Injaz For Development And Projects (AMM:ATCO) Altman Z-Score: 0.95 (As of Jul. 05, 2026) — 19% Above Median


AMM:ATCO Injaz For Development And Projects AMM:ATCO
30 GF Score
Price JOD0.40
GF Value JOD0.47
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Injaz For Development And Projects Altman Z-Score?

Injaz For Development And Projects AMM:ATCO +2.56% 30 Altman Z-Score is 0.95 as of Jul. 05, 2026, which is 19% above its 10-year median of 0.80. GuruFocus rates AMM:ATCO with a GF Score™ of 30/100 and a GF Value™ of JOD0.47 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,729 Real Estate companies, Injaz For Development And Projects ranks worse than 62.98% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.95 is in distress zone. This implies bankruptcy possibility in the next two years.

Injaz For Development And Projects has a Altman Z-Score of 0.95, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Injaz For Development And Projects's Altman Z-Score or its related term are showing as below:

AMM:ATCO' s Altman Z-Score Range Over the Past 10 Years
Min: 0.36   Med: 0.8   Max: 1.77
Current: 0.95

During the past 13 years, Injaz For Development And Projects's highest Altman Z-Score was 1.77. The lowest was 0.36. And the median was 0.80.


Injaz For Development And Projects  (AMM:ATCO) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Injaz For Development And Projects Altman Z-Score Related Terms


Injaz For Development And Projects Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Injaz For Development And Projects's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Injaz For Development And Projects Altman Z-Score Chart

Injaz For Development And Projects Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.42 0.42 0.62 0.83

Injaz For Development And Projects Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.59 0.67 0.83 0.89

AMM:ATCO vs CBRE, BEKE, JLL: Altman Z-Score Comparison

For the Real Estate Services subindustry, Injaz For Development And Projects's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Injaz For Development And Projects Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Injaz For Development And Projects's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Injaz For Development And Projects's Altman Z-Score falls into.


AMM:ATCO
30GF Score
Injaz For Development And Projects AMM:ATCO
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Injaz For Development And Projects Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Injaz For Development And Projects's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1876+1.4*0.0073+3.3*0.0103+0.6*0.2037+1.0*0.5545
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was JOD116.89 Mil.
Total Current Assets was JOD64.45 Mil.
Total Current Liabilities was JOD42.53 Mil.
Retained Earnings was JOD0.85 Mil.
Pre-Tax Income was 0.091 + 0.92 + -0.068 + -0.382 = JOD0.56 Mil.
Interest Expense was -0.314 + 0.227 + -0.38 + -0.171 = JOD-0.64 Mil.
Revenue was 8.715 + 35.795 + 13.3 + 7.004 = JOD64.81 Mil.
Market Cap (Today) was JOD15.09 Mil.
Total Liabilities was JOD74.06 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(64.453 - 42.53)/116.889
=0.1876

X2=Retained Earnings/Total Assets
=0.853/116.889
=0.0073

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(0.561 - -0.638)/116.889
=0.0103

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=15.088/74.057
=0.2037

X5=Revenue/Total Assets
=64.814/116.889
=0.5545

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Injaz For Development And Projects has a Altman Z-Score of 0.95 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.95 mean?
Injaz For Development And Projects (AMM:ATCO) has a Altman Z-Score of 0.95 as of Jul. 05, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Injaz For Development And Projects and its competitors. This is 19% above median its historical median of 0.80. Over the past decade, Injaz For Development And Projects' Altman Z-Score has ranged from 0.36 to 1.77. According to the industry distribution chart, Injaz For Development And Projects ranks #1089 out of 1729 companies in the Real Estate industry, placing it in the top 63%.
Is Injaz For Development And Projects' Altman Z-Score too high?
Injaz For Development And Projects' current Altman Z-Score of 0.95 is 19% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.77. The Real Estate industry median Altman Z-Score is 1.30. Injaz For Development And Projects' value of 0.95 is 26.9% below this industry median. Based on the distribution chart, Injaz For Development And Projects ranks #1089 out of 1729 companies in the Real Estate industry, which is below the industry midpoint. Overall, Injaz For Development And Projects has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Injaz For Development And Projects' Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Injaz For Development And Projects ranks #1089 out of 1729 companies for Altman Z-Score. This places Injaz For Development And Projects in the lower half of its industry. The industry median Altman Z-Score is 1.30. Injaz For Development And Projects' value of 0.95 is 26.9% below this benchmark. Historically, Injaz For Development And Projects' own Altman Z-Score has ranged from 0.36 to 1.77 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 1.30, Injaz For Development And Projects has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.30, based on 1,729 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Injaz For Development And Projects's current Altman Z-Score of 0.95 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Injaz For Development And Projects and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Injaz For Development And Projects's current Altman Z-Score is 0.95, which is 19% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Injaz For Development And Projects stock overvalued right now?
Based on GuruFocus' analysis, Injaz For Development And Projects (AMM:ATCO) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD0.47, compared to a current price of JOD0.40 — trading 14.9% below its estimated fair value. The current Altman Z-Score is 0.95, which is 19% above median its 10-year median of 0.80 and 26.9% below the Real Estate industry median of 1.30. Injaz For Development And Projects' overall GF Score™ is 30/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Injaz For Development And Projects (AMM:ATCO), the current Altman Z-Score is 0.95 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Injaz For Development And Projects (AMM:ATCO) Overvalued in 2026?

Based on GuruFocus' analysis, Injaz For Development And Projects stock appears to be undervalued. The current stock price of JOD0.40 is trading 14.9% below its estimated GF Value™ of JOD0.47. GuruFocus considers Injaz For Development And Projects to be Modestly Undervalued.

Key valuation signals for AMM:ATCO:

  • Altman Z-Score: 0.95 (19% above median its 10-year median of 0.80)
  • GF Value™: JOD0.47 vs. price of JOD0.40 (14.9% below fair value)
  • GF Score™: 30/100 with 6 warning signs
  • Industry Position: 26.9% below the Real Estate median (#1089 of 1729)

No single metric tells the full story. See the AMM:ATCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Injaz For Development And Projects Business Description

Address Al Shahid Wasfi Al Tal Street (Gardens, P.O Box 910776 , Yathreb Commercial Complex, Building No. 41 - 1st Floor, Office No. 5, Amman, JOR, 11191
Injaz For Development And Projects is engaged in purchasing lands, real estate development, and trading it as well as investing in shares and bonds. The company operates only in the Hashemite Kingdom of Jordan.
30GF Score

Get the complete analysis for AMM:ATCO

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.40
Price
JOD0.47
GF Value