BBT (Beacon Financial) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BBT Beacon Financial Corp BBT
56 GF Score
Price $31.88
GF Value $46.93
Valuation Possible Value Trap
! 6 Warning Signs
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What is Beacon Financial Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

BBT
56GF Score
Beacon Financial Corp BBT
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Beacon Financial (BBT) Overvalued in 2026?

Based on GuruFocus' analysis, Beacon Financial stock appears to be undervalued. The current stock price of $31.88 is trading 32.1% below its estimated GF Value™ of $46.93. GuruFocus considers Beacon Financial to be Possible Value Trap.

Key valuation signals for BBT:

  • Altman Z-Score:
  • GF Value™: $46.93 vs. price of $31.88 (32.1% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the BBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Beacon Financial Business Description

Address 131 Clarendon Street, Boston, MA, USA, 02116
Beacon Financial Corp operates as a multi-bank holding company. It offers commercial, business, and retail banking services, including a full complement of cash management products, online banking services, and consumer and residential loans.
56GF Score

Get the complete analysis for BBT

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.88
Price
$46.93
GF Value