued in 2026?

Based on GuruFocus' analysis, Agmo Holdings Bhd stock appears to be undervalued. The current stock price of RM0.31 is trading 44.6% below its estimated GF Value™ of RM0.56. GuruFocus considers Agmo Holdings Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:0258:

  • Altman Z2-Score: 15.03 (20% below median its 10-year median of 18.78)
  • GF Value™: RM0.56 vs. price of RM0.31 (44.6% below fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 388% above the Software median (#138 of 2826)

No single metric tells the full story. See the XKLS:0258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agmo Holdings Bhd Business Description

Address Jalan PJU 8, Damansara Perdana, Level 38, Zetrix Tower, Empire City Damansara, Petaling Jaya, SGR, MYS, 47820
Agmo Holdings Bhd is an investment holding company involved in delivering comprehensive end-to-end solutions, including digital transformation consultancy and advisory services. It operates in four reportable segments: Development of bespoke digital solutions, Provision of digital platform-based services, Provision of subscription, hosting, technical support, and maintenance services, and Provision of training and development services. It generates the majority of its revenue from the Development of bespoke digital solutions that include project management, procurement of software, software application design, deployment, testing of software applications, and Other. Geographically, it generates revenue from Malaysia and has a presence in Hong Kong, Singapore, Thailand, and Other countries.
60GF Score

Get the complete analysis for XKLS:0258

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.31
Price
RM0.56
GF Value