Excelsior CapitalASX:ECL 48 Altman Z-Score is 94.49 as of Jun. 24, 2026, which is 1679% above its 10-year median of 5.31. GuruFocus rates ASX:ECL with a GF Score™ of 48/100. The stock has 3 warning signs investors should review. Among 3,013 Industrial Products companies, Excelsior Capital ranks better than 99.54% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 95.53 is strong.
Excelsior Capital has a Altman Z-Score of 94.49, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Excelsior Capital's Altman Z-Score or its related term are showing as below:
ASX:ECL'
s Altman Z-Score Range Over the Past 10 Years
Min: 4.48 Med: 5.31 Max: 320.75
Current: 95.53
During the past 13 years, Excelsior Capital's highest Altman Z-Score was 320.75. The lowest was 4.48. And the median was 5.31.
Excelsior Capital (ASX:ECL) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Excelsior Capital Altman Z-Score Related Terms
Excelsior Capital Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Excelsior Capital's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:ECL vs VRT, BE, NVT: Altman Z-Score Comparison
For the Electrical Equipment & Parts subindustry, Excelsior Capital's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Excelsior Capital Altman Z-Score vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Excelsior Capital's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Excelsior Capital's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Excelsior Capital's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.5918
+
1.4
*
0.7502
+
3.3
*
0.0127
+
0.6
*
154.4643
+
1.0
*
0.014
=
94.49
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Excelsior Capital (ASX:ECL) has a Altman Z-Score of 94.49 as of Jun. 24, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Excelsior Capital and its competitors. This is 1679% above median its historical median of 5.31. Over the past decade, Excelsior Capital's Altman Z-Score has ranged from 4.48 to 320.75. According to the industry distribution chart, Excelsior Capital ranks #14 out of 3013 companies in the Industrial Products industry, placing it in the top 0.5%.
Is Excelsior Capital's Altman Z-Score too high?
Excelsior Capital's current Altman Z-Score of 94.49 is 1679% above median its 10-year median of 5.31. Over the past 10 years, this metric has ranged from a low of 4.48 to a high of 320.75. The Industrial Products industry median Altman Z-Score is 3.42. Excelsior Capital's value of 94.49 is 2662.9% above this industry median. Based on the distribution chart, Excelsior Capital ranks #14 out of 3013 companies in the Industrial Products industry, which is in the top quartile — a strong position relative to peers. Overall, Excelsior Capital has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Excelsior Capital's Altman Z-Score compare to VRT and BE?
According to the Industrial Products industry distribution chart, Excelsior Capital ranks #14 out of 3013 companies for Altman Z-Score. This places Excelsior Capital in the top 1% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.42. Excelsior Capital's value of 94.49 is 2662.9% above this benchmark. Historically, Excelsior Capital's own Altman Z-Score has ranged from 4.48 to 320.75 over the past decade. While the company's 10-year median is 5.31 vs. the industry median of 3.42, Excelsior Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Industrial Products company?
The median Altman Z-Score among Industrial Products companies is 3.42, based on 3,013 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Excelsior Capital's current Altman Z-Score of 94.49 is 2662.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Excelsior Capital and its competitors. For the Industrial Products industry, the median Altman Z-Score is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excelsior Capital's current Altman Z-Score is 94.49, which is 1679% above median its own 10-year median of 5.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excelsior Capital stock overvalued right now?
Excelsior Capital (ASX:ECL) has a current Altman Z-Score of 94.49. The current Altman Z-Score is 94.49, which is 1679% above median its 10-year median of 5.31 and 2662.9% above the Industrial Products industry median of 3.42. Excelsior Capital's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Excelsior Capital (ASX:ECL), the current Altman Z-Score is 94.49 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Excelsior Capital Ltd operates in the investment industry, predominately investment in managed investment funds and trusts. This segment represents direct and indirect investing in listed and unlisted equity instruments, hybrid notes, quoted debt instruments and or investment trusts to achieve long term income returns and capital appreciation.
48GF Score
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