AMEN (AMEN Properties) Altman Z-Score: 14.06 (As of Jun. 26, 2026) — 18% Below Median


AMEN AMEN Properties Inc AMEN
55 GF Score
Price $565.00
GF Value $274.89
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AMEN Properties Altman Z-Score?

AMEN Properties AMEN +4.25% 55 Altman Z-Score is 14.06 as of Jun. 26, 2026, which is 18% below its 10-year median of 17.24. GuruFocus rates AMEN with a GF Score™ of 55/100 and a GF Value™ of $274.89 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 897 Oil & Gas companies, AMEN Properties ranks better than 96.66% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 11.84 is strong.

AMEN Properties has a Altman Z-Score of 14.06, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for AMEN Properties's Altman Z-Score or its related term are showing as below:

AMEN' s Altman Z-Score Range Over the Past 10 Years
Min: 8.7   Med: 17.24   Max: 52
Current: 11.84

During the past 13 years, AMEN Properties's highest Altman Z-Score was 52.00. The lowest was 8.70. And the median was 17.24.


AMEN Properties  (OTCPK:AMEN) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


AMEN Properties Altman Z-Score Related Terms


AMEN Properties Altman Z-Score Historical Data

* Premium members only.

The historical data trend for AMEN Properties's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMEN Properties Altman Z-Score Chart

AMEN Properties Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.26 21.28 11.33 17.44 11.48

AMEN Properties Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.33 14.13 17.44 9.91 11.48

AMEN vs SPND, PRT, EONR: Altman Z-Score Comparison

For the Oil & Gas E&P subindustry, AMEN Properties's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMEN Properties Altman Z-Score vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, AMEN Properties's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where AMEN Properties's Altman Z-Score falls into.


AMEN
55GF Score
AMEN Properties Inc AMEN
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMEN Properties Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

AMEN Properties's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3863+1.4*-7.9443+3.3*0.2942+0.6*38.9512+1.0*0.3801
=14.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was $6.18 Mil.
Total Current Assets was $3.14 Mil.
Total Current Liabilities was $0.76 Mil.
Retained Earnings was $-49.07 Mil.
Pre-Tax Income was $1.82 Mil.
Interest Expense was $0.00 Mil.
Revenue was $2.35 Mil.
Market Cap (Today) was $29.53 Mil.
Total Liabilities was $0.76 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3.144 - 0.758)/6.177
=0.3863

X2=Retained Earnings/Total Assets
=-49.072/6.177
=-7.9443

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1.817 - 0)/6.177
=0.2942

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=29.525/0.758
=38.9512

X5=Revenue/Total Assets
=2.348/6.177
=0.3801

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

AMEN Properties has a Altman Z-Score of 14.06 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 14.06 mean?
AMEN Properties (AMEN) has a Altman Z-Score of 14.06 as of Jun. 26, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on AMEN Properties and its competitors. This is 18% below median its historical median of 17.24. Over the past decade, AMEN Properties' Altman Z-Score has ranged from 8.70 to 52.00. According to the industry distribution chart, AMEN Properties ranks #30 out of 897 companies in the Oil & Gas industry, placing it in the top 3.3%.
Is AMEN Properties' Altman Z-Score too high?
AMEN Properties' current Altman Z-Score of 14.06 is 18% below median its 10-year median of 17.24. Over the past 10 years, this metric has ranged from a low of 8.70 to a high of 52.00. The Oil & Gas industry median Altman Z-Score is 1.90. AMEN Properties' value of 14.06 is 640% above this industry median. Based on the distribution chart, AMEN Properties ranks #30 out of 897 companies in the Oil & Gas industry, which is in the top quartile — a strong position relative to peers. Overall, AMEN Properties has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMEN Properties' Altman Z-Score compare to SPND and PRT?
According to the Oil & Gas industry distribution chart, AMEN Properties ranks #30 out of 897 companies for Altman Z-Score. This places AMEN Properties in the top 3% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.90. AMEN Properties' value of 14.06 is 640% above this benchmark. Historically, AMEN Properties' own Altman Z-Score has ranged from 8.70 to 52.00 over the past decade. While the company's 10-year median is 17.24 vs. the industry median of 1.90, AMEN Properties has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Oil & Gas company?
The median Altman Z-Score among Oil & Gas companies is 1.90, based on 897 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMEN Properties's current Altman Z-Score of 14.06 is 640% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on AMEN Properties and its competitors. For the Oil & Gas industry, the median Altman Z-Score is 1.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMEN Properties's current Altman Z-Score is 14.06, which is 18% below median its own 10-year median of 17.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMEN Properties stock overvalued right now?
Based on GuruFocus' analysis, AMEN Properties (AMEN) is currently considered Significantly Overvalued. The stock's GF Value™ is $274.89, compared to a current price of $565.00 — trading 105.5% above its estimated fair value. The current Altman Z-Score is 14.06, which is 18% below median its 10-year median of 17.24 and 640% above the Oil & Gas industry median of 1.90. AMEN Properties' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For AMEN Properties (AMEN), the current Altman Z-Score is 14.06 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMEN Properties (AMEN) Overvalued in 2026?

Based on GuruFocus' analysis, AMEN Properties stock appears to be overvalued. The current stock price of $565.00 is trading 105.5% above its estimated GF Value™ of $274.89. GuruFocus considers AMEN Properties to be Significantly Overvalued.

Key valuation signals for AMEN:

  • Altman Z-Score: 14.06 (18% below median its 10-year median of 17.24)
  • GF Value™: $274.89 vs. price of $565.00 (105.5% above fair value)
  • GF Score™: 55/100 with 7 warning signs
  • Industry Position: 640% above the Oil & Gas median (#30 of 897)

No single metric tells the full story. See the AMEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMEN Properties Business Description

Industry EnergyOil & Gas
Address P.O. Box 835451, Richardson, TX, USA, 75083
AMEN Properties Inc acquires investments in commercial real estate, natural gas properties, and other energy-related business properties. It derives revenue from oil and gas.
55GF Score

Get the complete analysis for AMEN

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$565.00
Price
$274.89
GF Value