BCG (Binah Capital Group) Altman Z-Score: 2.63 (As of Jun. 24, 2026) — Near Median


BCG Binah Capital Group Inc BCG
28 GF Score
Price $1.58
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What is Binah Capital Group Altman Z-Score?

Binah Capital Group BCG 28 Altman Z-Score is 2.63 as of Jun. 24, 2026, which is 1% below its 10-year median of 2.66. GuruFocus rates BCG with a GF Score™ of 28/100. The stock has 1 warning sign investors should review. Among 652 Asset Management companies, Binah Capital Group ranks worse than 56.75% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.63 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Binah Capital Group has a Altman Z-Score of 2.63, indicating it is in Grey Zones. This implies that Binah Capital Group is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Binah Capital Group's Altman Z-Score or its related term are showing as below:

BCG' s Altman Z-Score Range Over the Past 10 Years
Min: 2.35   Med: 2.66   Max: 4.16
Current: 2.63

During the past 6 years, Binah Capital Group's highest Altman Z-Score was 4.16. The lowest was 2.35. And the median was 2.66.


Binah Capital Group  (NAS:BCG) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Binah Capital Group Altman Z-Score Related Terms


Binah Capital Group Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Binah Capital Group's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Binah Capital Group Altman Z-Score Chart

Binah Capital Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial 0.00 0.00 0.00 2.43 2.75

Binah Capital Group Quarterly Data
Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.49 2.45 2.66 2.75 2.70

BCG vs BMNM, NOM, CIF: Altman Z-Score Comparison

For the Asset Management subindustry, Binah Capital Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Binah Capital Group Altman Z-Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Binah Capital Group's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Binah Capital Group's Altman Z-Score falls into.


BCG
28GF Score
Binah Capital Group Inc BCG
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Binah Capital Group Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Binah Capital Group's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0142+1.4*-0.2896+3.3*0.0825+0.6*0.3983+1.0*2.5411
=2.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $71.3 Mil.
Total Current Assets was $24.0 Mil.
Total Current Liabilities was $25.0 Mil.
Retained Earnings was $-20.6 Mil.
Pre-Tax Income was 2.656 + -0.236 + 1.95 + -0.561 = $3.8 Mil.
Interest Expense was -0.519 + -0.476 + -0.534 + -0.543 = $-2.1 Mil.
Revenue was 47.065 + 48.587 + 44.777 + 40.625 = $181.1 Mil.
Market Cap (Today) was $26.6 Mil.
Total Liabilities was $66.7 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(24.023 - 25.032)/71.25
=-0.0142

X2=Retained Earnings/Total Assets
=-20.633/71.25
=-0.2896

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(3.809 - -2.072)/71.25
=0.0825

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=26.560/66.682
=0.3983

X5=Revenue/Total Assets
=181.054/71.25
=2.5411

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Binah Capital Group has a Altman Z-Score of 2.63 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.63 mean?
Binah Capital Group (BCG) has a Altman Z-Score of 2.63 as of Jun. 24, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Binah Capital Group and its competitors. This is near median its historical median of 2.66. Over the past decade, Binah Capital Group's Altman Z-Score has ranged from 2.35 to 4.16. According to the industry distribution chart, Binah Capital Group ranks #370 out of 652 companies in the Asset Management industry, placing it in the top 56.7%.
Is Binah Capital Group's Altman Z-Score too high?
Binah Capital Group's current Altman Z-Score of 2.63 is near median its 10-year median of 2.66. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 4.16. The Asset Management industry median Altman Z-Score is 3.47. Binah Capital Group's value of 2.63 is 24.2% below this industry median. Based on the distribution chart, Binah Capital Group ranks #370 out of 652 companies in the Asset Management industry, which is below the industry midpoint. Overall, Binah Capital Group has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Binah Capital Group's Altman Z-Score compare to BMNM and NOM?
According to the Asset Management industry distribution chart, Binah Capital Group ranks #370 out of 652 companies for Altman Z-Score. This places Binah Capital Group in the lower half of its industry. The industry median Altman Z-Score is 3.47. Binah Capital Group's value of 2.63 is 24.2% below this benchmark. Historically, Binah Capital Group's own Altman Z-Score has ranged from 2.35 to 4.16 over the past decade. While the company's 10-year median is 2.66 vs. the industry median of 3.47, Binah Capital Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.47, based on 652 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Binah Capital Group's current Altman Z-Score of 2.63 is 24.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Binah Capital Group and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Binah Capital Group's current Altman Z-Score is 2.63, which is near median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Binah Capital Group stock overvalued right now?
Binah Capital Group (BCG) has a current Altman Z-Score of 2.63. The current Altman Z-Score is 2.63, which is near median its 10-year median of 2.66 and 24.2% below the Asset Management industry median of 3.47. Binah Capital Group's overall GF Score™ is 28/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Binah Capital Group (BCG), the current Altman Z-Score is 2.63 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Binah Capital Group Business Description

Other Exchanges O1Y:Germany
Address 80 State Street, Albany, NY, USA, 12207
Binah Capital Group Inc formerly Wentworth Management Services LLC is a holding company that acquires and manages businesses in the wealth management industry. The company specializes in consolidating independent broker-dealers to capture economies of scale needed to service financial advisors in today's technology-enabled regulatory environment. Wentworth's core philosophy focuses on building long-term, productive relationships with its advisor base.
28GF Score

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