E7 Group PJSC (ADX:E7) Altman Z-Score: 4.90 (As of Jul. 02, 2026) — Near Median


ADX:E7 E7 Group PJSC ADX:E7
58 GF Score
Price د.إ1.00
GF Value د.إ1.20
Valuation Modestly Undervalued
! 4 Warning Signs
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What is E7 Group PJSC Altman Z-Score?

E7 Group PJSC ADX:E7 +1.52% 58 Altman Z-Score is 4.90 as of Jul. 02, 2026, which is 8% above its 10-year median of 4.52. GuruFocus rates ADX:E7 with a GF Score™ of 58/100 and a GF Value™ of د.إ1.20 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 545 Conglomerates companies, E7 Group PJSC ranks better than 85.69% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.84 is strong.

E7 Group PJSC has a Altman Z-Score of 4.90, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for E7 Group PJSC's Altman Z-Score or its related term are showing as below:

ADX:E7' s Altman Z-Score Range Over the Past 10 Years
Min: 1.82   Med: 4.52   Max: 5.13
Current: 4.84

During the past 5 years, E7 Group PJSC's highest Altman Z-Score was 5.13. The lowest was 1.82. And the median was 4.52.


E7 Group PJSC  (ADX:E7) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


E7 Group PJSC Altman Z-Score Related Terms


E7 Group PJSC Altman Z-Score Historical Data

* Premium members only.

The historical data trend for E7 Group PJSC's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E7 Group PJSC Altman Z-Score Chart

E7 Group PJSC Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
0.00 0.00 4.52 4.46 4.52

E7 Group PJSC Quarterly Data
Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.72 4.67 4.52 4.52 4.80

ADX:E7 vs HON, MMM: Altman Z-Score Comparison

For the Conglomerates subindustry, E7 Group PJSC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E7 Group PJSC Altman Z-Score vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, E7 Group PJSC's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where E7 Group PJSC's Altman Z-Score falls into.


ADX:E7
58GF Score
E7 Group PJSC ADX:E7
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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E7 Group PJSC Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

E7 Group PJSC's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.4877+1.4*0.1813+3.3*0.0829+0.6*5.5258+1.0*0.4751
=4.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was د.إ1,539.3 Mil.
Total Current Assets was د.إ1,087.2 Mil.
Total Current Liabilities was د.إ336.5 Mil.
Retained Earnings was د.إ279.0 Mil.
Pre-Tax Income was 30.929 + 50.149 + 30.8 + 12.726 = د.إ124.6 Mil.
Interest Expense was -0.144 + -2.413 + -0.193 + -0.216 = د.إ-3.0 Mil.
Revenue was 169.34 + 210.417 + 173.643 + 177.902 = د.إ731.3 Mil.
Market Cap (Today) was د.إ2,036.0 Mil.
Total Liabilities was د.إ368.5 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1087.184 - 336.483)/1539.322
=0.4877

X2=Retained Earnings/Total Assets
=279.039/1539.322
=0.1813

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(124.604 - -2.966)/1539.322
=0.0829

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2036.024/368.457
=5.5258

X5=Revenue/Total Assets
=731.302/1539.322
=0.4751

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

E7 Group PJSC has a Altman Z-Score of 4.90 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.90 mean?
E7 Group PJSC (ADX:E7) has a Altman Z-Score of 4.90 as of Jul. 02, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on E7 Group PJSC and its competitors. This is near median its historical median of 4.52. Over the past decade, E7 Group PJSC's Altman Z-Score has ranged from 1.82 to 5.13. According to the industry distribution chart, E7 Group PJSC ranks #78 out of 545 companies in the Conglomerates industry, placing it in the top 14.3%.
Is E7 Group PJSC's Altman Z-Score too high?
E7 Group PJSC's current Altman Z-Score of 4.90 is near median its 10-year median of 4.52. Over the past 10 years, this metric has ranged from a low of 1.82 to a high of 5.13. The Conglomerates industry median Altman Z-Score is 2.07. E7 Group PJSC's value of 4.90 is 136.7% above this industry median. Based on the distribution chart, E7 Group PJSC ranks #78 out of 545 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, E7 Group PJSC has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does E7 Group PJSC's Altman Z-Score compare to HON and MMM?
According to the Conglomerates industry distribution chart, E7 Group PJSC ranks #78 out of 545 companies for Altman Z-Score. This places E7 Group PJSC in the top 14% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.07. E7 Group PJSC's value of 4.90 is 136.7% above this benchmark. Historically, E7 Group PJSC's own Altman Z-Score has ranged from 1.82 to 5.13 over the past decade. While the company's 10-year median is 4.52 vs. the industry median of 2.07, E7 Group PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Conglomerates company?
The median Altman Z-Score among Conglomerates companies is 2.07, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E7 Group PJSC's current Altman Z-Score of 4.90 is 136.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on E7 Group PJSC and its competitors. For the Conglomerates industry, the median Altman Z-Score is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E7 Group PJSC's current Altman Z-Score is 4.90, which is near median its own 10-year median of 4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E7 Group PJSC stock overvalued right now?
Based on GuruFocus' analysis, E7 Group PJSC (ADX:E7) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ1.00 — trading 16.7% below its estimated fair value. The current Altman Z-Score is 4.90, which is near median its 10-year median of 4.52 and 136.7% above the Conglomerates industry median of 2.07. E7 Group PJSC's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For E7 Group PJSC (ADX:E7), the current Altman Z-Score is 4.90 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E7 Group PJSC (ADX:E7) Overvalued in 2026?

Based on GuruFocus' analysis, E7 Group PJSC stock appears to be undervalued. The current stock price of د.إ1.00 is trading 16.7% below its estimated GF Value™ of د.إ1.20. GuruFocus considers E7 Group PJSC to be Modestly Undervalued.

Key valuation signals for ADX:E7:

  • Altman Z-Score: 4.90 (near median its 10-year median of 4.52)
  • GF Value™: د.إ1.20 vs. price of د.إ1.00 (16.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 136.7% above the Conglomerates median (#78 of 545)

No single metric tells the full story. See the ADX:E7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E7 Group PJSC Business Description

Address Old Shahama, Plot 220, Abu Dhabi, ARE
E7 Group PJSC delivers integrated solutions across identity, printing, packaging, education, and logistics, providing end-to-end services in secure production, digital enablement, and distribution. The printing segment is the main revenue contributor and includes printing, security, and packaging divisions. It offers commercial printing such as newspapers, books, and educational materials, along with secure printing solutions for banking, government, telecom, and transport sectors, including identity cards and passports. The packaging division produces various food and industrial packaging products with plans for expansion. The distribution segment, through Tawzea Distribution and Logistics Services Establishment, provides logistics, fulfilment, distribution, and customer service support.
58GF Score

Get the complete analysis for ADX:E7

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.00
Price
د.إ1.20
GF Value