Eshraq Investments PJSCADX:ESHRAQ -0.20%26 Altman Z-Score is 6.34 as of Jul. 13, 2026, which is 73% above its 10-year median of 3.67. GuruFocus rates ADX:ESHRAQ with a GF Score™ of 26/100 and a GF Value™ of د.إ0.29 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,734 Real Estate companies, Eshraq Investments PJSC ranks better than 92.5% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 6.34 is strong.
Eshraq Investments PJSC has a Altman Z-Score of 6.34, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Eshraq Investments PJSC's Altman Z-Score or its related term are showing as below:
ADX:ESHRAQ'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.26 Med: 3.67 Max: 39.89
Current: 6.34
During the past 11 years, Eshraq Investments PJSC's highest Altman Z-Score was 39.89. The lowest was 0.26. And the median was 3.67.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:ESHRAQ vs CBRE, BEKE, JLL: Altman Z-Score Comparison
For the Real Estate Services subindustry, Eshraq Investments PJSC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eshraq Investments PJSC Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Eshraq Investments PJSC's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Eshraq Investments PJSC's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Eshraq Investments PJSC (ADX:ESHRAQ) has a Altman Z-Score of 6.34 as of Jul. 13, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Eshraq Investments PJSC and its competitors. This is 73% above median its historical median of 3.67. Over the past decade, Eshraq Investments PJSC's Altman Z-Score has ranged from 0.26 to 39.89. According to the industry distribution chart, Eshraq Investments PJSC ranks #130 out of 1734 companies in the Real Estate industry, placing it in the top 7.5%.
Is Eshraq Investments PJSC's Altman Z-Score too high?
Eshraq Investments PJSC's current Altman Z-Score of 6.34 is 73% above median its 10-year median of 3.67. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 39.89. The Real Estate industry median Altman Z-Score is 1.31. Eshraq Investments PJSC's value of 6.34 is 384% above this industry median. Based on the distribution chart, Eshraq Investments PJSC ranks #130 out of 1734 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Eshraq Investments PJSC has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eshraq Investments PJSC's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Eshraq Investments PJSC ranks #130 out of 1734 companies for Altman Z-Score. This places Eshraq Investments PJSC in the top 8% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.31. Eshraq Investments PJSC's value of 6.34 is 384% above this benchmark. Historically, Eshraq Investments PJSC's own Altman Z-Score has ranged from 0.26 to 39.89 over the past decade. While the company's 10-year median is 3.67 vs. the industry median of 1.31, Eshraq Investments PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.31, based on 1,734 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eshraq Investments PJSC's current Altman Z-Score of 6.34 is 384% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Eshraq Investments PJSC and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eshraq Investments PJSC's current Altman Z-Score is 6.34, which is 73% above median its own 10-year median of 3.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eshraq Investments PJSC stock overvalued right now?
Based on GuruFocus' analysis, Eshraq Investments PJSC (ADX:ESHRAQ) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ0.29, compared to a current price of د.إ0.50 — trading 71% above its estimated fair value. The current Altman Z-Score is 6.34, which is 73% above median its 10-year median of 3.67 and 384% above the Real Estate industry median of 1.31. Eshraq Investments PJSC's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Eshraq Investments PJSC (ADX:ESHRAQ), the current Altman Z-Score is 6.34 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eshraq Investments PJSC (ADX:ESHRAQ) Overvalued in 2026?
Based on GuruFocus' analysis, Eshraq Investments PJSC stock appears to be overvalued.
The current stock price of د.إ0.50 is trading 71% above its estimated GF Value™ of د.إ0.29.
GuruFocus considers Eshraq Investments PJSC to be Significantly Overvalued.
Key valuation signals for ADX:ESHRAQ:
Altman Z-Score: 6.34 (73% above median its 10-year median of 3.67)
GF Value™: د.إ0.29 vs. price of د.إ0.50 (71% above fair value)
Industry Position: 384% above the Real Estate median (#130 of 1734)
No single metric tells the full story. See the ADX:ESHRAQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eshraq Investments PJSC is engaged in commercial enterprise investment and the real estate business, including development, sale, investment, construction, management, and associated services. It operates in five segments: Property development, Investment properties, Hospitality and leisure, Investment and asset management, and Holding. The company generates a majority of its revenue from the Investment properties segment. Geographically, it operates only in the United Arab Emirates.
26GF Score
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