Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.
Good Sign:
Moneda Renta Variable Chile Fondo do Inversion Cuotas has a Altman Z2-Score of 19.61, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.
The zones of discrimination were as such:
When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.
Moneda Renta Variable Chile Fondo do Inversion Cuotas (XSGO:CFIMRVCHA) Altman Z2-Score Explanation
The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moneda Renta Variable Chile Fondo do Inversion Cuotas Altman Z2-Score Chart
Moneda Renta Variable Chile Fondo do Inversion Cuotas Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneda Renta Variable Chile Fondo do Inversion Cuotas Altman Z2-Score vs Asset Management Industry
Moneda Renta Variable Chile Fondo do Inversion Cuotas Altman Z2-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.
Moneda Renta Variable Chile Fondo do Inversion Cuotas (XSGO:CFIMRVCHA) has a Altman Z2-Score of 19.61 as of Aug. 02, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Moneda Renta Variable Chile Fondo do Inversion Cuotas and its competitors. This is 52% below median its historical median of 40.97. Over the past decade, Moneda Renta Variable Chile Fondo do Inversion Cuotas' Altman Z2-Score has ranged from 15.78 to 1,117.21. According to the industry distribution chart, Moneda Renta Variable Chile Fondo do Inversion Cuotas ranks #146 out of 695 companies in the Asset Management industry, placing it in the top 21%.
Is Moneda Renta Variable Chile Fondo do Inversion Cuotas' Altman Z2-Score too high?
Moneda Renta Variable Chile Fondo do Inversion Cuotas' current Altman Z2-Score of 19.61 is 52% below median its 10-year median of 40.97. Over the past 10 years, this metric has ranged from a low of 15.78 to a high of 1,117.21. The Asset Management industry median Altman Z2-Score is 6.07. Moneda Renta Variable Chile Fondo do Inversion Cuotas' value of 19.61 is 223.1% above this industry median. Based on the distribution chart, Moneda Renta Variable Chile Fondo do Inversion Cuotas ranks #146 out of 695 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Moneda Renta Variable Chile Fondo do Inversion Cuotas has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Moneda Renta Variable Chile Fondo do Inversion Cuotas' Altman Z2-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Moneda Renta Variable Chile Fondo do Inversion Cuotas ranks #146 out of 695 companies for Altman Z2-Score. This places Moneda Renta Variable Chile Fondo do Inversion Cuotas in the top 21% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 6.07. Moneda Renta Variable Chile Fondo do Inversion Cuotas' value of 19.61 is 223.1% above this benchmark. Historically, Moneda Renta Variable Chile Fondo do Inversion Cuotas' own Altman Z2-Score has ranged from 15.78 to 1,117.21 over the past decade. While the company's 10-year median is 40.97 vs. the industry median of 6.07, Moneda Renta Variable Chile Fondo do Inversion Cuotas has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for an Asset Management company?
The median Altman Z2-Score among Asset Management companies is 6.07, based on 695 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneda Renta Variable Chile Fondo do Inversion Cuotas's current Altman Z2-Score of 19.61 is 223.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Moneda Renta Variable Chile Fondo do Inversion Cuotas and its competitors. For the Asset Management industry, the median Altman Z2-Score is 6.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneda Renta Variable Chile Fondo do Inversion Cuotas's current Altman Z2-Score is 19.61, which is 52% below median its own 10-year median of 40.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneda Renta Variable Chile Fondo do Inversion Cuotas stock overvalued right now?
Moneda Renta Variable Chile Fondo do Inversion Cuotas (XSGO:CFIMRVCHA) has a current Altman Z2-Score of 19.61. The current Altman Z2-Score is 19.61, which is 52% below median its 10-year median of 40.97 and 223.1% above the Asset Management industry median of 6.07. Moneda Renta Variable Chile Fondo do Inversion Cuotas' overall GF Score™ is 29/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Moneda Renta Variable Chile Fondo do Inversion Cuotas (XSGO:CFIMRVCHA), the current Altman Z2-Score is 19.61 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Moneda Renta Variable Chile Fondo do Inversion Cuotas is an investment fund. Its objective is to invest, preferably, in shares of Chilean publicly traded companies that demonstrate a high potential for sustained growth in the long term, with an adequate level of risk. The fund may also invest in shares of publicly traded corporations incorporated outside of Chile, provided that at least seventy percent of their assets or seventy percent of their operating income come from Chile.
29GF Score
Get the complete analysis for XSGO:CFIMRVCHA
Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSGO:CFIMRVCHA has been successfully added to your 
